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DIS[•40SURE NOTE Ft)R INSTALIMENT IOANS • . ~ " `
~ " . ' lAJ AmOUnt RKh~d s_.a,LaySGSiLYY,._. ' '
~IRST N~TIONAL BANK OF FORT PIERCE ~81 ~,~,u~+~~c,.~,: 2~4.28 .
BANK NAME - . - _ . ulf/O~y~pd~ty IM :
' ' . 7 .9 S , s
P~st ff~.~e ~ok °'0 Fort Plerre Florida - • - ~ ~c~ o«~~»~+u.r s~w: - s '
. QFFICE AOOpESS _ (U) OtAM C1?~rq~t (dM1u~I s none
. - ~ • - , ~ ~ tE~ s none
~ = No.~ 24-2885-6 ' oaTeo: ' _ 'April, 9 ~ ~ . i9_Z3._ ~ tF~ s nor_~_ - .
- - ' (Gl A~++~wnt F~nanctcf • .82 . Z 3 ' ` . !
- ~ . _ ' - A~~t'$ ` ~ ~ ~ , is 84 ~A. B. c. E. Ff s _
r;~..~ ' s i--sl7
. IN? ~~~~+e .
Fort Pierce , F~oa~oA tn c..o~~ s 30. 00
~~AcE: - - ~n o~n« s none
Fe. ~~.~,,.d. th~ undtrs~gned (h~rt~~f~.. ~,~~~a ••Makei ~o~~~~v ~~a ~~~~N rf ~K~ s none
mc,re ~han o~e) Wom~s~ to paY to th~ ordt~ of th~ Ba~k, at its otfic~ I~sted above, d?~GTO t s ri0I1@ .
314 00 oo~u,: wr~~• `
~t Parments I~rOm (N) at ~~qhtl ot ~7 ~ • . 1M1 FINANCE CHARGE '
~ua~ moethly ~nsallmena of S 121 9Q , th~ first (N~ K. s 2~ ~31.77 f
;
;~stallmem due on_•~:~ g+-~~ ./9Z~. and subs~RuMt instsllmtnts dw on (N) Toql ol P~Ym~nts (G + Ml S 7 as„l4 ~.1L~. ~
•~2 9 dev ot each mon~h sneres~ce•, to9e~ne. w+en s F~Na~ BA~~OON PAYMEN7 OF: ANNUAL PERCENTAGE RATE 13 ;
s__ none , OUE none . 19 • :
Tne Sank shsll impos~ a delirxywncy chug~ sg~~~sc th~ MakN on snY WYm~^~ w~+'G+ has b~CO'^~ du~ a~+d 'ana'^s'^ d~fwlt fo~ s p~~iod in ~xc~s ef 1~
3ys in an smount epusl to 51l~ of tM amounc of the pri~cipal put of tM psY~^t in d~fautc. 1~ tM ~~t that M~ Nots ~s not psid in full at rt+~turi~y, a11 pay- ~
~r.encs, wheth~r p.incipsl, intenst or ocherwis~, shall bear incenst st eM msximum I~gal rstt ~Ilow~d undK t1+e 1aw. A11 ppentnts m~d~ her~und~r shall b~
c~~~~ra f~nt to inanst snd tt+~n to p~inc~pal, how~va. tht w~nt o1 d~fsult, the Bank msy, in its w1~ disuuiw~• ,PO~Y ~Y Di1~~M t0 inM~ft, prineipal ;
~~dior lawfulcharqts th~n sarwd. Ic is th~ int~ntion of tM panies h~reto that the provisions htrein sl+sl~ not P~~ d'~~N a'^d`ne~w for th~ psym~nc
c! a greactr rats of int~tfst or tM nt~++tion of ~ny oth~r CAu9~ thsn is sllowd bY ~aw- It, fot any rtsson, interesc u+ excsss of wch le9~f rat~ o. s chK~ P?o-
ug
n,b~ced by law shall st sny tirtw bt paid. any wch sxpss sha~l ~itMr tonstitute and W cctaced as a psyma~t on tRe pru+eipal a 0~ refundad dinetly to cM z
?.iaker. TM Nlaker en~y P~tWY tAe entire unpaid balance of tM loan at any time. If th~ loan is prepaid ~n fult, atcderated or ref'uqnced. th~ Msker thsU nte+w ~
; refu~0 of the unearnedQ~ rt~o++ o( th~ interat snd insuranc~ p~en?i~ms eomP~t~d bY the Hu~t of 78's rr+ethod, exoept thst the 6snk sha~~ be enc~Nad to ?eain
a mm~mum iOtt~~lt Of SS.YY. _ - ~ _ ~
CREDIT IIFE AND CREDIT LIFE 8r OISA8ILITY INSURANCE ARE VO~UNTARY APfD MQT FiEQU1RE0 FOR CREDIT. Su
nOnsura+ca tortr~9s
ava~labl~ ~t t!~ cost design~ted beloM' for ths term of tM uedit: (a) S~ 74 - 7 R for Ga~fit 4f~ 1nxu~xa (bl S _
