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HomeMy WebLinkAbout1955 1 M~ ~ ' ( ¦ i account to pay such churgrs when due shall I+e {x+id by Mortgagor to Mortgagee on demand. 11, by reason of any defuuh by Mortgagor under any provision of this Mortgage, Mortgagee declares all sums secured hereby to be due and payable, Mortgagee may then apply any funds in said account against the entire indebtedness secured hereby, The entorceabilily of the covenants refuting to taxes, assessments and insurance premiums herein otherwise provided shall not be attested except insofar as those obligations have been met by compliance with this paragraph. Mortgagee may from time to time at its option waive, and alter any such waiver reinstate, any or utl provisions hereof requiring such deposits, by notice to Mortgagor in writing. While any such waiver is in effect, Mortgagor shall pay taxes, assessments and insurance premiums us herein elsewhere provided. 4. To promptly pay all taxes and assessments assessed or levied under and by virtue of any state, federal, or municipal law or regulation hereafter passed, against Mortgagee ul+on this Mortgage or the debt hereby secured, or upon its interest under this Mortgage, provided however, that the total amount so Iwid for any such sltxea pursuant to this paragraph togeth- er with the interest payable on said indebtedness shall not exceed the highest lawful rnte of interest in Florida and provided further that in the event of the passage of any such law or regulation imposing a tax or assessment against Mortgagee up- on this Mortgage or the debt secured hereby, that the entire indebtedness secured by this Mortgage shall thereupon be- come immediately due and payable at the option of Mortgagee. . 5. To keep the Mortgaged Property insured against loss or damage by tire, and all perils insured against by an ex- tended coverage endorsement, and such other risks and perils as Mortgagee in its discretion may require. The policy or lwlicies of such insurance shall be in the form in general use from time to time in the locality in which the Mortgaged Property is situated, shall be in such amount as Mortgagee may reasonably require, shall be issued by a company or companies approved by Mortgagee, and shall contain u standard mortgagee ctauge with foss {x+yahle to Mortgagee. When- ever required by Mortgagee, ouch policies, shaA be delivered immediately to and held by Mortgagee. Any and all amounts received by Iortgagee under any of such policies may be applied by Mortgagee on the indebtedness secured hereby in such manner as Mortgagee may, in its sole discretion, elect or, at the option of Mortgagee, the entire amount so received or any part thereof may be released. Neither the al+plication nor the release of any such amounts shall cure or waive any default. Upon exercise of the power of sale given in this Mortgage or other acquisition of the Mortgaged Prolerty or any part there- of by Mortgagee, such policies shall become the absolute property of Mortgagee- T.. Firaf obtain tl+P written consent of Mortgagee. such consent to be gr.+nted or withheld at the sole discretion of Mortgagee, before (a) removing or demolishing any building now or hereafter erected on the premises, ib) aitennK the arrangement, design or structural character thereof, (e) making any repairs which im•otve the removal of structural pails or the exposure of the interior of such building to the elements, (d) cutting or removing or permitting the cutting and re- moval of any trees or timber on the Mortgaged Property, le) removing or exchanging any tangible personal property which is tk+rt of the Mortgaged Property, or Ih entering into or modifying any leases of the I41orig:+ged Proterty. 7. To maintain the I1lortgaged Property in good condition and ret>air, including but not limited to the making of such repairs :+s Mortgagee may tram time to time determine to be necesw+ry for the preservs+iion of the MoriK:agecl Property and to not commit or hermit any waste lherroL t3. To comply with all laws, ordinances, regulations, covenants, conditions and restric•tians affecting the Mortgaged Property, and not to suffer or hermit any violation thereof. 