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~1 iDSSCLOSURE NOTE=FOR INSTALLMENT LOANS =}Ii • ~ - . = .~'~;l~- _ _ .t;-
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~ t First `National 6ankt~of •Forl: Pierce ~ ~ ; t t i l ~ z ~ _ --ii?) ~i?r~~ "i~.~.irs~• _ - Fs 9 : 50.00 - ~ _ -
:~r~lil~fil+! ~ ~.t;•`t~l.'ANKNAMt rf. •..;•.r.~~•r~- _ •lS?=;utFrerwi~~feeCtettiil rte ;.t}sl 681.65 -
P.O. 13ox 970, Fort Pierce, •~'la: 33450 _~~i - • - ~d-~,~ s -1._`'' 16.80
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t+IOTE NO-.~t26•-00644 ~OATEO•• NCaV_ 12 IEF-: - - - =•i14tii~ _
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- _ _ . ! . _ . - - , i ! (Gl - Arttotrrsl FirsartoaQ - ;
our: _ - Nov~~ .12 . - . - ~ - ~ - - ' - , fs~.. _ = v?.s.c.-D. E. F?w-- ~ _s~ ~
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P~ACe• Fort Pierce - - - - lu Loen F« . - _ ~ t'
-FLORIDA-. ' • -4jt~ s - .
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For value repiwd, tM undersigned (hMelMfter called "MakN"I jointly and severNly (if _ IK? - --s WAWA -
more than one) promise to pay t0 the ordN Of tM Bank, at its office listed above, the Togl -
of Payment: (from (N) at rights of $22 , 422.00 Dalars payable in 120 ILL - - - _ _none
egwl monthly instellrrients of S 18 ~ . 85 . tM first IM) FINANCE CHARGE
g • IH, 1, tt, u s 11.223.55
~nscaUment dw on Dec. 12 , , 19 9 ,and wbsequent instsllrrients due on INI Total of t+aymertq IG ~ MI s .22.422.00
the~_dsy of each ntontn thereafter, together with a FINAL BALLOON PAYMENT OF: ANNUAL PERCENTAGE RATE 15.93
s none DuE none , t9
The Bank sMll impose a delinquency charge spaimt the Maker on any payment which f?as beeorrie dw and rettttairy in default for • period in ettoass of 10 -
days in sn amount equal to 9lli of tM psymertt in default. In tM avant that the Note is not paid in full at maturity, NI payments, wMther principal, inprat or
otherwise, shell bear interest st tM maximum legal raq slk~vved under tM law. A11 payments made hereunder shall be credited first to interest and then to
principal, however, in tM event of default, the Bank may, in its sole disuetion, apply arty payment to interest, principal and/or lawful diarges then scerwd.
li is the tntMtiOr1 Ot tM pa?tNe Mreto that the provisions Iserein shall not provide dlractly or Irldlrectly iw the payment Of a graitM faq Of ingress Or tM
retention of arty other charge tMn is allowed by law, It, for any reason, interest in excess of vetch legal raq or a gsarge prohibited by law shah at any time bs '
paid, any such exaee shall either constitup avid be trNted M a payment on tM principal or be refunded directly to tM Maker. TM Maker may prepay fife sn-
ttre unpaid balaria of tM ban at any tinsa. If tM loco is prepaid In full, accelerated or refirtartced, the Maker shall repive a refund of tM unearned portion of
tree interest and ir?suanoe pramiume computed by tM Ru4 of 78's ntathod, except that tM Bank shall ba entitled to regin a minimum interest diarge of =1500.
CREDIT LIFE AND CREDIT LIFE a-DISA8ILITY INSURANCE ARE VOLUNTARY AND NOT REQUIRED FOR CREDIT. Suds iraurartoe coverage is -
aveilable at tM oat designated below for the prm of tM credit: Ia1 t 1, 681.65 for Gsdit ufe Inwrr«see Ibl i
for Credit Life fl Disability Insuwrste: - - _ - , t
checiX}Q~rdit Lira leiswsrtee p desired on the lih of Harold L. Boudreau - e;,~q 7/23/21 - - '
App1. ? Credit Life 8 Oitsbility Iriwsna is daeirad an Birthdsq - -
Sox ~ Credit Lice end/o< Disability Inwrana ie no~Ked. _ _ _ - _ - - - - - - -
Date: NOV • 12 , 1979 signature cure - -
AFTERA000INEOFNOFEfITYlllllfiESUNECTTOTNESECUNITYINTEIIESTANOOTNENORFUTUNEINDEgTEOMESStSSECURE0~1fANYSUCNMO~ENTtr ASfOLIOMIS:
Maker hereby grants to Bank a security interest in the properly, if any, deserAsed in tM spsp below and in all other property of Maker now or hereafter in
Hank's possession, and such security interest shall sbo secure all other liabilities of Maker to Bank, whether Primary, secondary, direct or contingent, present
or future. TM aforesaid security interest excludes the Maker primary residence unless said primary residence is desuibed bNow.
Lot 1 Block 695 of Port St. Lucie Section 18 a Subdivision according to the Plat thereof
to recorded in Plat Book 13, Page 17, of the Public Records of St. Lucie, County, Fla.
