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OISCLOSURE NOTE FOR 1NSTALLMENT LOANS
J~N ~ ~k (A) AmouM Recewed S~u~_
BANK NAME (Bl Prlmium tor Credu
Li(~/Oisability Ins. S -R-
t.0~ ~S J~,=~l `~',i~ ~1? 3~s7 (C) Uxumentary Stamp: S_
- OFFICE A~DRESS (D) Othtr Char9es (nem~te) s.~~.
IEI S , w_
^~OTE NO. DATEO: T~ne 25 , 19_Z4. (F) s_., ~
(G) Amount F~nanted
[~uE: J~*~e 26 ,~g_~~ fA, B, C. D. E. FI S
' 1H) Interest ,t~
P~ACE: . FLORIDA Credit Invesh9anon ~~-~S
IJl Other S R
For value ~ectrved, the u~ders~gned (hereinaiter ca11eJ'"Maker") ~ointly a~d severally lif (K) S
n~u~e than onel p~omise to pay to the o~der of the Bank, at rts atf~ce listed above, the Total
,,t Payments (f?om (N) st r~ghtl of,~~,~~s.~ OoUa~spaYable in ILI S
~.~~a~ mon~hty instauments ot S , the Iust ~M? FINANCE CHARGE
(H, 1, J, K, L) S
~~,s~alimen~ due on tt3 V
2~_ . 19_Z.Q, and wbsequent ~ns~allments due on (N) Total of Paymeots (G ~ M) 5~,~~_
;ne ~t]~lay ot NC1+'month thereatter, together w~th a FINAL BAl~00N PAYMENT OF: ANNUAL PERCENTAGE RATE ~~a._96
5 +Q~ UUE .19
T~e Bank shsll irt~pote a delinquenty tharge egainst the Maker on any payment which has betome due and remains in default (or a period in extess oi 10
~iayc ~n an amount equal to 9X~ oi the amount ot the principal part ot the payment in default. In the event that the Note is not pafd in full st maturity, all p~y-
ments, whethtr principa~, interest or otherwise, sAatl bear interest at the maxirtwm legal rate atlowed unde? the law. All payments made hereunder shall b~
creci~ted first to intertst a~d then to principal, however, in the event of default, the Bank may, in its sole discretio~, applV any payment to inte~est, principal
,,n~1!or IawfulChargss ih~ accrued. It is the intent+on of the parties hereto that the provisions herein shall not orovide directly o? indirectly for the payment
qreate~ rst~ o~ intersst or the retention oi any othe~ charge than is allowed by law. If, for any reason, inte~est in excess oi such legal rate or a charge pro-
r,~~~~ed hy law sha11 st a~y ~ime be paid, any such excess shall either constitute and be treated as a payment on the principal or be refunded directly to tht
4~,~er. The Maker may prepay the eMire unpaid balance oi the toan at any time. If the toao is prepaid in tull, accelerated or ref~na~ced, the Maker shsll receive
retUnO Ot ih! U~1lafOtO POtUOn Oi ii~e ~aie~rsi a~Ki ~nw~aiw.a y~em~ur~iS Ca,~ti~~,ui2u uy ii.8 :u:c v. -c... ,..wr: e_'.-
~ m~mmum iotBreft Charg~ of =5.~.
CREDIT LIFE AND CREDIT LIFE d~ OISABIIITY INSURANCE ARE VOIUNTARY AND NOT REQUIREO FOR CREDIT. Suth inwrance toverape is
ava~lable at th~ cost designated below for the term of the credit: (a) S tor Credit Life I~surance (b) S +a
f~;r Credit lii@ ~ pisability Inwrance= .
Check ? Gedit Life (nsurante is desired on the life o( ~ Birthdate
i+ppi. u ~,rBOii l.i(e a t'3iswiGiiy ii~Si~~dT.i:e iS uES~~ -J O~~ g:.ehA~~a
Box ~Gedit 'feand/a Disability Insurance is n desire~ "
i ~ p~
Date: ~ Si9nature '«'dL ' " - ~ Signature ' ' ` k~C
AfTERAC~UIREO?NO~EHTYMIILl8ESU6lECTTOTHE.? tE OTHERORFUTUREINDEBTEDNESSISSE S ~ERTY,ASfOLL01NS:
Maker hereby prants to Bank a security interest in tha p~operqr, ~f anV, d~suib~d ~n the space.be~ow and in all othe: property of Make~ now or hereafter in
Ba~k's possession, and wch security interest shall atso secu~e all other liabitities oi Maker to Bank, whether primary, secwwiary, duect or contingeM, present
f ~ture. Th! aforesaid stCUnty interest excludes the Makers p~imary residence unlets said primary retidence is described below.
