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HomeMy WebLinkAbout0642 r„ The Mortgagor bereby covenants with the Mortgagee, thit he ~e~}n~el'eatubljti ' bd of said bnd in fee simple or such other estate[ if any as is stated herein; that ha has toll po and law ul t to convey the same as aforesaid; that the lead is free from aU encumbrances except as herein otherwise recited; that saidlutortgagor will make such further assurances to prove the aforesaid title to said land in said Mortgagee as may be reason- ab~y required, and that said Mortgagor does hereby fully warrant the title to said land, and every part thereof, and will defend the same against the lawful claims of all persons whomsoever. PaOVIDRD ALwAYa that it the 141ortgagor shall pay unto the Mortgagee that certain promissory [sole, of which the following is a substantial copy, to wit: :36, 750.00 Stuart , Florida. December 14 ,19 79 . Fore Vuvs Rscnvsu, the undersigned promise(s) to pay to SIJl~7I~BAN G~DAS`PAL CORD . , - a oorporatiaa organised sad existins under the laws of New Jersey , or order, the principal sum of --~T'hirty-six thptLSand seven hundred and- fifty Dollars (i 36,750.00 with interest lrom date aL the rats of eleven and one-half per centum (11.50'/0) Per annum oa the unpaid balance until paid. The said principal sad interest shall be payable at the ofi'ice of ' SUBURBAN COASTAL C70ItP. , P. O. Box 1328, ~ Passaic, New Jersey 07055 , or at such other place as the holder may designate in writing delivered or mailed Lo the debtor, in monthly installments of'I'hree hw~dred sixty-four 19/100 Dollars 364.19 commencing on the first day of February , 1960 ,and continuing on the first day of each month thereafter until this note is fully paid, except that, ii not sooner paid, the final payment of prinmpal and interest shall be due and payable on the first day of JanuarX .2010 •i Privilege is reserved to prepay at any time, without premium or fee, the enters indebtedness or any put thereof sot less than the amount of one installment, or one hundred dollars (=100.00), whichever is less. Prepayment in fuq shall be credited oa the date received. Partial prepayment, other than on as installment due date, need not be credited until the nett [oilowiag instagment due date or thirty days alter such prepayment, whichever is earlier. If any deficiency in the payment of any installment under this Hots is not made good price to the due date of the next such installment, the entire principal sum and accrued interest shall al once become due and ~sy- able without notice at the option o! the holder of this note. Failure to exercise [;his option shall not oonstatute s waiver of the right to exercise the same in the event of any subsequent default, Tn the event of default in the payment of this note, and if the same is collected by an attorney at law, the undersigned hereby agree(s) to pay all costa of collection, including a reasonable attorney's fee. This note is secured by mortgage of even data executed by the underBigrred on certain property described therein and represents money actually used for the acquisition of said properly or the improvements thereon. Presentment, protest, sad notice are hereby waived. ~ y~ 3. MIISEL2 [~?L] r? t.> ~~Lj l ! [SEAL] And shall duly, promptly, and fully perform, discharge, execute, eRect, complete, and comply with and abide by each and every the stipulations, agreements, conditions, and covenants of said promissory note and of this mortgage, then this mortgage and the estate hereby created shall cease and be null Bad void. The Mortgagor further covenants as follows: 1. That ~he will pay the indebtedness, sa hereinbefore provided. Privilege is reserved to prepay at any time, without premium or fee, the entire indebtedness or any part thereof not less than the amount of one installment, or one hundred dollars (8100.00), whichever is less. Prepayment in lull shall be credited on the date received. Partial prepayment, other than on an installment due date, need not ire credited until the next following instalment due date or thirty days after such prnpayment, whichever is earlier. 2. In order more full~• to protect the securit°• of this mortgage, the ~tortKagor, togeUrer with, and in addition to, the monthl°• pa~nrenta under the terms of the note secured hereby, on the first dac of eac}c month until the said note is fril}v paid, will pac to the Mortgagee, as trustee, (under the terms of this trust a.5 herein- after stated) the fullowirig Burns: (a) A sum equal to the ground rents, if say, next due, plus the premiums that will next become due and payable on policies of fire and other hazard insurance covering the mortgaged property, plus taxes and assessments next due on the mortgaged property (all as estimated by the Mortgagee and of which the Mortgagor is notified) less all sums already pard therefor divided by the number of months to elapse before one month , prior to the date when such ground rents, premiums, taxes, and assessments will become delinquent, 4 such sums to be held by Mortgageeintruattopaysaidgroundrents,premiums,taaea,andspecislas,9essments. (b) The aggregate of the amounts able hereb shall be pursuant to subparagraph (a) and those payable on the note secured y, paid in a e payment each month, to be applied to the following items in the order stated - (n ground rents, taaes, assessments, fire, and other hasard insurance premiums; ; (In interest on the note secured hereby; sad (III) amortisation of the principal of said note. ~ Any deficiency in the amount of such aggregate monthly payment shall, unless made good by the Mort- gagor prtor to the due date of the next such payment, constitute an event of default under this mortgage. At Mortgagee's option, Mortgagor will pay a "late charge" not exceeding four per centum (4ofo) of any install- [ ment when paid more than fifteen (15) days after the due date thereof to cover the extre expense involved in o l handling delinquent psyymenu, but such "late charge" shall not be payable out of the proceeds of any sale # made to satisfy the rndebtedness secured hereby, unless such proceeds are sufficient to discharge the entire t indebtedness and all proper costs and experiseg secured thereby. 3. 1t the total of the pa~•urents n?ac}r h°• the :Mortgagor under (a) of paragraph 2 preceding shall exceed ~ the amount of pavnrents actuall~• maclt• hr t{re :11ortKaKer•, as trustee, for ground rants, taxes and assessments, and insurance premiums, as the rase mar~be, such excess shah be credited on subsequent payments to be made by the 4iortgsgor for surh iterrrs or, at 1lortga;~ee's option, as trustee, shall be refunded to Mortgagor. If, ~ however, surh uronthh payments shall not },c, sulfrclent EO pay surh items when the same shall become due ` n n,r .,e..e r~ls •r,e.. ~1.., 11rn~1 onnnr cl.nll nnr In 1hn \'InM vano.. nc tn~c~nn n.,.- ....,......s i