Second Mortgage
f tM Bank raquina the Maker to obtain insurance coverage against loss or darttsge to tM collateral securing the Makers indebtedness to tM Bank, tM Maker
may obtain surfs coverage from arty agent, broker or inwror acceptable to the Bank.
t is jointly and severally covenanted and agreed with tM Bank by each Maker, endorser, wr•ty, guarantor, and other party to this note (all of whom are
hereinafter for brwity piled Obligor a Obligors) that: - _ - -
Bank shall exercise rpsonsble care in tM custody and pretervetion Of the Collateral and shall be deemed to Mva exercised reasonable care if it ekes such
action for that purpose ss Maker shall reasonably request in writing, but rso omission to comply with any request of Maker shall of itself be deemed a failure to
exercise reasonable pre. Y~thout limiting tM generality of the foregoing, the Bsnk shall have no retporisi'bility for asprt;ining any maturities, ells, convtr-
4 sion, exchanges, otfea, tenders Or simitsr matters relating to any of tM Collateral, nor for informing tM undersigned with respect t0 any thereof. Bartle shall not
i be bound to take any steps rtecessaiy to preserve any rights in the Collateral against prior parties, and Maker shall pke all Mpssery steps for wds purposes. Bank
or its nominee need not collect interest on or principal of any Collateral or give any notice with respect to it. Right is hereby expressly granted to tM Bsnk at its
option to transfer at any time ro itsef or to its nominee any Collateral and to receive the income tfieraon and hold aarrse as security herefor, Or apply it on the
principal or interest dw hereon or dw on any liability second hereby.
Upon tM happersirg of arty of the following events, each of which shall constitute a default Mraundar, or if tM Bank deems itself infeWnl, the entire unpaid =
i balance of this rsote and•sll other liabilities of each Maker to Bsnk shall dseretipon or thereafter, at tM option of Bank, without notice or demand, become imrne-
s d~ately dw and payable: (s) failure of any Obligor to perform any agreement hereunder or to pay in full, wMn due, any liability whacswvar to Bsnk or any in-
stalment thereof or interest thereon; Ib) tM death of any Obligor; Ice the tiling of any petition under tM Bankruptcy Act, or arty similar federal or sate spruce,
by or agairpt arty Obligor; ldi an application for tM appointment of a repivH for, the making of a general assignment for tM benefit of ued+tors by, Or the
insolvency of any Oblgor; Ie1 the entry of a judgment against any Obligor; If1 IM iswing of any attachments or garnishment, of tM filing of any lien, against
ar.y properly of any Obligor-. ;g) the taking of possession of any substantial part of tM property of any Obligor at tM instsnp of any governrrientsl wthority-
th) the dissolution, rtterger, consdidaCwn, or reorganization of arty Obligor; (il the determination by Bank that a material adverse change has occurred in tM
financial condition of any Obligor from the conditions set forth in tM most recent fieancial sptemdrst of strati Obligor heretofore furnislsed t0 Bank, of from
the condition of such Obligor as heretofore most recently disclosed to Bank in any manner; o[ that any warranty, represenption, prtificaq, w sptement of any
Ool Igor (whether contained in this note or not) pertaining to or in connection with this note 9r the loan evidenced by this note is not trw; (j) the assignment by
any Maker of any equity in any of tM Collateral without the writpn consent of Bank; (k1 failure to do all things necessary to preserve and mainpin the valor
and collectibility Of the Collateral, including, but not limited to, tht payment of taxes and premiums on policies of iriwrana on tM dw dap without beMfit of
th> grace period.
Unless tM Collateral is perishable or threatens to decliM speedily in value or is of a type customarily sold on a recognsized market, Bank will give Maker rea•
sonable notice of tM time and place of any public sale thereof or of tM time after which a private sale vvilf be held. The requirement of reasonable notice shall
_ b~ met if such notiq is marled, postage prepaid, to arty Maker at tM address given below or at any other address shown on the records of tM Bank, at least ten
days before tM time of the sale. Upon disposition of any Collateral after the occurrence of any default hereunder, Obligors shall be and remain liable for any
~ Cef:cieney; and Bank shall account to Maker rOr any wrplus, but Bank shall have tM right to apply all Or any part of such wrplus (Or to hold tM same as a
reserve) against any and all other liabilities of each or any Maker to Bank.
Bank shall have, but shall not be limited to, the following rights, each of which may be exercised at any time wMther or not this note is dw: (a1 to pledge
~ or transfer this note and the Collateral, whereupon Bank shall bs relieved of all duties and responsibilities hereunder and relieved from any and all liability with
respect to any Collateral f0 pledged Or trans4rred, and any pledgee or transferee shall for all purposes stand in tM ptap of Bank Aerwnder and have all tM
;,n is to Bsnk hereunder; Ib1 to transfer the whole or any part of the Collateral into tM nartta of itself or its nominee; (d to notify tM Obligors on any Collat-
eral ro make payment to Bank of any amounts due or to become due thereon• Idl to demand, we for, collect, a make any compromise or settlement it deems
desirable with reference to tM Collateral; and (e) to take possession or control of any proceeds of Cdlateral.
g No delay or omission on the part of Bank in exercising any right hereunder shall rate ss a we-wer of wdt r- t or of
! ope iglt any other rght undtar this note. No
v.aiver or alteration sMll be binding on Bank unless in a writing agreed by an authorized Bank officer, and then only to the extent specifically set forth therein.
a•~sentment, demand, protest and nOtite of dishonor, are hereby waived by catch and every Obligor. The taking of a renewal nOq without the signatwe of any
rra ken or endorser fiable on this note shall not be deemed a payment W discharge of this obligation and tM liability ueated hereunder shall continue until this
~ r•.~?e is paid in full. The Obligors, jointly and severally, promise and agree to pay all costs of collection, including attorneys tees equal to 10% of the amount
f ~ n arced, or such larger amounts >f may be reasonable and just if collected by legal proceedings Or through an attorney at law, including appellate proceedings.
Tha under - acknowledge receipt of a completed copy of this note on this date.
Addre 2282 E Ameci St Pt St Lucie
ss . ~ . (SEAL)
Fla. 33452 cold L. l~u u
Address (SEAL?
I - _ _
~ Ba~K J~V P4GE Mary E. Boudreau _ - _ _ _ _ = _ _ _