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HomeMy WebLinkAbout1338 . - . .4. Ths1 ~n wdH to prot~tl mor~ fuNy tM s~tu~~ty ol tlws matp~y~.1M Ma~ppw. wp~ihN wilA. ~nd ~n idddwn to. IM monlldY piV~nls und~~ lM, t~ro~s M noto sKur~d Iw~~by. o~ tM sp~afNd p~yrt»nt dat~ 01 ~~th month u~td tM H~d not~ ~s fu~ly pa~d. w~u pay w tM Assoua~~on tM louowu?p sums (sl An ~nstsllmaH ol tM la+~q ~d ~Mts I~w~d a w b~ I~vNd p~unt tM p~~s~s cowr~d by tMS mat9s{~. sn0 sn u~sullm~m o1 th~ yrsmwm a pnmwms tMt w~N b~conN dw ~~+d Wy~ to r~w t~ M+wqnc~ a? tM p~mn~s cov~r~d M~~~N s~a~nst b:s by hn. ~nd w~nds~am. ~s prowd~d : fa bY W~~W~? 3 P~~~~4 Q~ i~h OtMt f?uud ~s mht w~wMWY a rpuN~d bY th~ Aswt~~tan. ~nd an ~nsuqmMt d tM pnmwm tMt vmtl pacpn~ dw ~nd pay~bl~ 10 rMf~w MN mWtpap~ u+su~snc~. d u+y Such u?stst~~tt sMN W pusl. ~~sp~cUwly. to on~•twNith 11i1~th1 0~ tM ~s umaad p~mwm p prNmums fa wth u~w~MU. a+d tuq ar+d ~sNSS~+~nts n~~t dw (ss ~sumand by tM Aasoc~atanl I~ss sll ~nsaumsnu ~Ir~ady p~~d tlwr~la. dwd~d bY tM numba ol montM tl+~t n~ ~o NaPS~ a+~ montA W~w w th~ daa wM~ sucA p~mwm a pr~nwwns ~~d ua~s snd sss~ssm~na w~N b~cam ANinaw~l. TM Aasocutan. wMN appiy+np sueA Wrma?ts ~o ~nwr~ec~ w~mwms. ua~s and ~ss~ssm~nts. b~ta~ tM sarrw p~com~ yd,npwnt. shall not piY ~ntwat to tM Matp~pa on wch lunds. N+d au such parmN?ts m~y W commu+pl~d by tM Assocwuon w~th sny . ot1+~r wch funds a vr~th ~1s own funds Th~ funds ~n W~dp~d ~s Wd~tan~l s~cw~ty la tM wms s~cund by tlws Mortqs~ snd ar~ wbNct to us~ by tM Assot~apon w~ WymMt ol "IaQ eM~pN" ~nd b~t~t CoY~Ctqn tf?~rp~s (bl All p~ymMts mMtqiNd m{IM W~t~~+p wbsottan ol tlw W?ap~aph ~nd ~u payrMnts to W msds unda the noa s~cuwd henOY sAsN W ~dd~d to~tMr snd tM aqprp~u amount tMrwl sMN b~ ps~d bY tM Mortpspa ~~ch month a, s s~n91s psYm~nt w bs app~~sd br ~he ~?ssoustwn to ~M folbvwop n~ms M? th~ wdK wi brM: 1 Tu~s. ass~ssm~ntt. ~nd u?wr~nt~ pertuums 2' lsa charqss ' snd bsnk caNCtan ch~r~s. untess psd r? m~nnN provd~d m puapr~ph ~ t~l 3 Inurqt o~ tM not~ Ncw~d M~sby 4. Amortusta~ ol tM p~mups~ o~ sad noa My defici~ncy in the amount ol wch pprpin ?nontNy paY~~ sA~U. uNess p~d Oy tM Matyspor p.a. to ihs due d~t~ d tl~s nsat such p~Ym~nt. oon- st~tua ~n ewnt of d~lauh unda tM mortpsg~. Without wsiv~ of a~y rpht • tM Assoc~atan msY ~~t a"Iate cMrqs" ss pov+d~d in tM NoN 5. That J t1+e to1a1 01 tM paym«+ts m~ b1r th~ MortWpo~ w+da o~ WrapapA ~ pnc~rq sMN eYCNd tM ~moum d psYm~^ts ~c~w11y n+a~ by tM Assouatwn ta tsxss snd asstssmK?ts and ~~awu~ pnn+wn+s. ~s tM uw may Os. such e:uss shsU W crsd~ted by tM Assouatwn a? w~~Mt piym~na to De msd~ by ths Morty~yw. tf. howwN. ZM nwntAly p~ym~nts madt by tM Mptp~9w u~dtr Is1 ot p~r~~apA 4 prxed~nq s~N~~ ~w! h~w b~+ wfhc~ent to wv ~axes and sssessments snd u+sw~nc~ p~mwms. ~s t1w uw m~y W. wMn tM same s?ya b~come dus a~d p~yable. then. tM bsoustan msy. at ~ts op- twn. immad~st~ly psy such ua~s and ass~ssm~nts and ~nsw~~ pnrrNUm. ~nd tM Matpsyoi sha11 pay ro tne Assouatwn any amoun~ ~?