Lot •7, S~ctia4 II. O~Ldoos assosts of Ar~iea at i~ttl~s Islaad, ~s i~sesi0~i ia
said aat,~ap.
! I` 2he Bank requ~res the I'deker to obtam ~nsurance coverage a~amst loss or damage to the colla[eral ~u::ng 2he ~J~akers indebredness ro ihe Bank, the Maker
! ohta~n such cove~age from any agent, broker or insur~r acceptable to the Bank.
!c ~s ~ointly and severally covenanted and ag~eed wrth the Bank by each Maker, endo*ser, surety, quarantor, and o~her parry to th~s nc;e (all ot whom are
4 ~rmaher fOr bt2vity Cdll2d 01~hqOr Or O~I~gOrS) [hd~:
k S.,nk shall exeruse reasonable care in the custody a~d preservat~on of the Collateral and shall be deemed ro have exerused reasonable caie ~f rt takes such
j ~:~,n for that purpose as Maker shaU reasonably request m wrihng, but no om~ss~on to comply whn any reyuest of Maker sha~~ of itseN be deemed a failure to
S •.n~c~se reasonable care. Without limit~ny the 9eneral~ty of the toregoma, the Bank shall have ~o respons~b~l~ty for ascertaining any maturities, calls, co~ver-
~ s.-;r., exchanges, otiers, tenders or Sim~tar matt@rs relating to any oi the Cotlatera~, nor for mformin9 the undersigned with respect to any thereot. Bank shall not
~ .,nund to take any steps necessary io preserve any nghts ~n the Co~latera~ aga~nst p~~or part~es, and Maker sha~l take all necessary steps for such purposes. Bank
~~ts nom~nee need not collect ~nterest on or pr~napal ot any Collate~at or g~ve any nouce wrth respect ro ~t. R~ght is hereby express!y g~anted to the Bank at its
f pr~on to transfer at any ume to hself. or to ~ts nom~nee any Collatera~ and to rece~ve the income ihereon and hold same as secunty herefor, or apply it on the
~ ;~•,nc~pal or interest due herean or due on any I~abihty secured hereby.
E Upon the happening of any of the ~ollow~ng events, each o~ wh~ch shall const~tute a defaul~ hereunde~, o~ it the Bank deems itself insecure, the entire unpaid
~ ++ncent th~s note and aN othe~ li~ ~Irties of each Maker t~ Bank shalt thereupo~ o. therea~ter, at the option of Bank, without nohce or demand, become imme-
:,rely due and payab~e: (a) faiiule oi any Ob~~gor to pertorm any agreement hereunder or to pay in (u~l, when due, any I~ab~hty whatsoever to Bank or any m-
,iment ihereof or interest thereon; (bi the death ot any Obligor; (c) the f~ting oi any petit~on under the Bankruptcy Act, o~ any sim~lar tederal or state statute,
~ c~r agamst any Obhgor; (d) an application tor the appo~mment of a rece~ver for, the mak~r.g oi a genera~ ass~gnment for the beneht of credilors by, or the
~~;nlvency of any Obligor; (ei the entry of a ~udgrr~rt against any Obligor, (t) the ~sswng ot any attxhments or ga~nishment, or the filing o~ any lien, against
~ property of any Obligor; (g) the taking of possess~on of any substant~al pa~t of the property of any Oblegor at the instance ot any governmental authority;
~ tne d~swlution, merger, consol~dat~on, or reorganirauon oi any Obl~gor; G) the de~erminahon by Bank that a matena~ adverse change has occurred in the
~ -~.muai cond~tion oi any Gui~gor irom ~ne conti~nons set io~tn in ~i~e most recet~i I~nenc~ai siairmeni o~ sut~ w~~yo~ he:e:~'oc2 `•u; ;:shed So S~^~, ~e !s~.^.:
~ condiuon ot such Obhger as heretofore most rece~tly d~sclosed to Bank in any manne~: or that any warranty, representation, cer t~i~cate, or statement ot any
~ :.:~gor (whether conta~nect ~n th~s note or not) pe~ta~n~ng to or ~n connett~on w~th this note or the loan ev~denced by thii note ~s not true: (j) the ass~gnment by
~ y Maker of any eqwty ~n any of the Collate*al w~thout the wn[[en conzent of Bank; (k) ta~lure ~o do all [hmgs necessary to preserve a~d mamtain the value
~ ~,f collect~bility of the Collate~al, ~nduding, but ~ot 4mrted to, the payment of taxes and premwms on pol~ues of msurance on the due date w~thout benefrt of
qra~e pCr~Od.
