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teatler to the 'Mortgagee in accordance with the provisions o[ the note secured hereby, full payment of the
entire indebtedness represented thereby, the Mortgagee, as trustee, shag, in computing the amount of-such
indebtedness, credit to the account of the Mortggagor any credit balance remaining under the provisions of (a)
of said pph-4. It there shall be a deiruit under any of the provisions of this tnortga~e resulting in a
public salthe premises covered_hereby, or it the Mortgagee acquires the property otherwise after default, ~
the Mortgagee, as trustee, shall apply, at the time of the cotntnencement of such proceedings or at the time
the property to otherwise acquired, the amount then retraining to credit of Mortgagor under (a) of paragraph 2
preoedtrig, as a credit on the interest accrued and unpaid and the balance to the principal then remaining unpaid
on ss~id note. •
4. 8e will pyr all taxes, aseeeements, water rates,- and other governmental or muaieipal charges, tines, oe -
impoaitions, for which provision has not been made Itereinbetore, sad in default thereof the Mortgagee may pay the
same; and that hs will Promptly deliver the oBcial receipts tberefor to the Mortgagee.
b. Be will permit, eonnanit, or suffer no waste, impairment, or deterioration of,eaid property or thereof
except reasonable wear and tear and is the event of the i ' ore of the Mortgagor to keep the on aait~
premises and these to be ereete~ on acid premiaea,' or improvements tbereoa, inn goal repair the Mortgagee may
malts such repairs as in its discretion it may dge~ for the pm~er preservation thereo~, a~ the full amount
of each and every such paytitent shall be due. i~ thirty (30) days after demand, and shall be secured by
the lien of this' mortgage.
6. He will pay all and einguLr the costa, sad expanses, including reasonable lawyer's fees, and costs
of abstracts of title, incurred or paid at any time~Mortgagee because of the failure on the part of the Mortgagor
proanptly and fully to perform the agreements and covenants of acid promissory note sad this. mortgage, and area
costa, charges, and expenses shall be immediately due and payable and aliaU be secured by the lien of t_hie mortgage.
.T. He vRill oontinuouslvy maintain hsasrd insurance, of such type or. types end amounts as Mortgagee mad
from time to time require, on the improvements now or hereafter on said premises and except when payment
for all such premiums has theretofore bean made under (a of paragraph 2 hereof ~e will pay promptly when
due any premiums therefor. All insurance shall be carried to companies approve by Mortgagee and the poll-
cies and renewals thereof shall be-held by Mortgagee and have attached thereto loss payable auses in favor of
and in form acceptable to the Mo In event of loss he will give immediate ngttce by mail to Mortgagee,
and Mortgagee may make .proof if not made promptly by Mortgagor, and each tnsuranos company
concerned is hereby authorized and directed to make ptiyment for such loss directly to Mottgagee instead of
to Mortgagor and Mortgagee ointly, and the insurance proceeds, or any part thereof rosy be app 'ed by Mortr
gages at its option either to ~e reduction of the indebtedness hereby secured or to t~e restoration or repair of
the property dammed. In event of foreclosure of this mortgage or other transfer of title to the mortgaged
property to exttnguiahment of the indebtedness secured hereby, a~l right, title, and interest of the Mortgagor
m and to any insurance policies then in force shall press to the purchaser or grantee. ,
8. If the premises, or any part thereof, be condemned under the power of eminent domain, ur acquirnd for
a public use, the damages awarded. the proceeds far the taking of, or the consideration for sucL acquisition, to
the extent of the full amount of the remaining unpaid indebtedness secured b.• this mortgage, arc hereby
assigned to the Mortgagee, and his Heirs or assigns, and shall be paid forthwith to said Mortgagee or his
assignee to be applied on account of tt?e last uiatunnK iustallnients of such indebtedness; provided, however,
the Mortgagee or leis assignee, may at leis clisc•retioti pa. clinc•t to the Mortgagor, leis Heirs or assigns any part
or all of such award; provided, that if the loon is Kuarantecd or insured, the consent of the guarantor or insurer '
is obtained in advance of said payment.
