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Home My WebLink About0980 •_rl--~n+~---~ _ ? ~ - tF-~ 1---':-~: .~,I~~F~~ r•~__ _ • Lif_^ . _ Ian ~ - - - it_:..1~,=•DISCIOSURE'NOTEFOR=INSTALLMENT LOANS- ~ - - = 1 ~t~rit{ ~ I{~-.reef ~ Ift ~ t_~ {fit ; I~! ~ _ - ~ = . ~ . . _ ' ~t_!~'~ r' '1{t~ •tl~ ~ ~ ~•:~:;;t='t;a=-•i~t~_•;;;.= ~-w'w~+ovn~A.~.~r:a- _ - _.'3,000.00 ' •.t -First ~tational=Ban`k_o~Fort Pierce - ~ _ _ _ "s , _ _ - - •/1NK. NAME t • - - - wr. ?rewfium fa Credit = ~ = tt: - - ~~-lit =`1~t= f1C=t~l-=~'-~=f1t=111-i;t~i;~:-: ':~,'_-',i~'~' ='iii-='!~'_ ~.:;uf./oiubility_~nt~ ~ .;_=„--148:32-- - ;1~= tt1:P;0- ~8ax.970; ~Fort-Pierce, -Fla:=~33450~ = ~ ic?:-oown+Mta.yst.mw:.-.=; s_-_ -4.80 _ _ t):----jl:-ill=~•[- -.-ORi1Ct:AOORESS _ - -IOI OMte?Chsrgeslitemi:.? :scone . _•,;i'_ 1r: : ---'•,`-:'';~~•lil= ~io ' - =~g- _ tE?= - .,=.nene j •NOTE:NO..•-!.28 `0004'~7s OATEO••f'NOV.•'29,'~ ~ ',1rJ9_.~. (F) - - - - .=-i1.~,~n _ iii . ~"~.:-tj.:~ . _ • _ ~ _ _ . - tGl An+wrnt Financ.d _ - - - ~:~-';i-- '3.153:12 oue- - ' NOV:.~ 29, - = - - - ,19__81 IA, 8. C. O. E. FI ~ =S - °i-;!!:-_ . - =--_i~;-= . ~ . = . tH? Int«at = _ - _ - = 534_88 PLACE: FOrt Pierce - - - ~ - - , FLORIoA 111 Loan Fe? = - _i 20.00 1.!! Other - =none . . For vslue_retiived; fete undersigned (hereinafter felled "Make.") Jointly and swerNly lif - - more than ores! promise tv psY to the order of tM Bank, at its of tip listed aoove, the Total IKl = flORi~- ol Paym.nis Itrom tNl at right! of S3 , 708.00 oorlars payable in 24 lU =none _ equal monthly installments of S !54.50 ,the tint iMl FINANCE CHARGE - IH, 1, J, K, LI S +nstallrstent due On DeC • 29 . , t9 79, and wbsegwnt installments du. on INI Total of Payments IG + M) S 3.708 • the ')O dsv ot.sch menth tt+e*eatter, tog.therwith a FINAL BALLOON PAYMENT OF: • ANNUAL PERCENTAGE RATE 16"0$ % 5 none DUE none , Is - Th. flank shalt impose a dNinquenty charge ageirot tees Maker on any paYrrrnt which has become du. srtd remains in default for a period in txtess of 10 days in an amount equal to ~ of tM payment in default. In the event that the Note is not poi,) in full at maturity, all payments, whether principal, interest or otherwise, shad beer intNest at tM maximum legal rah showed under the law. All payments made htreundN shall be credited fine to interest artt! then to pr+ncipal, hovwver, in rtes event Of default, tM Bank may, in its wee discretion, apply any payment to interest, principal and/or lawful Charges than accrued. i It is the intention of the parties hereto that the provisions herein shall not provide directly or indirectly fcr the WYrrs:a of s greats. ran of inurest a the i? retention of any ocher Marge than is sllovvsd by Isw. It, for any reason, interest in excess of such legal rate or a Ntsr9e prohibited by Isw shall st any time be i paid, any such expss shall either constitute and-be treated ss a payment on the principal or be refunded directly t0 the Maker. The Maker may prepay the en- _ I` c+re unpaid balance of tM loan at any time, It tM loan is prepaid in full, accelerated or refinanced, the Maker shall receive s refund of the unearned portion of the interest and irtsustsrtce Dremiume computed by the Rule of 78's method, except that the Bank shall be entitNd to rosin a minimum interest charge of =15.00. ' CREDIT LIFE ANO CREDIT LIFE 8t DISABILITY INSURANCE ARE VOLUNTARY AND NOT REQUIRED FOR CREDIT. Such iMUrance tovNage is - 148.32 - ~ ayailable at tM cost designated below for the qrm oftM uedit: la) S for Credit Life Inwrsntt Ibl S - - < for Credit Li4 ~ Disability Inwranu: = - ~ - - _ + - ~ i Check ? Credit Lif. Instxante is desired on the life of Birtttdau _ - Appl. r.dit Lire di Disability Instsrsnp is desired L F. P rsons ~ Bi.thdate 3 22 49 sox cr.dit ut. and/or