ra c?ed~c ut~a o~~~~~cv ~~w~ancs:. . _ . - - ~ - ~ j0/19/22
~ Witliam M . Gerold e~nndat~ ~
Check ~ Gedit Lif~ Insurance is desirsd on the life of
1 Birtbdate
:.ppl. ?G~dit life.Ee Oisability Ituuranee is desired on r _ - _
Box ? Credit 4fe and/o~ Ois~bitity Insu77nea is t d ~ . ~ ~ '
7/L - ' ~9natute
C3te:_~?P~~t~..1979 Signatu -
4 FTER ACQUlPED rR0?ERTY 1MLl BESU6IECTTO THESECURITY INTERESTANO OTHER OR FUTUREtYDEBTEDME55tSSftUREO EY AMYSULH?ROPERTY, AS FOLIDWS:
~'aker hKeby grsnts to Bank a security i~te.est in the propfrcy, if a~y, descnbed in ~he space bebw and in a11 other property of Makar now or heresfter in
Bar,k's poss~sswn, and such security interest shali a~so secure a~~ other tiabilities of Maker co 8ank, whe~hei prirt?a~y, secondarY. d~rect or contingan4 P~e~nt
or iuture. The sfortsaid securicy interest excludes the Mak~rs primary res~dence unleu sa~d primary residence is descr~b~d below_
Eeginning at the Northeast comer of the South Z of the Southeast of the Southeast 4 of ;
~':e FJorthwest 4 and cun West 96.4 feet for point of beginning, thence South ISO feet,
~vest 100 feet, Norih 1~50 feet and East 1D0 feet to point of beginnihq in Section 21, _
To~~mship 35 South Range 40 East .
If che Bsnk requires the Maker to obca~~ ~~surance covera4e a9ains~ loss or damage to ~he colla[era~ secu?ing che btake~s indQbeedness to the Ba~k, the Maker
mav obtain Suth Cows~a9e frpm any agent, broke~ or insuro~ acceptable to the Ba~k.
is iantly and stverally covenanted and agreed with the Bank by each Maker, endorsar, suretY, guara++to~, a^a other party to this rtote (a11 of whom are
ne~e~naicer for hmvity eal~ed Obhgo~ or Obligon) thar
j Bank sha~i exerciss reaso~able care in the custody and preserva[ion of the Co~lat?.al and shall be deemed to hav~ exer~ised reasonable ca?a if it takes such
~ a: -~on for thst purpose as Make~ zhalt reasonabty request in vwiting, !wt no om+u~o~ to comply with any r~quest of Make• sha~l of itse~f be dser*?ed a faelure to
E ?xe.c~se reasonabie care. Withouc I~m~ti~g the ge~eraliey of the toregoirg, the Bank shalf have no respo~sib~i~!Y fr ~*m~n'^9 any matwieies, cslls„ conver-
i ; on, exchanga, offers, tenders or sim~lar macten relatin9 to any of che Collatera~, ~or for informing the undersgned w~th respact to arty thereof- Banie shall not
; b> bound to take any steps r.ectus?1/ to preserve any rights in the Co~laterat against prior parties, artd Maker shaE~ take aH necessa~l? steps for s~ch purposss- Ba~k
t ;~s nom;nee ~eed not collact inte?est on or principal of anY Colla[eral or give any notice wri[h respect eo ~r_ Right is he.eby e:press~y g~a~ted m~he Ba^k at its -
€ ~oc:on to transfer st any time to ~tself o~ to its nominee any Collatera! a~d to receive tne incorr?s thaeon x+d hokf saR+e as s~c'u't1/ ~for, or app~Y ic on tta
~ cr~:xipal or in[srest due haeon or dud on any liab~lity secured hereby. .