9. The Mortgagee may, at any time pending a suit upon this mortgage, apply to the court having jurisdiction
thereof for the appointment of a receiver, and such court shall forthwith appoint a receiver of the premises covered
hereby all aria singular, including all and singular the income, profits, issues, and revenues from whatever source
derived, each and every of which, it being expressly understood, is hereby mortgaged as if specifically set forth and
described in the granting and habendum clauses hereof. $uch appointment shall be mtlde by such court as an adl>Egitbll~ - ' ~
equity and a matter of absolute right to said Mortgagee, and without reference to the adequacy or inadequacy of ~ _ =
the value of the property mortgaged or to the solvency or insolvency of said Mortgagor or the defendaatsr :8trai
rents, profits. income, issues, and revenues shall be applied by spch receiver acoordmg to the lien of this mortgage
end the practice of such court. In the event of any default on the part of the Mortgagor hereunder, the Mortgagor
agrees to pay to the Mortgagee on demand sa a reasonable wont y rental fur the premises an amount at least
equivalent to one-twelfth (~z) of the aggregate of the twelve monthly instaWnenta payable in the then currant
year plus the actual amount of the annual taxes, assessments, water rates, and insurance premiums for such year
not covered by the afore8aid monthly payments.
10. In the event of any breach of this mortgage or default on the part of the Mortgagors or in the event that
any of said sums of money herein referred to be not promptly and fully paid according to the tenor hereof, or in the
event that each and every the stipulations, agreements, conditions, and oovenanta of said note and this mortgage,
are not duly, promptly, and fully performed; then in either or any such event, the said aggregate sum mentioned_
in said note then remaining unpaid, with interest acerued to that time, and all moneys secured hereby, ahail become
due and payable forthwith, or thereafter, at the option of said Mortgagee, as fully and completely ,is if all of the
said sums of money were originally stipulated to be paid on such day, anything in said note or in this mortgage to
the contrary notwithstanding; and thereupon or thereafter, at the option of said Mortgagee, without notice or ~
demand, suit at law or in equity, may be prosecuted as if all moneys secured hereby had matured prior to its institu-
tion. The Mortgagee may foreclose this mortgage, as to the amount so declared due and payable, and the said
premises shall be sold to satisfy and pay the same together with costs, expenses, and allowances. In case of partial
foreclosure of this mortgage, the mortgaged premises shall be sold subject to the continuing lien of this mortgage
for the amount of the debt not then due and unpaid. In such case the provisions of this paragraph may again be
availed of thereafter from time to time by the Mortgagee. _
t T. No waiver of aqy ooyepant herein or of the obligation -secured hereby shall st any time thereafter be held y
to be a waiver of the terms hereof or of the note secured hereby. 's
12. The lien of thin instrument shall remain in full force and eBect during any postponement or extension of
the time of payment of the indebtedness or any part thereof secured hereby. - '
13. If the Mortgagor default in any v`_ the covenants or agrec::ments contained herein, or in said note, then the
Mortgagee may perform the same, and all expenditures (including reasonable attorney's fees) made by the Mortgagee
in so doing shall draw interest at the rate provided for in the principal indebtedness, and shall be repayable '
thirty (30) days after demand, and, together with interest and costs accrued thereon, shaft be secured by
this mortgage. -
14. Upon the request of the Mortgagee the Mortgagor shall execute and deliver a supplemental note or
notes !or the sum or sums advanced by the ~lottgagee for the alteration, modernization, improvement, main-
tenance, or repair of said premises, for taxes or ss.Qessments against the same and for any other purpose author- `
ized hereunder. Said note or notes shall be secured hereby on a parity with and as fully as i[ the advance
evidenced thereby were included in the note first described above. Said supplemental note or notes shall bear
interest at the rate provided -for in the principal indebtedness and shall be arable in approximately equal
monthly psym~nts for such period as may be agreed upon by the creditor and debtor. Failing to agree on the
maturity, the wbole of the sum or sums so advanced shall be due and payable thirty (30) days after demand
by the creditor. In no event shall the maturity extend beyond the ultimate rsstwity of the note first
described above. ~ ~
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