~cesssry eo m~b up the de(K~a~cy. snd such psYm~nt slwY b~ dw and p~Y~ M"tM^ tM~ty (30) dsys ~her tM dsa o1 ma~hnq ol notK~ by tl+e Assoaatwn stttWp lath ths smou~t ol wch dsf~c~a~cy. 11. at s~y bm~. tM Morty~Qor sh~N t«dN to ~M Assoustwn. r+ accad~nce w+~h ~M pov~s~or?s o~ the not~ s~cu~ed h~nby. Iu11 paymsnt o1 the entue ~nd~btsdn~u rsp~~senad Mnoy, tM Assoc~atwn sh~H, m comput~np tAs amou~t o~ such ~ndebtedn~ss. crsd~t to the sccount ol the Mortpsqo. sny Wlance remsxwnq in tM funds sttumu4t~d unda tM pransaes o11~) O~ W~p?sph 4 i 6 To perm~t. tanrtut or wH~r no wisN. ~mpanmMt or d~qnoaup+ of sad popMtY. w sny psrt thsr~ol snd upo~ the (sduro ol the Matqs9a to keap tht : bu~ld~~gs on s~id pop~rry ~r? 9ood tond~tan p rpHr and m~~nt~Mnt~. ths Assoaat~on tn~Y d~mand ptoper ma~ntenant~ snd tAe ~mm~dest~ rtpie of ss~d ? budd~ngs. w an mtreas~ N+ tM artwunt ol s~cunty. w tM ~mm~dwc~ r~psymMt ol the d~bt hereDy secv~sd. snd tl?s bdure ot the Mwtys9a to twep~Y w~th * sad dems~d o~ ths Assoc~stan fa s pawd of tlwty (30) days sh~11 constuuu ~ b~ach of tfrs mort9sps. and. st the opt~on ol tM Assocatan. ~mmsd~tely # mature tha enore ~mount o1 prir~l ~nd ~nta~st MnDy s~cu~~d. ~nd ths Assocutwn ~mmedestely snd wuhout notKS msy ~nsutuu p+oce~dnps to fwecbse ~ ~tus mortgsge s~d apply la ths aPpow~tm~nt o1 ~ nc~nK. as Asr~hN provid~d. snd ~n use o1 ths rstusal. nepbct o~ ~nsb~uq of ths Mortpa9or to reps~r and ma~ntau~ ssd prop~rqr. th~ Aswc~stan m~Y. at rts optan. m~k~ wch npsus a uuse tM same to be mads. and advsnte ma~sys m tMt bshslt J 7 To perfam. comply wnth ~nd ~bd~ bY ~acA and w~+1r th~ st~pulatans. ap~e~m~nu. co~d~uo~+s and covensn~s u+ sad prom~swry nots ard tlus mat~aps se~ ; 1o~tA 8 7o complY vr~tA tM wbawsan r~stnctw~?s ~n0 tM murocp~l ipwnp wdnsncss spplN:sbts to tM matqaped MoPerty. ~ot to erect a p~rm~t to bs erected sny ,.e~, pu,ld,nps un the pernsss h~rnn mortp~p~d a to ~dd to a pK~rut to bs sdd~d to. mske a psrm~t to bs made. a~r snuc[ursl slteqtans to sny ol ths ~a- ' ~sung ~mprovements thsna+ vr~thout tM wnna+ consMt o~ tl» Assoastan. ~nd u? the evem o~ sny valstwn or stterr~t to valste tMse supulsuons. a ~ny ol ! them. thn matgaps and sN wms s~tur~d Mnby shsU ~mm~d~ately b~comt dw sod paYSble st 1he oPtan o1 the Assoc~stwn ~ 9 Tnat ~n case ot a de(ault m sny of th~ terms ol th~s mortp~ps ~i+d tM t~luq ol a MI1 to taecbse tMs or sny other matpspe socumbenng tne w~th~n dsscnbed property. ths Auoc~atan shsll bs ~nutled to spply. st any t~m~ w~Uaut not~cs p~nd~r+p such laedowre wu. ro tAS court hsv~nq ~wisd~ctan therwf Ip tM sp• po~ntment of s recener o/ ~N snd sinpu~sr ths matp~y~d p?operty. and of sll tM reots. ~ncomas. prohts. ~ssues and revs~ues thereot. Irom whatsoever source denved. and. thereupon. ~t n henby acpr~ssly cown~nted and ~presd that ths coun shsll lorthw~th appant a recewer ol sa~d matga9ed propsrhr. sN ard 4 s~ngutar. and of such rents. ~r~comes. poLts. ~swes ~rd rsvsnuss tMrwf. from whatsosra sou~ce derrved. w~th the uwal powers srd duues of rscs~wn m I~ks ; cases. and wch appo~~tms~t shs11 be m~de by wcA court ~s ~ mstter of strKt rpht to tM Assoastan. and