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R. 230 Psc=_ 069
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2.9 MAJORITY~ACTIONS. Except where there has been an alloca-
tion and delegation o a inistrative authority pursuant to Section
2.3, if there shall be more than one Administrator, they shall
act by a majority of their number, but may authorize one or more
of them to sign all papers on their behalf.
2.10 CLAIMS PROCEDURE. Claims for benefits under the Plan
may be filed with the Administrator on forms supplied by the Employ-
er. Written notice of the disposition of a claim shall be furnished
to the claimant within 60 days after the application thereof is
filed. In the event the claim is denied, the reasons for the
denial shall be specifically set forth in the notice in language
calculated to be understood by the claimant, pertinent provisions
of the Plan shall be cited, and, where appropriate, an explana-
tion as to how the claimant can perfect the claim will be provided.
In addition, the claimant shall be furnished with an explanation
of the Plan's claims review procedure.
2.11 CLAIMS REVIEW AND ARBITRATION PROCEDURE.
(a) Any Employee, former Employee or Beneficiary of either,
who has been denied a benefit by a decision of the Administrator
pursuant to Section 2.10 shall be entitled to request the Administra-
tor to give further consideration to this claim by filing with
the Administrator (on a form which may be obtained from the Adminis--
trator) a request for a hearing. Such request, together with
a written statement of the reasons why the claimant believes his
claim should be allowed, shall be filed with the Administrator
no later than 60 days after receipt of the written notification
provided for in Section 2.10. The Administrator shall then conduct
a hearing within the next 60 days, at which the claimant may be
represented by an attorney or any other representative of his
choosing and at which the claimant shall have an opportunity to
submit written and oral evidence and.ar.guments in support of his
claim. At the hearing (or prior thereto upon S business days
written notice to the Administrator) the claimant or his representa-
tive shall have. an opportunity to review all documents in the
II
~ possession of the Administrator which are pertinent to the claim
at issue and its disallowance. Either the claimant or the Adminis-
trator may cause a court reporter to attend the hearing and record
~ the proceedings. In such event a complete written transcript
of the proceedings shall be furnished to both parties by the court
reporter. The full expense of any such court reporter and such
transcripts shall be borne by the party causing the court reporter
to attend the hearing. A final decision as to the allowance of
the claim shall be made by the Administrator within 60 days after
the hearing and shall be communicated in writing to the claimant.
Such communication shall be written in a manner calculated to
be understood by the claimant and shall include specific reasons
for the decision and specific references to the pertinent Plan
provisions on which the decision is based.
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(b) If an Employee, former Employee, or Beneficiary of either,
j whose claim has been the subject of a hearing by the Administrator
pursuant to subparagraph (a), should be dissatisfied with- the
final decision of the Administrator made pursuant to the provisions
~ of subparagraph (a), he shall have the additional right to appeal
the matter to arbitration in accordance with the labor arbitration
I~ rules of the American Arbitration Association, provided he submits
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