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HomeMy WebLinkAbout2601 ti termer to the Mortgagee is accordance with the p~rovi}yions o[ the note secured hereby, full payment of the entiro indebtedness represented theri+byy, the Mort~a~ss, as trustee, shall, in computing the amount of such indebtedness, credit to file account of tho Mortgagor any credit balance remaining under file provisions of (s) of said ph Z. It there shall be a default under any o[ the provisions of this inortga~e resulting in a public salthe premises covered hereby, or if the Mortgagee acquires the property otherwise after default, the Mortgagee, as trustee, ahaA apply, at the time of the commencement of such proceeduigs or at the time the property is otherwise acquired, the amount then reruainiag to credit of Mortgagor under (a) of paragraph 2 preceding as a credit on the interest accrued and unpaid and tl~e balance to the prurcipal then remaining unpud on said note. 4. He wID pay ap lases, aaeeseeaenbs, water rates„ and other governmental oe municipal charges, Sna, ae imposit3oos, for which provision has rat bees made heteinbetors, and in default tliereoi the Mortgages m*y pyr the slime; and that he will prompts deliver the o6cial reodpls t6erefoe to the Mortg~agea b. Hs will permit, commit, or suffer no waste, impairment. or det~ioratioa of said pa~operty or an part thereof eaoept reasonable wear and terir; and in the event of the failure of the Mortgagor to keep the buildings oa eai~ premises and those to be erected oa said presnieee, or improvements tbereon, in good repair the Mortgagee may make each repairs as in its diatxetron it may dean aeoessary for the proper prescrvatioa thereo~, and the full amount of eacb and every such payment shall be due sad ps~yabls thirgr (30) days after demand, and shall bs eeaured by the lip of this mortgage. 6~. He will pay all and singular the costa, charges, and expenses, including raisonribk lawyer's fees, sad costs of abstracts of title, incurred or paid at say time by the Mortgagee because of the iWure as the part of the Mortgagor P~PUY and fu1~? to perform the agreements and oovenaats of said promissory note and this.mortgage, andd acid costa, charges, sad expenses shall be immediately due sad payable: and shall be secured by the lien of tLis mortgage. He will oontinuous>, maintain hazard insurance, of such type or types and smouats as Mortgagee may from time to time require, on the improvements now or hereafter on said premises and except when payment for all such premiums has theretofore been made under (a of paragraph 2 hereof ~e will pay promptly whoa due any. premiums therefor. AIl insurance shall be caszied is companies approve by Itiortgoagee and the poli- ciee and renewals thereof shall beheld by Mortgagee and have attached thereto kiss payable uses in favor of and in form acceptable to the Mo ~g~gee. In event of loss he will give immediate notice by mW to Mortgagee, and Mortgagee may make proof~~f Ioss if not made promptly by Mortgagor, and each insurance company concerned is hereb authorized and directed to make payment for such kiss directly to Mortgagee instead of to Mortgagor and Mortgagee 'ointly, and the insurance proceeds, or any part thereof, may be ap- p7iedby Mori gages at its option either to ~e reduction of the indebtedness hereby secured or to the restoration or repair of the property dammed. In event of foreclosure of this mortgage, or other transfer of title to the mortgaged property in extinguishment of the indebtedness secured hereby, aD right, title, sad interest of the Mortgagor ra sad to any insurance policies then in force shall p~?ss to the purchaser or grantee. 8. If the premises, or ant part thereof, be condemned under the power of eminent domain, or acquired for a public use, tl?e daiiiages awarded, file pra•eccls for the taking of, or the consideration for such acquisition, to the eztent of the full amount of the remaining unpaid indebtedness serured b~• this mortgage, arr. hereb~• assigned to the ,Mortgagee, and his heirs or assigns, and shall tx~ paid forthwith to said Mortgagee or his assignee to be applied on acrowit of the last waturing installments of such indebtedness; provided, 1?owever, the Mortgagee or his assignee, may at his discrntion pad dircc•t to the Mortgagor, his Heirs or assigns any part or all of such award; provided, that if the loan is guarariteecl or insured, the consent of file guarantor or insurer is obtained in advance of said payment. 