Disability Inwrsnet a not ~~j~/ Date: NOV. 29,-1979 Signature v" ' S AFTER ACOUIREDMO?ERTYNfItINESUfl1ECTTOTHESECO TERESTA OOTNEt10RFUTUREINDESTEONESSISSECUREOSYANYSUCMfROtERTY,ASFOILOMIi 'Maker hereby grants to Bank s security interest in the property, if any, described in the space below and in all othe? property of Maker now or htresiter in ~~nk's possession, and such security interest shall sew secure all other liabilities of Maker to Bank, whether primary, secondary, direct Or contingent, present ~ `uture. TM atoressid ssewity interest excludes the Makers primary residence unless said primary residence is desutbtd below. United Qti3anty, Unsecured with Agreement not to Encumber on property - The West 21 ft. of lot 8 and all of lots 9 & 10 less and except the west 40 ft. of lot 10 Totten's Sub. If the Bank requires the Maker to obtain insurance coverage against loss or damage to the collateral securing the Makers indebtedness to the Bank, the Maker may obtain such coverage from any agent, broker or inwror acceptable to the Bank. Ic is jointly and severally covenanted and agreed with the Bank by each Maker, endasN, surety, gwrantor, and other pang to this noes (all of whom are - heremaftN for brevity called Obligor Or Obligors) that: - - - . III Bank shall exercise reswnable care in the custody and preservation of the Collateral and shall be deemed to have exercised reesonsbb car. if it takes such action for that purpose es Maker shall reswnably request in writing, but no omissan to comply with any request of Maker shali of itself be deemed a failure to exercise reewneble tart. Without limiting the generality of•the foregoing, the Bank shall have no responsibility for ascertaining any maturities, Calb, COnver- s+on, exchanges, offers, tenders or similar rrtatt~rs relating to any of the Collateral, nor for informing the uttdersigrsed with respect to any thereof. Bank shall not i` ~ bound to take any stops necessary to preserve any rights in the Collateral against prior parties, and Maker shall take all necessary steps for such purposes. Bank ! ,r its nominee need not collect interest on Or principal of any Collateral or give any notice wiM respect to it. Right is herab,/ expressly granted to the Bank at its option to trsrtsfer at srsy time to itself or to its nominee any Collateral and to respire the income thereon and hold seine ss security heretor, ar apply it on tM s prirxipsl or interest dw hereon or due on any liability secured hereby. - Upon tees happening of any of the following events, each of which shall constitute a defaulr hereunder, or if the Bank deems itself insecure, tM Mtire unpaid bal x+ce of this not. and all other liabilities of each Maker to Bank shat! thereupon or therestter, st the option of Bank, without notice or demand, becorttt imrrte- d+ately dw end psysble: 1a1'aiture of any Obligor to perform any agreement hereunder or to pay in scale, when due, any liability vvhstsoaver to Bank or any in- scalment tMreof W interest thereon; Ib1 the death of any Obligor; Ice the filing of any petition under the Bankruptcy Act, or any similar federal or stars statute, by or against any Obligor: f^_) an application for the apoointmene of a receiver for, the making of a general augnment for the benefit of creditors by, o? the +nsolvency of any Obligor; c~i the entry of s judgment against any Obligor; (f) the iswiriq of any attachments or garnishment, or the filing of anY lien, against any property of any Obti+70r: 1~) ;he taking of possession of any substantial part of the oroperty of any Obligor at the instance of any governmental wthority; Ihl the dissolution, merger, ~onsolidstion, or reorgsnrzatron of any Obligor: lit the determination by Bank that a material adverse change has octurred~rt