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HomeMy WebLinkAbout0715 - - ~ s R FIRST FEDERAL 3AVING8 AND LOAN ASSOCIATION - O!~ FORT PIERCE CONDOMINIUM RIDER - THIS CONDOMMNM RIDER tr made this 9~~ ....day of ~u9liSii 19 .7.9.., and is incorporated into and shad be deemed to amend and supplement a Mortgage, Deed of Trust or Deed to Secure Debt (herein "security instrument") dated ~ even date herewith, giver? by the undersigned (herein "Borrower's to secure Borrower's Note to FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF FORT PIERCE (herein "Lender's and covering the Property described in the security instrument and braced at . 103]A. South .alA, .Jegsen. Beach, Florida . taoo«a ~aa..a The Property comprises a uNt in, together with an undivided interest in the common elements of, a condominium project known as ..pceanrise .of.Nutchinson Island a.~. a co~aawe~ ww.a, (herein "Condominium Project"). CONDOMIMUM COVENANTS. In additbn to the covenants and agreements made in the security instrument, Borrower and Lender further covenant and agree as follows: A. `Assessments. Borrower shall promptly pay when due, all assessments imposed by the Owners Assoctaition or other governing body of the Condominium Project (herein °Owners Association") pursuant to the provisions of the declaratlon, by-laws, code of regulations or other constituent document of the Condominium Protect. - B. Hazard lnauaace. So bng as the Owners A~odatbn maintains a "master' or "blanket" polky on the Condominium Project Which provides frlsUrarlOe OOVera,Qe against fire, l1aZa[dS trldUded Within the term "extended wverage." and such other hazards as Lender may requtre, and in such amounts and for such periods as Lender may require. then: (i) Lender waives the provision in Uniform Covenant 2 -for the monthly payment to Lender of one- twelkh of the premium installments for hazard insurance on the Property; (ii) Borrower's obtigatbn under Uniform Covenant 5 to maintain hazard insurance coverage on the Property is deemed satisfied; and (i8) the provisions in Unfform Covenant 5 regarding application of hazard insurance proceeds shag be superseded by any provisions of the declaration. by-laws. code of regulations a other constituent document- of the Condominium-Project or of applicable taw-to-the- extent-necessary- to-avoid- a-conflkt -between- - - _ - such provisbns and the provisions of Uniform Covenant 5. For any period of time during whkh such hazard insurance coverage is not maintained, the immediately preceding sentence shall be deemed to have no force or effect. Borrower shorn give Lender prompt notice of any lapse in such hazard insurance coverage. In the event of a distribution of hazard insurance proceeds in lieu of restoratbn or repair following a loss to the Property, whether to the unit or to common elements, any such proceeds payable to Borrower are hereby ~ assigned and shall be paid to Lender for application to the sums secured by the security instrument, •with the ~ excess, if any, paid to Borrower. - C. LErrdelrs Prbr Consent. Borrower sturll not, except after notke to Lender and with Lenders ptbr written consent, partition or subdivide the Property or consent to: (i) the abandonment or termination of the Condominium Project, except for abandonment or ten~Nnation provided by law in the case of substantial destruction by ftre or other casualty or in the case of a taking by condemnation or eminent domain; (fi) any material amendment to the declaratbn, by-laws or code of regulatbns of the Owners Association, or equivalent constituent document of the Condominium Project, including, but not limited to, any amendment whkh would change the percentage interests of the unit owners in the Condominium Project; or (iii) the effectuation of any decision by the Owners Associatbn to terminate professbnal management and assume self•management of the Condominium Project. D. Rer>Dedies. U Borrowrer brea~~ Borrowa's covenants and agreements hereunder, including the covenant to 'pay when dire condominium assessments, then Leader may invoke any remtdies provided under the security instrument. including, but not limited to, those provided under UnNorm Covenant 7. IN WITNESS WHEREOF, Borrower has executed this Condominium Rider. 456311 199 AU6 27 Ali ~ 27 0~. ~ ,~r~ = e ~uo~°~°a. t.o s Freedl adder -Bono'" cwt ciau,ir t ttECOROVERIF1Ep Beatrice Freedlander -eo"°"" CQNDOMINIUM RIDER-1 ro 4 Fanwy-6/75-FNMA/FHLMC UNIFORM INSTRUfiAENT aa~~15 P~t;f ~1~