w~thout ~ete~ence to the adepuscy a~~sdeWacY of ~he va~ue ol tne property M~sbY ~tpsyed. a to ~M wMncy or ~nsdvencY d the Mort9sQo.. and that such rems. prohts. ~~comes. ~swes. a~d revenws sha11 pe appl,ed by such recsiwr to ths psyrmnt or tM matpsps mdebtWtwss. costs snd charges. accord~np to the wder o1 such court • 10 Tnat ~n ~he event the ownsnh~p ot ths mortp~y~d pa++~s~s. a sn~r part tMreol. becomes vested ~n a pason other than the Matpaga. the Auoaatan msy. wrthout not~ce to ths Mat~ayor. dNl wrth wth sutcessor o~ suctessas ~n ~~tsr~st vr~th referente to tlws mwtgage and the debt hereby secured. m ths same manne+ as wrth the Mortgaqor. vnthout m ~ny wsy vitatMp o~ d~scMrp~np tM Mortps9or's WbJ~ty hereunde~ o~ upon the debt herebY secured No sa~e of the ~ prem~ses hereby mo.t9sged snd ra tabsa~anu on tM pan o~ tM Assoasta~. ~~d ~+o eYtensan of ~ne ume fw the payment o1 ~he debt hereby secured y~ven by the Assoast~on. shsll opsrsts to rele~se. dscharpe. mod~h. chsnps w aNett the a~nsl lablrty ol the Mwtyaga here~n. e~iher ~n whole a~n pan 1 1 That ~n the event the prem~ies herMy mottyap~d. or ~nY p~rt theteOf. shsll be tondem~ed and taken under the povrer ol enunent doma~n. the Aswt~eUOn shall have the r~ght to demand thst s~1 dsmspss aw~rd~d fa tAe ta4~np ot a~n~ury to ssd penrses s~a~~ be Pa~d to the Assouatwn. rts wccessors or ass~gns. up to the aRaunt then unpa~d on thn matpape. and maY Oe ~PP~~ to sny wms last payabla hereu~der 12 That Ume ~s of the essence of tMs contrut s~d tAat ra wsrver o1 any obl~gatwn hereunder. or ol the obl~gauw~ sewr¢d he~eby. shal! at enY ume Ihereafter be held ro be a waner ol ths terms hereof or ot tha prom~ssory note secured hereby ' ; 13 In tt~e event ot any delault ~n ~~y ol tM terms ot tlus mortp~. o~ m the note secured hereb~r. a~+d acceleratwn by the hotde~. or any other s~watwn that would - cause ihe ~n[srest ps~d w psyabls under ths oblpatan to ~:c~ed tM mt~rest rate suthor~:ed by law. then ~n such event aI1 eYCess ~nterest thereto(ore pad stw~~ be cred~ted to pnnaps~ snd aN sccrued and u~id e~euu ~ntsnst snau abste snd shau not be an obi~gauon of the maker or of any other person 14 7hat to the eatent ol ths udebtedneu ot tM Matpsya to tlie Assocut~on desu~Gad herem a secured hereby. the Assoc~ateo~ ~s nereb~r wbrogated to the I~en a hens and to the nghts oi the owner and holMr thsrso( of sach ~nd every mortpape. hen or other encum~rance on U+e land descr~bed here~n. wMCh ~s pard and sat~s~~ed ~n whole a m psrt. out of t1+s p~oceeds oi iM ban descnbsd here~n a secured hereby, and ~he respsctne 1~ens ot sa~d mort9sges. I~ens a other en- cumb~ances. sna11 be. and the ssme ~nd aacA o1 them hereby ~s preserved and s?wti pass eo a~ be heM by ttro Assouatw~ here~n as secunty to~ t?