~Jpon :he hapPe~~r+9 of any o~ the follo•xing avents, each of wAich shall constitute s dr~ault he~evnde?, o~ 3~ ~ Mh~ f"p°~
ba,ar.ce of tAis note and a~t ethsr liab~~~t~es of esch AAaker to Bank shall tMreupon or ihe+eatrer, at-che apuon of Ba^k,w~thout eor~ae or o~!~*+a~'a. becrn'°'n'~'K'
~ rt,ately due and paYab~a= ia) failun oF any Obt~gor to p~rform any agreement hereunder o~ to palr ~n du! ar'Y t+~~ity whatsoerer [o Zank or sny ~n--
~ s*.al ment thlreof o~ intY~est thereon; (b) the dea[h of any Ob~~gor, (cl the filirtg of arry petit~o~ undsr the Ba~ekrt+PtcY a? ~~'~x fed'~rai or statt ststute, "
~ n9 of a 9enera~ ass~qnme~t far ~tx be•+~it ot cred~tors bY. or sne
bv ~~^it any Obl~gw' Id? an ePG~~~ation for the appo~ntment o~ a recerver for, the msk~
~ ,-so~vency of a~y Obligor, (el che encry of a ju~lgme~t against any Obligor: (f) the issu;ng of anY attachn+~n[s o. gan~ihrnent, or 2he i~i~+9 nme ta1 auiho ~ri?t
~ny property of any Ob~igor: lgt che tak+ng of possession of any substantial part of the p?operty of any Ob?igo~ at th~ ~^stann ~Y 9°1~
~ +~1 th. dissolution, mergsr, consol~da[ion, or reorganizatio~ of any Obl~gor, fi1 the determ~nauon btr Bank drat a mate.:st advtrs+ cha~~Se has occ~+'~ed the
~ ~ nancia! cw+dition of any Ob~~gor from the condit~ons set forth in the most ~acenc f~nanc~a~ sta[ement oE such Ofl~9or heretofwe tumishQd to Bank, or from
~he co:~dition of such Obl~go~ as hereto~ore mosr recendy disclosed to Bank in any rtw~ne~: or that any vrerrantY. ~gP*~ntation, oe~tifieate, or s:ateme~t of any
~ ~ti;;aor Iwhether conta~ned in th~s note or notl pe~taming to or in CO~~?ect~On v~nth this nole Or th~ ba~ ev~de~[S'd bY ~his not~ ~s ~ot :?ue: ~j? ~5~9^ment by
an r Maket of a~y equ~ty ~n a~y of the Col~ateral vmthout the v~nitten Consent of Bank; 4k) ~ailure to du af~ th?ngs neoessary to p~ese~ve a~d mainta~n the vahre
-:nd collectib~l~ty of the Cotlate~al, includ~n9, but not limiced to, the payme~t of texas and prem~ums o~ po~~des oE rnw•ance oo the dus uate ww~hout beneii~ ot
~ yrar. period. _
Uniess ths Collater~l is pe~~shab~e or threatens to decLns speed~tY ~a~ue or is ot a tvpe customarilV sdd a^ a~ec°9"'zed market, Ba~k w~H g~ve h:aker rea- I
a P'^. y ' I
~ s,nabla nouce of ths t+me ard p~ace o~ a~v pubiic sale thereof or of thr mm~ afre• v~•+c^ nec sa~e w+~l be hold. T!~c -c~u~rar.xnt of reasorwo~e nouce s..a~~ I
e mer it such notice ~s ma~~ea. PasTaqe Pr.paid, ta any :Aaker at the atld~ess 9~wn br+~-•• or ac znY ft~`r ~he~~u ~r Qb?~.:~.sest?~~ ~~~emaa^ k~`~e r any
