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HomeMy WebLinkAbout0796 respect to the Premises or any part thereof, which assignment shall be in form and substance satisfactory to Mortgagee, together with proof of due service cif a copy of such assignment on each lessee, tenant, occupant in possession or other user of the Premises or any part thereof. Maintenance and Re air: Mortgagor shall maintain the Premises n good cone t on and repair, shall not commit or suffer any waste to the Premises, and shall comply with, or cause to be complied with, all statutes, ordinances, rules, regulations and directives of any governmental authority relating to the Premises or any part thereof or the use or occupancy of the Premises or any part thereof. No part of the Premises, including but not limited to any buildings, structures, parking lots, driveways or other improvements now or hereafter constructed on the land which is part of the Premises, shall be removed, demolished or materially altered without the prior writ- ten consent of Mortgagee. If at any time during the continuance of the Indebtedness any addition, alteration, change, repair, reconstruction or other work on the Premises of any nature, struc- tural or otherwise, becomes necessary or desirable because of damage to or destruction of the Premises or any part thereof, the entire expense thereof, regardless of when• the same shall be incurred or become due, shall be the sole obligation and respon- sibility of Mortgagor, and Mortgagor shall pay the entire expense thereof promptly when due. (7) Hazard and Liability Insurance: Mortgagor shall keep the Premises insured against loss or damage by fire and such other casualties and risks as the Mortgagee may require from time to. time, with such companies, in such amounts anc~ under such forms of policies as Mortgagee may approve. Such policies shall insure Mortgagee's interest in the Premises, name Mortgagee as an insured party thereunder, provide that losses thereunder shall be payable to Mortgagee pursuant to such forms of loss payable clauses as Mortgagee may approve and provide that no cancellation or reduction in coverage shall be effective unless the insuror first gives Mortgagee thirty (30) days prior written notice. Irrespective of the insurance required and approved by Mortgagee, Mortgagor shall assign and deliver to Mortgagee, as additional collateral for the payment of the Indebtedness, all policies of insurance which insure against loss or damage to the - Premises, and Mortgagor hereby grants to Mortgagee a security interest in the proceeds from any and all such policies. Mortgagor shall also procure and maintain public liability insurance coverage with such companies, in such amounts and under such forms of policies as Mortgagee may approve, naming Mortgagee as an additional insured thereunder and providing that no can- collation or reduction in coverage thereunder shall be effective unless the insuror first gives Mortgagee thirty (30) days prior written notice. Forthwith upon the issuance of all such policies, Mortgagor shall deliver the same to Mortgagee together with evi- Bence satisfactory to Mortgagee that the premiums therefor have been paid. Within fifteen (15) days prior to the expiration date of each such policy, Mortgagor shall deliver to Mortgagee a t renewal policy together with evidence satisfactory to Mortgagee that the premium therefor has been paid. In the event of a foreclosure and sale by Mortgagee of the Premises, the purchaser a of the Premises shall succeed to all rights of Mortgagor in and to z such policies, including the right to the refund of unearned pre- miums and to dividends thereunder, and Mortgagee may, at ~ Mortgagee's election, assign and deliver the policies to such - purchaser without any warranty or representation, express or - implied, and without recourse. In the event of damage to or destruction of the Premises or any part thereof, Mortgagee may adjust, settle or compromise claims under such policies, and the proceeds therefrom shall be paid to Mortgagee. Mortgagee, at - Mortgagee's option and in Mortgagee's sole discretion, may either (i) apply the proceeds or any part thereof to the Indebtedness or (ii) require Mortgagor to repair, replace or reconstruct the . Premises or any part thereof and dishurse the proceeds to Mortgagor to be applied against the cysts and expenses thereof as i= -4- ,,K3~8 ~g~ g~~~ ~ ~aGf ~ atr