+e ~n- debtedness to the Assoc~at~on Mre~n dsscnOSd w hersby secursd. to ihe sarne e•tem thae ~t wou~d hsve Dcen preserved and would hsve been passed to and been hefd b~r the Assoaat~or? had rt Deen duly ~nd ~re9uqrly asspned. trsnsferred. set over. and dehvered unto the Assouauon by seps.ate deed oi ass~gnment. notvr~thstand~n9 ~he tact thst the ssma may bs saus6sd ard unce~ISd ol racord. rt bang the intenta~ ot the part~es heroto ihat the same wdl be saus6ed an~ cancelled oi recwd by the holders thsreoi ~t a sbout tM nme o( the recad~ng ot tMS matgage F t 5 That ~i any of the wms ot money hero~n nferrsd to be nOt promptly ~rtd fully Dad v~nth~n th~rty 130) days next after the same severally become due a~d PsYabte. I o~ ~f each and evehr [he st~pulat~ons. aqreements. condt~an and covenants ot ssd prom~ssory note and th+s matgage. a erther. are not duly perfpmed. com ~ p1~ed w~th and ab~ded by. the agp~eyste wm unpad under sad p~om~ssory note a~d [h~s mor~gage shau become due and paYable (onhw~tn or ~hereaher. a~ the f opuun of the Assouatan. as fu~h s~d completely as ~i s~d spp~eyate wm ot money wero or~g~~a~ly supulated to be pa~d on such day, anyllnng ~n sa~d ~pram+ssory note or 1~ere~n to tAe contrary raMnihstand~np 16 T?+at ~n ader to acceterate the matunty of ths ~ndebtedness hereby secured because of the h~k,re ot the Mptgagw to pay any taa assessment. bab~l~ty. obf~ga- ; tro~ or encumbrance upon sad property ss here~n prov~dsd. A shall ~ot be necessary na requ~s+te that tne Assouaaon shall hrst pay the same ~ 17 It a co~ve~ance should be made by the Mortqaga of the prerruses here~n desa~bed. or any oart hereot. a~+d the g.antee named ~n such conveyance fa~IS or 6 retuses tu aswme the payment o1 the obl~yauon er~danced by sa~d p?om~ssory note and secured by th~s mwtgage. and ~n accorclance w~th the~r respect~ve ~ terms and abde by tf?e rules and repulstwns o~ tl?e Assoustwn. mclud~ny psyment o~ a reasonabte trartsfer lee. ihen, and ~n that event. at Ihe optron and upon the demand o~ the Assoasuon all wms of money sacured her~by st~all ~mmed~ately become (wthnnth due and paysble 18 That the abstract w abstracts of t~tle covenrp the mortpayed Woperty shsll at ali umes. dunng the I~?e o~ th~s mortgage rema~n ~n ahe possess~on ol the ~ Assouai~on and. m event of the foreclowre ol tMS matpaye. w otAei transler of uUe to the mwtgaged property m e¦[mguisnmem of the ~ndebtedness secur~d hereby a0 rght. trtie an0 ~nterest of ihe Mwtpapa in ~nd to sny such abstrscis oi t~[k shatl pass to t~e purcAaser o~ gramee 19 Should fAe val~d~ty or I~en ot th+s mortyage. a the ~ote secured thereby. be contested by hugat~o~ a otherw~se ttie Mortgaga agrees to pay to the Assoaatron ~ the cost o~ defend~ng the same ~nclud~np a reasonsde attwney's tee 20 To px,/ all and s+ngular the costs. charges and e~penses. ~nck,dang attorney s lees reasonaWy ~rxurred or pa~d at any urne by the Assoaauon. because ot tlie /a~lure of the Mortgagor to perform, Comp1Y vrith and abide by each end every the stpulatans. agreements. condiuo~s and covenants of sa~d promissory rate ~ and th~s mortgage, w e~ther, and everY ~ch (except for the payment of the rtw~[hly mstallment as r¢qwred by the Prom~saory No:e) sAa~l bear ~nterest trom date at the rate of 21 The Assoaatwn shatl have the nghi at any ome and from Ume to Gme and w~thout not~ce to