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HomeMy WebLinkAbout2889 1 . FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF FORT PIERCE E CONDOMINIUM RIDER o5-23051285 ; THIS C 9NDOMINIUM RIDER is made this . -10th ,day of . APri 1 19 and is incorporated into and shall be deemed to amend and supplement a Mortgage, Deed of Trust or Deed to Secure Debt (herein "security instrument") dated of even date herewith, given by the undersgned (herein "Borrower") to secure. Borrowers Note to FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF FORT PIERCE (herein "Lender'ry n~ a he Pro~~yE~escrit~ in t~goiry insir~~ent and located at .....11000 _ N . E ..QCE~N Bb~1L~~Rl~, JJ. EE.NN.~S.. .BB.EEAA. . , . . . r. . . .33.33.44. - - - - - . . taoou+r ~wa...u The Property com n with an undivided interest in the mmmon elements of, a condominium project known as L~ ~~~C . . Marv a CondominNNn viohcq (herein "Condominium Project"). CONDOMINIUM COVENANTS. (n addition to the covenants and agr¢en~enrs made in the security instrument, Borrower and Lender further covenant and agree as follows: A. Assessments. Borrower shall promptly pay, when due, all assessments imposed by the Owners Association or other governing body of the Condominium Project (herein "Owners Association") pursuant to the provisions of the declaration, by-laws, code of regulations or other constituent document of the Condominium Project. . B. Hazard Insurance. So long as the Owners Association maintains a "master" or "blanket" policy on the Condominium Project whkh provides insurance coverage against fire, hazards included within the term "extended coverage," and such other hazards as Lender may require, and in such amounts and for such periods as Lender may require, then: (i) Lender waives the provision in Uniform Covenant 2 for the monthly payment to Lender of one- i twelfth of the premium installments for hazard insurance on the Property; (ii) Borrower's obligation under Uniform Covenant 5 to maintain hazard insurance coverage on the Property is deemed satisfied; and (iii) the provisions in Uniform Covenant 5 regarding application of hazard insurance proceeds shall be superseded by any provisions of the declaration, by-laws, code of regulations or other constituent document of the Condominium Project or cf applicable law to the extent necessary to avoid a conflict between such provisions and the provisions of Uniform Covenant 5. For any period of time during which such hazard insurance coverage is not maintained, the immediately preceding sentence shall be deemed to have no force or effect. Borrower shaft give Lender prompt notke of any lapse in such hazard insurance coverage. } In the event of a distribution of hazard insurance proceeds in lieu of restoration or repair following a bss to the Property, whether to the unit or to common elements, any such proceeds payable to Borrower are hereby assigned and shall be paid to Lender for application to the sums secured by the security instrument, •with the excess, if any, paid to Borrower. ~ C. Lender`s Prior ~ Consent. Borrower shall not, except after notice to Lender and with Lender's prior ~ written consent, partition or subdivide the Property or consent to: ~ (i) the abandonment or termination of the Condominium Project, except for abandonment or termination provided by law in the case of substantial destruction by fire or other casualty or in the case of a ~ taking by condemnation or eminent domain; (ii) any -material amendment to the -declaration, by-laws or code of regulations of the Owners ~ Association, or equivalent constituent document of the Condominium Project, including, but not limited to, any ' amendment which would change the percentage interests of the unit owners in the Condominium Project; or (iii) the effectuation of any decision by the Owners Association to terminate professional management and assume self-management of the Condominium Project. ~ D. Remedies. If Borrower breaches Borrower's covenants and agreements hereunder. including the covenant to pay when due condominium assessments. then Lender may invoke any remedies provided } under the security instrument, including, but not limited to. those provided under Uniform Covenant 7. IN WITNESS WHEREOF,`Borro~DE~as executed this Condominium Rider. r p ,ZECO ,~y5 _ ~ 16 Pt~1 3• ~ .3 ~ ~ A. Lovell Elliott -eai~ ~ z9 ~ . ~ ,pan T. E11 iott repro"" CONDOMINIUM RID~f~~-F. to 4 FltrwlY--8/75=FNMA/FHLMC UNIFORM INSTRUMENT e j f i Fam 250 BOOK 306 PAf~28~ a~ i