The URL can be used to link to this page

Home My WebLink About2110 < ~ - _ - ~ ~ OISCL~t1RE'NG~TE R4R~ INSTALLMENT LOANS ~ _ ~ ~ ' • IAl Amount Regived s„~2Sfljei{sA it ' BANK NA E i 181 Premium for Credit 1 ~ : ~ - Life/Oi{ability Ins. s s 4z (C{ DowmantuY Stsmpi S - • o Flc a . R _ _ IQ1_ Other Cltsroes (itemizel - i ~ ; , i rte-- ~ ~ NOTE NO. ~ DATED: l - ¦ . t9~. IF) t _ ~ lGl Amount Financed , ~ DUE: _ t.- _ ' `r ~ 3 -~-L ;,'='_t. IHt Interest S PLACE- ~ ~ • ~ ,FLORIDA hl Loan Fse - S •Ow ~ For vela! ?ltenvedr. _}tN~Nlaenigned (hereinafter glkd "Maker") jointly end severally (if more than i~pey~to the order of tM Bank, at its offiq listed above, the ToW (K) S ~ : ortrl;il4i?~ of Payments (fror~,dNl'~;<r~ht1:~Y - Dollars payable in ILI S _ a ~t ~ , tM first lM! FINANCE-CHARGE equal monthly life _ fit: ~ ~ IH, 1, J: K. L) = is h•~ - '3 mstatlment r . 19.x, and wbsequent inutallments due on -P _s" ~ ' .-o ~.4^ ~ ~ (N) Total of Payments (G + M? S the iif #icb`~1nti~thetgfter, together with s-FINAL BALl,00N PAYMENT OF: f#` ANNUAL PERCENTAGE RATE,~% The Bank s~i~[np~e.fNdNirnttsencY drsrgs sgairot the Maker on anY payment which has become due end remains in default for a period in exceu of ~p ~ days in sn sn~uflt tb ~ of tM payment in default. in the event that tM Note is not paid in full at maturity, elf payments, wl?ether-.principal, inter8tf Ot othervrise. shall .6s~r~lt~ii AT~tht! maximum legal- rate allowed under tM law. All payments made hereunder shall be credited first to interesc and then t4' principal,. however, Cri the•ro~f default, the Bsnk rney, in its sole discretion, apply any payment to interest, princifal-and/or lawful charges then aoeru~dr " It is iM inttntiob.o? perjies hEreto that tM provisions herein shall not provide directly or indirectly for tM payment of a greater rate of interest or th0.: retention of any otheR~ thalf is allowed by Isw. If, for any reason, interest in excess of wch legal rate or a charge prohibited by law shall at any ume bi~ . ~ paid, any such'ezel~s.sl~alf alther'ponstiRute and be treated as a payment on tM principal or be refunded directly to tM Maker. TM Maker may prepay tM f~- . fire tNrpard balllipQS Q["~M'Iwn;at any time. If tM loan is prepaid in full, atxxlerated or refinanced, the Maker shall receive a refund of the unearned portion qf.: y the interest acid 'ttts4{~ prtimiltms cortrixrted by tM Rule of 78's method, except that the Bank shall be entitled to retain a minimum interest charge of =1i~.N ' - F'i ~ CREDIT LIF~:.~REQIT LIFE fk DISABILITY INSURANCE'ARE VOLUNTARY ANQ NOT REQUIRED FOR CREDIT. Such insurance covirage ie_,,,5 available at tfia coat disipnsted below for the term of tM credit: lal S war for Credit Life f rtstirsnce Ib1 S s for Credit Lits t~':f)ieebility~tttwwfice: - r ' - = Check ? 6re~it ].iir'fftwranca is desired on the life of Birthdate Appf. (;ndit'life a bisabifity Insurance a desired on Birthdate _ Box ~t~wdit~:~~ and/or. Difability Irrwrancs is not desired. _ - ;c - Dater ~ Sigr>aur~ Signature= - fl AFTER ACQWREOlIRIItEfttYNILL SESUtIECTTOTNESECURITY IfYTERESTAN00THERORFUTURE INDElTEDNESSISSECURED EY ANYSUCH FROPENTY, AS FOLLOMIS: Maker Mreb?i griefs to $ank a security interest in tM property, if any, described in tM space below and in atl other property of Maker now or Mreafter in; ~ Bank's pocse~iOn,arN! each seCUritY interest shall also secure all other liabilities of Make. to Bank, whether primary, secondary, direct or contingent, present or future. TM s{ot'eraid_ seturitY ints:est excludes tM Makers primary residence unless said primary residenxe is described below. ~et.~sats~e. Zi, ouioowt ~ i~RICi? i?t yes ~-OCT =2 A~, i1= 48 _ t`°. f>s 3~ ~ aozt,MN: a!?1 eii~lii~?.~ ~1t !'rarwi 'i~eail~'. ~rtlil !'D'am ~ 9 ~ E+fl ~A~ro~l)~lir°r ia. - ~ a.... ~ ~ R~31sER PQ?TRAS _ 4fs1.048..... - - getK cfecuir cl!Il~fi it file $anle'r ? r.,ee nr r1a to the r•nlbteral sneurina the s ~ redness to tM Bank, Maker - atYr4!a cae ...o...r t8 :,:ito:Z ..:.::r"~L' t~:"FtS~:..-a3e..s- - - may obtain such coverage from arty agent, broker or inwror acceptable to the Bank. - - It is jointly acrd severally oovenanted•and agrced with the Bank by each Maker, endorser, surety, guarantor, and other party to this note fall of whom ar0 I~ htrftinatter.for brevity ~Nd Obligor or Obligors)'that: - Bank shall exercises tessonable care in tM custody and preservation of the Collateral and shall be deemed to have exercised reasonable care if it takes strdt = _ action for that pulpcse ss M~cer sMll reasonably request in writing, but no omission to comply with any request of Maker shall of itself be deemed a failuro to - exercisa reasonable care. Without limiting the generality of the foregoing, the Bank shall have no responsibility for ascertaining any maturities,-calls, conver-~ • :Y lion, exchanges, offers, tendere or similar rrtatda relating to any of the Collateral, nor for informing tM undersigned with respect to any thereof. Bank shalt not: be bound to take any. steps necessary to preserve any rights in tM Collateral against prior parties, and Maker shall take all necessary steps for such purposes. Bank f or its nominee Qeed not collect interest on or principal of any Collateral or give any notice with respect to it. Right is hereby expressly granted to tM Bank•at its opYan to trenffer at any