9. If ]1ortgagor tails to pay any claim, lien or encumbrance which is sut?erior to this htortgake, or when due, any tax or assessment or insurance premium- or to keep the Mortgaged Property in repair, or shall commit or I?ermit waste, or it there he commenced any action or I+roceeding :+tfecting the Mortgaged Properly or the title thereto, or the interest of Mortgagee therein, including, but not limited to, eminent domain and bankruptcy or reorganization proceedings, then 3 Mortgagee, at its option, may !?ay said claim, lien, encumbra_n+•e, tax, assessment or premium, with right of subrogation ~ thereunder, may make such repairs and take such steps as it deems advis:+ble to prevent or cure such waste, and may appear in any such action or proceeding and retain counsel therein, and take such action therein as 11'Iortg:+gee deems ad- visable, and for any of such purposes Mortgagee may advance such sums of money, including all costs, reasonable attorney's fees and other items of ex sense as it deems necessa Mortga ee shall be the sole "ud a of the legalit validit a t ry. g ~ g y, y and priorit}• of any such claim, lien, encumbrance, tax, assessment and premium and of the amount necessary to be paid in ~tistaction thereof. Mortgagee stall not he held accountable for any delay in making any such lk+yment, which delay may result in anY additional interest, casts, charges, expenses or otherwise. 10. Mortgagor will tr.+y to Mortgagee, immediately and without demand, all sums of money advanced by Mortg:+gee ~ to protect the security hereof pursuant to this Mortgage, including all c•osis, reasonable attorney's tees and other items of expense, together with interest on each such advanrnment at the highest lawful rate of interest per annum in the State of Florida, and all such sums and interest thereon shall he secured hereby. 11. All sums of money secured hereby shall i?e p:ryable without any relict whatever from any valuation or appr.+ise- ment laws. 12- I( deL+ult I?e made in payment of any instalment of principal or interest of the Note or any part thereof when due, or in payment, when due, or any other sum secured hereby, or in herfor•mance of any of Mortgagor's obligations, coven- ants or agreements hereunder, all of the indelrtednes.4 secured hereby shall become and he immediately due and payable at the option of Mortgagee, without notice or demand which are hereby expressly waived, in which event Mortgagee may avail itself of all rights and remedies, at law or in equity, and this Mortgage may 1?e foreclosed with all rights and remedies afforded by the laws of Florida and Mortgagor shall pay all costs, charges and expenses thereof, including a reason:+ble attorney's fee, including ail such costs, expenses and attorney's tees for any retrial, rehearing or appeals. The indebtedness secured hereby shall hear interest at the highest lawful rate of interest per annum in the State of Florida from and after the date of any such default of Mortgagor. If the Note provides for instalment payments, the I?lorigagee may, at its option, collect a late t charge not to exceed two cents for each one dollar not paid to the Aiorigagee when due, to reimburse the Mortgagee for : expenses in collecting and sen•ic•ing such instalment payments. 13. If default be made in tk•+yment. when due, of any indebtedness secured .hereby, or in performance of any of Mortgagor's obligations, c•ocenants or agreement hereunder. ~ s (a) Mortgagee is authorized at any time, without notice, in its sole discretion to enter utwn and take f~ossession of } the A'Iorigaged Property or any part thereof, tb I~ertorm any arts Mortgagee deems necessary or prober to consen•e the security and to collect and receive all rents, issues :+nd profits thereof, including those past due as well as those accruing thereafter: and (h) Mortgagee shall be entitled, as a matter of strict right, without notice and exparie, and without regard to the f value or occu Banc of the security, or the solvent of 11iori or, or the ad { Y •y g. g equacy of the Mortgaged Property as security for the Note, to have a re<river appointed to enter ut+on and take possession of the Iltortgaged Property, collect the rents and profits therefrom and apply the same as the court may direct, such receiver to have all the rights and powers permitted t under the laws of Florida. in either such case, Mortgagee or the receiver may also take possession ot, and for these purposes use, any and all personal property which is a part of the Mortgaged Property and used by Mortgagor in the rental or leasing thereof or any part thereof. The exf+ense (including receiver's fees, counse! tees, costs and agent's compensation) incurred pursuant to the powers herein contained shall be secured hereby. Aortgagee shall latter payment of all costs and expenses incurred) -2- . ~~~x 318 ~a~~~949