~ .a~s beto~a the t+R~e uf th9 sa~e. Upon d~spos~tion o1 any Coitate~a~ after the fxcu~r..=: •r cf any _
~ aef~c~ency: aMi 8~~k ;hal~ account :o MaRe~ for any w~p~us, but 8~~k sha1l ha•~e ~ha ~:yhT to dpptY ~li ar +aY Px~ ~s (°r to ho+d rne san+e as ~
r~sarve) againsi any ancl a~l ocner t~abilines of each or any Maker ;o Bank. -
Bank shall have, bu[ shail nos ~e t~mited to, tns following rrghts, exh of wh~cn mav be exerused ac aR1? r~ ~a~?e* or rtor [his nots is due: la) to pledge
~ c~ vansfer this note and th~ Coltatera~, whereupon Bank sha~~ be ~N~eved of all dut~cs a~d respons~bilities herev~+cier and ~dieved from any and all liabiti:y wi:h
~ ~>soect (o ~ny Collatera? so p~ed9ed o~ tra~sfened, and any p~cdgee or tra~s~er.e s'+s?F for a~~ purposes sta~d in the p~ace of Bank hereunder and have al~ the
a-;: ~;ncs [O Ba?~k hErtu~l~: lb) .o ••ansfer the whole ar a~y part oF the Co~~ateral m~o t~e ~ame of ~tssL or ~ti nom~nee; (c) to :wtiry the Odw~rs an any Co~lat-
romist o• settlement it deems
~ e~ 3i to maice payment to 6ank o~ anv amounts due or to become due tnereo~: (dI to demand. sue for, coNect, or make ar?y cortW
c=s~~abte with reference to cne Cu1~a~eral; and (e1 to take possession or controi o` an~~ n~oceedz oT Co~late~al_
e1 No de7ay or omiss~on o~ :he pa~t of Bank ~n exsrcis~ng any r~ght her~under sha,l eperate as a waiver of wch nghi or of any other righ~ nnde~ this note. No
~ :n~ver or alterauon shali be oind~~4 on Bank un1!ss in a v~n~nrtg s~gned by an aut~o~~zed Bank otiicn, a~d then only to the extent spx~ticalFy set for;h the~ein.
4~ r.~<e~ir.,~~t, d•mand, proca: and notice of d~shonor, are hereby waived by ebch a~d every Gbfigor. The taking of s~e~?ewal nots without tM si4nature of any
~ P, o. enda.ser hab~! o~ [n~s ~ot~ sha11 not be deemed a payme~t or d+uharr,e of th.s oL~~gation and the ~~ab~hty created hereu~de~ shall conti~ue until :his
~ ~s oa~d ~n tull. The Ob~~gors, jomt~y anA sever~lly, promise and ag~ee to pay a~~ co:ts ~f coilect~o~, ~~+dud~ng attorney ~ees eaual to 10'.~G of the amount -
~ r ranced, or such la~ger amc,u~ts as maY be ~easonaWe and Wst ~f callected by ~ega1 p-cued ngs or throu4h an arorney iw. inctudMg apoe~~ate Proceedsngs.
. Tne ~~~+de~s.g kt+~ nA t of a ted copY ~his no~ on this dace.
~ i j `',Gf
.:c~.~:s 1701 Comnado Ft P+arce, fla- ~sEA~1
V?J/f~.liarn~ M " Ger d
~l~-~ `(i. , c,,~,~ l i is~a~~
~ ,~c~~ess • . -
~ Constance D. 'erold
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~ . - go~K 3U7 P~1007 - - : - -
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