ttfrte to itself or to its nominee any Collateral and to receive tM income thereon and hold same as security herefor, a apply it on tM : principbl or intense tfu~ hereon or due on any liability secured Mreby. Upon the happening of any pf tM following evencs, each of which shall constitute a default hereunder, prif tM Bank deems itself insecure, tM entire unpaid . balance of this note and all other'lisbilities of each Maker to Bank shall thereupon or thereafter, at the option of Bank, without not"ice or demand, become imme-~' diately due and payable: la1 failure of any Obligor to perform any agreement hereunder or to pay in full, when due, am liability whatsoever to Bank or aml in= : ; stalment thereof or interest thereon; Ibl tM death of any Obligor, Icl the filing of any petition under tM Bankruptcy Act, a any similar federal or state statute, by or against arty Obligor; (dl an application for tM appointment of a receiver for, the making of a general assignment for tM benefit of creditors by, or fete insolvenfsy of any Obligor, (e) the entry of a judgment against any Obligor; (fl tM issuing of any attachments or garnishment, a the filing of any lien, agaitim,~": any property of arty Obligor; {gl the taking of possession of any wbstantial part of the property of any Obligor at tM instance:of any governmental autho?~ty;. 1,. Ih1 the dissolution, enlarger, consolidation, or reorganization of any Obligor; lil tM determination by Bank that a material adverse change has occurred in thy--~ financial condition of~any Obligor from the conditions set forth in the most recent financial statement of such Obligor heretofore furnished to BaMc, or fro~t•:- _z - the condition of stuh Obligor ss heretofore most recently disclosed to Bank in any manner; or that any warranty, representation, certificate, or statement of sny•.`;; Obligor (whether contained in this note a not) pertaining to or in connection with this note or the loan evidenced by this note is not true; Ijl the assignment bl/: any Maker of any ~gtriey in any of tM Cdlateral without the written consent of Bank; Ikl failure to do all things necessary to preserve and maintain the value. and colrectibility pf;the_ Collateral, including, but not limited to, the payment of taxes and premiums on policies of insurance on tM due datewithout benefit of- the grace period. - Unless the Cdlateral is perishable or threatens to decline speedily irrvalue or is of a type customarily sokt on a recognized market, Bank will give Maker nee- sonable notice of that tin's and place of any p.nblic sob thereof or of tM time after which a private sale will be held. The requirement of reasonable notice shall-::_r be met ii such notice is mailed, postage prepaid, to am? Maker at tM address given below or at any other address shown on tM records of the Bank, at )cent tee days before the lima ;Of thE• tale. Upon disposition of any Collateral after tM occurrence of any default hereunder, Obligors shall be and remain liable~or anY' deficiency; and Bank shall account to Maker for any wrplus, but Bank shall have tM right to apply all or an~j part of wch wrplus (or to hole) the same es.ei reserve) against am•artd all other liabilities of each or arry Maker to Bank. ~ Bank shall have, but shall not be limited to, the following rights, each of which may be exeresed at amr time whether or not this note is due: lal to pledge--_:;; or transfer this note-end tM Collateral, whereupon Bank shall be relieved of all duties and responsibilities hereunder and relieved from amr and all liability with...`, respect to any CoK~teral so pledged or transferred, and any pledgee or transferee shall for all purposes stand in the place of Bank hereunder and have alt tip ' •f rights to Bank hererirndbr: l41 to uansfer the whole or any part of the Collateral into the name of itself or its nominee; lc1 to notify the Obligor on arty Collet anal to make paynrnt to Bank of any amounts due or to becorne due tMreon: (dl to demand, we for, collect, or make any crn`-=romise or settlement it dseerlt = . desirable with reference to tM Cdlsterel; and lel to take possession a control of any proceeds of Cdlateral. fdo delay or omission on tM part of Bank in exercising any right hereunder shall operate as a waiver of suds right a of any usher r~Ftt under this note. NO .4 waiver or alterafion shall be binding on Bank unless in a writing signed by an authorized Bank officer, and then only to the extent specifically set forth therein:-~ Presentment, dentard, protest and notice of dishonor, are hereby waived by each and every Obligor. The taking of a renewal note without the signature of sad ' maker a endorser liable on this note shall not be deemed a payment or discharge of this obligation cad tM liability created hpeunder shall continue until thi{'„ x rats if paid in full. The Obligors, jointly and severally, promise and agree to pay all costs of collection, including attorneys fees equal to 10'Xi of the amourd. " _ financed, or such tsrgsr amounts as may be reasonable and just if collected by legal proceedings or through an attorney at law, incltding appellate prooeedittga; - - The undersigned acknowledge receipt of a completed copy of this note on tha,dsts.~ ` - !w 1 f/ ~ Y~~ ~ - Address ' LiLs ~Ir. ~t~blm~ N.Y.117iT bxs (SEALI,; Address - ISEAi?~.. ...r sal AtuB W¦!v a~ Y