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THIS INSTRUMENT IMAS PREPARED 0V: ~ 1
CITIZENf FEDERAL iAVIN~ii AND LOAN
AafOC1AT10N OF tT. LUCIE COUNTY '
ta00 s. FEDERAL NIONWAY. FT. FIERCE. FLORIDA
C. R. MCDONALO, JR., GENERAL COYNaE~.
i
MORTGAGE
SHORT FORM
X22040628 `
THIS MORTGAGE is made this , Sth day of _ DECE_MSER ,
19_Z1, between the Mortgagor, rlls v, 1 FNNARD ANA MARTHA R _ I N ARD, H ~ S W I FF
(herein "Borrower"), and the Mortgagee,
CITIZENS FEDERAL SAVINGS AND LOAN ASSOCIATION OF ST. LUCIE COUNTY, a corporation
organized and existing under the laws of the Utited States of -America, whose address is 1600 South Fed-
eral Highway, City of Fort Pierce, County of St. Lucie, State of Florida, (herein "Lender").
WHEREAS, Borrower is indebted to Lender in the principal sum of S 1 XTY THOUSAND AND 00/100
Dollars, which indebtedness is evidenced
by Borrower's note dated (herein "Note"), providing for monthly ~
installments of principal and interest, with a balance of the indebtedness, if not sooner paid, due and pay-
able on MAY 1, 2010
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TO SECURE to Lender (a) the repayment of the indebtedness evidenced by the Note with interest
thereon; (b) the payment of all other sums, with interest thereon, advanced in accordance herewith to
protect the security of this Mortgage; (c) the performance of the covenants and agreements of Borrower
herein contained; (d) the performance of the covenants and agreements incorporated by reference hereinto;
and (e) the repayment of any future advances, with interest thereon, made to Borrower by Lender pur-
suant to paragraph 21 hereof or incorporated by reference hereinto (herein "Future Advances"), Borrower
does hereby mortgage, grant and convey to Lender the following described property located in the County
of sT _ l_uC 1 F State of Florida:
LOT 32, LESS W. 2 FEET RIVER OAK ESTATES, ACCORDING
TO THE PLAT THEREOF AS RECORDED IN PLAT BOOK 16, PAGE -
5 OF THE PUBLIC RECORDS OF ST. LUCIE COUNTY, FLORIDA.--
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?IlRSUANT TO CNArTER 71-:'4, ACTS OF 1l1L
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which has the address of PALMETTO LANE, FORT PIERCE, FLORIDA 33450
~ (herein "Property Address"); (fTREETi ICITYI
~ TOGETHER with all the improvements now or hereafter erected on the property, and all ease-
ments, rights, appurtenances, rents, royalties, mineral, oil and gas rights and profits, water, water rights, and
water stock, and all fixtures now or hereafter attached to the property, all of which, including replacements i
j and additions thereto, shall be deemed to be and remain a part of the property covered by this Mortgage;
and all the foregoing, together with said property (or the leasehold estate if this Mortgage is on a lease-
hold) are herein referred to as the "Property".
Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right
to mortgage, grant and convey the Property, that the Property is unencumbered, and that Borrower will
warrant and defend generally the title to the Property against all claims and demands, subject to any declar-
ations, easements or restrictions listed in a schedule of exceptions to coverage in any title insurance policy
insuring Lender's interest in the Property.
FLORIDA -SHORT FORM - 1 to 4 Family - 0116 - FHUNC UNIFORM INSTRUMENT BCOK~~~ PACE~~