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HomeMy WebLinkAbout0912 J t , ~ • ~ F~IRBT Is~D~RAL SAVINGS AND LOAN ASSOCIATION • OF RORT PIERCE CONDOMINIUM- RIDER THIS CONDOMINIUM RIDER is made this _ , 14th.... , , _ day of ,Au~uSt 19 and is incorporated. into and shall be deemed to amend and supplement a Mortgage, Deed of Trust or Deed to Secure Debt (herein "security instrument's dated of even date herewith, given by the undersigned (herein "Borrower's to secure Borrowers Note to FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF FORT PIERCE (herein "L.ender's and covering the pro~r~ described in the security instrument and located at ........~O~1Q Sou~h•A~A,,,~en~~n ~a~eFt, ,Florida . ~~nn~o.~r wea..a The Property comprises a unit in, together OCtArlRundivlded interest in the common elements of, a condominium project known as . . . Et - - MrM or Coe~domkMwn vrol.ao ..........(herein "Condominium Project's. CONDOMINIUM COVENANTS. In additbn to the covenants and agreements made in the security instrument, - Borrower and Lender further covenant and agree as folbws: A. Assessment. Borrower shall promptly pay, when due, ap assessments imposed by the Owners Association or other governing body of the Condominium Project (herein "Owners Association's pursuant to the provisions of the declaration, by-laws, code of regulatbns or other constituent document of the Condomintum Protect. B. Hazard Insurance. So long as the Owners Association maintains a "master" or "blanket" polky on the CondomWum Project whkh provides inauanoe coverage against fire, hazards included within the term "extended coverage," and such other hazards as Lender may require, and in such amounts and for such periods as Lender may require, then: (i) Lender waives the provision in Uniform Covenant 2 for the monthly payment to Lender of one- twelfth of the premium installments for hazard insurance on the Property; (ii) Borrower's obligation under Uniform Covenant 5 to maintain hazard insurance coverage on the Property is deemed satisfied; and (iii) the provisions in Uniform Covenant 5 regarding application of hazard insurance proceeds shall be superseded by any provi~ons of the declaration, by-taws, code of regulations or other constituent document of the Condominium Project or of applicable law to the extent necessary to avoid a conflict between such provisions and the provisions-af--Unites -Covenant 5: For -any Period_of-time dur-ink- which such hazard- insurance coverage is not maintained, the immediately preceding sentence shall be deemed to have no force or effect. Borrower shall give Lender prompt notke of any lapse in such hazard insurance coverage. in the event of a distribution of hazard insurance proceeds in lieu of restoratbn or repair following a loss to f the Property, whether to the unit or to common elements, any such proceeds_ payable to Borrower are hereby _ ~ assigned and shall lie paid to Lender-for application- to fhe sums secured by the security instrument, •with the excess, if any, paid to Borrower. C. Lender's Prior Consent. Borrower shall not, except after notke to Lender and with Lender's prior t written consent, partitlon or subdivide the Property or consent to: (i) the abandonment or termination of the Condominium Project, except for abandonment or termination provided by law in the case of substantial destruction by fire or other casuahy or in the case of a taking by condemnation or eminent domain: (ii) any material amendment to the declaration, by-laws or code of regulations of the Owners Association, or equivalent constituent document of the Condomintum Project, including, but not limited to, any amendment which would change the percentage interests of the unit owners in the Condominium Project; or (iii) the effectuation of any decision by the Owners Association to terminate professional management and assume self-management of the Condominium Qroject. D. Remedies. If Borrower breaches Borrower's covenant and agreement hereunder. ircluding the covenant to pay when due condomWum assessment, then Lender may invoke any remedies provided under the security instrument, including. but not limited to. those provided under Uniform Covenant 7. IN WITNESS WHEREOF, Borrower has executed this Condominium Rider. t X79 AUG 27 PH ~ 33 4~64~.1. s#~~~ ~ R~ , r o er a.~atc ctixt~ t~ rc 1tECOR° VERIFIED -sa.o.« CONDOMINIUM RIDER-~ to 4 Famiy-6/75-FNMA/FHLMC UNIFORM INSTRUMENT aoox 315 PAGE 910 Form 250