the financial condition of anti^~b•+gor from the conditions set forth in the most recent financial statement of such Obligor'heretofore furnished to Bank, or from the condition or welt ObiMCr as ++eretofore mosr recently disclosed to Bank in any mann!r; a that any warranty, representatwn, certificate, or statement of any C,bl+gar (wheMer contained :n this note or not) pertaining to or in connection with thn note or the loan evidenced by this note is not true; (jl the assignment by any Maker of .rev equity in any of the Collateral vwthOUt the written Consent of Banc: I+cl failure to do all things necessary to preserve and maintain the value a+'d coliectibdiry of the Collateral, intruding, but not limited to, the payment of taxis and aremiums On policies of insurance on the due date without benefit of the grace period. Unless the Cdtattrsl is pertsnabre or threatens to decline speedily in value or is of a type customarily veld on a recognitad market, Bank will give Maker res- s~nable notrp of the time and place of any public sale thereof w of the time after which s private sale will be held. Tht requirement of reasonable notice shall .,e met if such nonce is ma+ied, postage prepad, to any Maker at the address given below or at any other address shown on the records of the Bank, at least ten y goys shall be and remain liable for any ~'=ys before the nrrie of the ease. Upon disposition of any Collateral after the occurrence of an default hereunder, Obl ~.~r,c+eney; and 9snk shall account to Maker for any wrplus, but Bank shalt have the rght to apply all w arty part of such wrplus (or co hold the saint as a s ~ >serve) against any anti all other liabilities of each or any Maker to Bank. Bank shall have, but shall not be limited to, the following rights, each of vvhrcit may be exercised at any time whether or not thn note n due: la1 to pledge c;r transfer this note and the Collateral, whereupon Sank shall bt relieved of all duties ar+d responsibifities herwnder and relieved from any and all liability with 11! ~~soecc to any Collateral w pledged or transferred, and any pledgee or transferee shall for sIl purports stand in the plan of Bank hereunder and have all the rots to Bank hereunder; Ibl to transfer the whole or any part of the Collateral into the nartte of itself or its nominee; Ice to notify the Oblgors on any Coltsa f F-al to make payment to Bank of any amounts due or to become due thereon; Idl to demand, wt for, collect, or make-any eompromrse or settlement it deems , %:w•abre with reference to the Collateral; and let to take possession or tpnpol of ar?y proceeds of Collateral. ~o delay or omission ore the part of Bank m exercising any righ[ hereunder shall operate as a waiver of wch nghc or of any other right under this note. No :+aiver or alteration shall be binding on Bank unless in a writing signed by an authorized Bank officer, and then only to the extent specifically set forth therein. , esentment, demand, protest and. notice of dishonor, are hereby waived by each and every Obligor. The taking of a renewal note without the signature of any r"AKW 01 endorser liable on this note shall not b! deemed a payment or discharge of this obligation and the 6abi6tV ueated hereunder shall continw until this n paid in full. The Obligors, jointly and severally, promise and agree to pay all costs of collects including attorneys t equal to 10% of the amount `~^a~ced, w such larger amounts as may be reasonable and lust it Collected by legal proceedings or,fhr an attorney at law,-i luding appellsts proceedings. The undersigned rectip of a e ~t~op/y~ of this Wort on this dart. I ~~~U~~f~ a ~d,es: 702 Atlantic Ave. Ft. Pierce, Fla. 33450 / IsEAU st. ~u~tt ~ - ~ ~ _ - Lott .Parsons nccrtress 44i'7906 ~ 11 . _ ~,4 I?~n~~ non