9. The Mortgagee may, at any time pending a suit upon this mortgage, apply to the court having jurisdiction thereof for the appointment of a receiver, and such court shall forthwith appoint a receiver of the premises covered hereby all aDd singular, including all and singular the income, profits, issues, and revenues from whatever source derived, each and every of which, it being expressly understood, is hereby mortgaged a8 if specifically set forth and described in the granting and habendum clauses hereof. Such appointment shall be made by such court ae as admitted equity and a matter of absolute right to said Mortgagee, and without reference to the adequacy or inadequacy of ~ the value of the property mortgaged os to the solvency or insolvency of said Mortgagor or the defendants. Such teats, profits, income, issues, and reveauea shall lie applied by such receiver according to the lien of this mortgage E and the practice of such court. In the event of any default on the part of the Mortgagor hereunder, the Mortgagor r agrees to pay to the Mortgagee on demand as a reasonable monthly rental for the premises an amount at lwat ~ equivalent to one-twelith of the aggregate of the twelve monthly installments payable in the they current year plus the actual amount of the annual taxes, assessments, water rates, sad insurance premiums for such year not covered by the aforesaid monthly payments. 10. In the event of any beach of this mo or default on the of the M r or is the event that any of said soma of money herein referred to be~not promptly and fully p id aceordu~gorto tube tenor hereof, or in the event that each and every the atipulationa, agreements, conditions, and covenants of said note and this mortgage, are not duly, promptly, and fully performed; then in either or any such event, the said aggregate sum mentioned in said note then remaining unpaid, with interest accrued to that time, and. all moneys secured hereby, shall become due and payable forthwith, or thereafter, at the option of said Mortgagee, as fully and completely as if all of the said sums of money were originally stipulated to be paid on such day, anything in said note or in this mortgage to the contrary notwithstanding; and thereupon or thereafter, st the option of said Mortgagee, without notice or demand, suit at law or in equity, may be prosecuted as if all moneys secured hereby had matured prior to its institu- tion. The Mortgagee may foreclose this mortgage, sa to the amount so declared due and payable, and the said premises shall be sold to satisfy and pay the same together with costa, expenses, and allowances. In case of partial foreclosure of this mortgage, the mortgaged premises shall be sold subject to the continuing lien of thin mortgage for the amount of the debt not then due and unpaid. In such case the provisions of this paragraph may again be availed of thereafter from time to time by the Mortgagee. . 11. No waiver of any covenant herein or of the obligation scoured hereby shall st any time thereafter be held to be a waiver of the terms hereof or of the note secured hereby. 12. The lien of this inbtrument shall remain in full force and effect during any postponement or a:tension of the time of payment of the indebtedness or say part thereof aeciired hereby. 13. If the Mortgagor default in say of the ooveaants or agrcements contained herein, or in acid note, then the Mortgagee may aerform the same, and all expenditures (including reasonable attorney's fees) made by the Mortgagee in so doing shall draw interest at the rate provided [or in the principal indebtedness, and shall be repayable thirty (30) days after demand, and, together with interest and costs accrued thereon, shall be secured by ~ this mortgage. ; 14. Upon the request of the Mortgagee the Mortgagor shall execute and deliver a supplemental note or notes !or the sum or sums advanced by the Mortgagee for the alteration, modernization, improvement, main- tenance, or repair of said premises, for taxes or assessments against the same and for any other purpose author- S ized hereunder. Said note or notes shall be secured hereby on a parity with and as fully as if the advance evidenced thereby were included in the note first described above. Said supplemental note or notes shall bear interest at the rate provided for in the principal indebtedness4 and shall be ayable in proximately equal monthly pa menu for such period as may be agreed upon by the creditor and debtor. Fa~ing to agree on the maturity, the whole of the sum or sums so advanced shall be due and payable thirty (30) days after demand by the creditor. In no event shall the maturity extend beyond the ultimate maturity of the note &rst described above. cc~~ B~~K~J~eS PAGE~e ~ ~