~ Jnl~s the Collate~al is pe~~shable or th~eatens to decline spercf~ly ~n value or ~s o~ a:ype customarity sotd on a recogn~red market, Ba~k will g~ve Maker rea-
~ ~~-,ble not~ce of the t~me onci piace ot any public sale thereof or oi the Ume af ter wh~ch a pnvate sale will be held_ The requuemem of reasonable nouce shall
met rf such not~ce ~s maded, postage prepa~d, to any Maker at the address grve~ be~ow or at any other acfdress shown on the records of ihe Bank, at least ten
_ ~ys before the time of the sale. Upon d~spos~t~on of any Collateral afte~ the oc~urrence of any default hereunde~, Obl~gvrs shalt be and rema~n hable for a~y
~ `~c~ency; and Bank shaU account to Maker for any surplus, but Bank sha~l have the nqht ro apply all or any part of such surplus (or to ho~d the same as a
••vrvel against any and all othe~ I~ab~ht~es o1 each c~ any Maker to Bank.
; Bank shatl have, but shall not t~e hmrte<t to, the following nghts, each o~ vfi~ch may t~e exerc~sed at any Ume whethe~ or not th~s note ~s due: (a) to pledge
~ ~rans(er this note and the Colla~eral, whereupon Ba~k shall be rel~eved of aIl duues and responsibilrt~es hereunder and rel~eved from any a~d all 11ab~l~ty with
~ ~~•~PPct to any Co~~ateral so pledged or transte.red, and any pledgee or trans~eree shaU for all purposes sta~d m the ptace oi Bank hereunder and have a~l the
~ • qhrs to Bank hereunder; Ib) to transier the whole or any part of the Co~~ateral mto the name o~ itself or rts nominee; (c) to not~ty the Obl~gors on any Collat-
~ .,i io make payment to Bank of any amounts due or to become due thereon; (di to demand, we tor, collect, or make any comprom~se or settlement it deems'
- ~~es~~able w~th .eference to the Collateral; and (et to take possession or control of any proceeds of Collate~al.
; No delay w om~u~on on tho part of Bank ~n exerus~ng any nght hereunde~ shall operate as a waiver of such nght or o( any other nght under this note_ No
~ :•,.:3~ver or alterat~on shaN be G~rxl~ng on Bank unless m a wriung sgned by an authonzed Bank oti~ce~, and then only ~o ihe extent speciticellY set (orth therein.
i P~esentment, demand, protest ancl notice o1 d~shonor, are hereby warved by each and every Obl~go~. The taking o~ a renewa~ note .vithout the signature oi any
~ ,I er or endorse~ haGle on th~s note shall r~ot be deemed a payment or discha~ge ot this obhgation and the liab~lity c~eated hereunder shall cont~nue until this
~ ~}e ~s pa~d in full. The Obl~qors, ~oindy aod severally, prom~se a~d agree to pay aU costs of collechon, including attomeys' ~ees equal to 1a1G of the amount
~ ~~.,nced, or such la~ger amounts as may be reasonable and ~ust ~f collected by legal rp~ ~ngs or through an attomey at law, includmg appellate proceedings.
~ The unde i acknowledge~~v o a mplet@d copy of this note on this date.
~ 42~~ ~ Na M~t C~ ~610 s ~r t~~ C-~- ,
~ :.:;~~,eli t'~l4S0~ _ (SEALI
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~ . ~~1,ess f C f ISEAU
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