or consent o1 any person to (al re~ease any portwn of the prerruses ~ (rom 1he I~en of th~s mortgage. (bl re~ease any person I~ab~e fw p~yment oi any ~ndebtedness secured herebY eaterxt the t~me of paymeni or alter tAe terms o~ vaymem o( a11 w any part of the ~ndebtedness. w~thout aHecun9 w roleas+rp the personat bab~~rty of any per~n I~ab1e lother than any person released pur suant neretol (or the payment ol any wm a ~nte~est s4cured hereby snd w~thout m any w~se alter~ng. varymg. or d~m~msn~ng the fo~ces. eftects or t~en oi tMs mortgage on alt the prem~ses not speatKally re~eased t~om the I~en of th~s mortpage Gy the Assoc~abon ~ 22 Any agreement hereafter made by Mortyagor ~nd Assoaauon pursusnt to th~s mortgage shall be suqenor IO Ihe nght5 01 l~ hOtder O~ 0ny mterven~ng I~en or encumbrance z Y3 Vp~n request of Mortgaga. tAe Assouatan msy. at ds sole optron. trom ume ro ume. be~ae ~uu payment of af1 ~ndebtedness secured hrreby make IurtAer ad ~ vances to Mortgagor. prov~ded. however. that the total pn~apal SeturEd hertby and remammg unpa~d ~nclud~ng any such advances, shatl not at any ume e¦ y prov~S~Ons ~ ceed ehe o.~g~nal prmapat wm secured hereby Mortyayor shall pay all suc~ ~urther advances w~~A mterest and the same shau be sewred hereb Ail of in~s mortgage shall apply to each (urther advsnce as well as to aU other ~ndebtedness s'cured hereby Noth~ng herem confa~ned. howeve~. shall I~m~t the ~ amount secured by this mortgage if SucA em7lnt ~s mcressed by advances made by the Assouat~o~. as here~n elsewhere p~ov~ded for ro protect the secunty ` ~ 24 In the event the Mortgagor herem, or any wbsequent Mortgagor. or any person w caporabon ownug any mterest whatscever. should encumber the propertY ~ herem mortgaged by an ~nstrument commady re!erred to and known as a"wrap-around matgage wdhout f~rst obtam~rg the wntten consent ot ttw Assot~a- non. then. at the optro~ o( the Assouatq~. the obl~gatron secured by th~s Mwtgage slwll ~mmecl~ately become due and oayade d ~ 25 To prov~de the Assouatan w~th flood Inwrance Coverage rf the real property ~s now a he.eatter determ~ned to be w~tMn a spec~al flood ha:ard area as shown ~ on Fbod Harard Bwndary MaplFlood Insurante Rate Map as puW~shed by the federal Inwrance Adm~rnstrateon ~ ~ 26 At the request of ths Mortgs9or, tM Assoc~atwn ~prws to w~~w tM prmns+ons of pu~Q~apA 4 relatrve to the crea[ron ot a hazs~d enwrance account, prov~ded. ~ hywever. ihat ths Assoustwn rot~~ns tM rpht. ~t ~ts opt~on. to rs•~nsats such prov~s~wn ot sa~d psragraph 4 ss an obl~yatan o~ ths Mortpspor hersunds~ upon ~ the happerrng ol any of tM ldlow~np A Fa~iwe co make any paym~nt rpuK~d undM tM t~rms of tM non on a beiwe tne due dats thereof ~ 8 Fa~lurs to cclnpFy w~th tM inwr~nu pro,nsans ot Wnpr~ph 3. a o( ~ny oi tM ofher terms ar+d cond~t~ons of tMS matpa9s w nocs. or w~ch the ~nwru~cs oeqwrementa contsmed rn tM D~clu~tan of Condomu~um sr+d rolat~d documsnts sfwuW the mortgsgsd propsrty bs tomm~tted to tondom~~+um ~ dsvebWTMnt ; IC)-NI-7~ ~ ~ MLCA 12 Bt~ ;x3~.2 ~acE1~~ . ~ .~:.r . . . t