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HomeMy WebLinkAbout0757 • . . _ _ s MORTGAGE NOTE s 2 ~ , 000 JO C~~rt~r ~Q ,19 79 Fot value received, the undersigned jointly and severally promise to pay to the order of t Jf~~l BF.~1 6Q1?`~C, a Florida banking aoarfxaratian 'I~nty Fi~~ 'i't~o~isand arkn no/l0a the principal wm of Dollars, with interest thereon from date at the rate of per cent per annum; the interest and principal of this note to be paid as follows: j Beginning on . 19~~ the wry, i~`'O F~ Ninety ZWO az?d 9~~C'_=UoUars, and the same amount on the same day of each month for L~' .consecutive months until this note is paid. The aforesaid payments ue to be applied tint to interest at the rate aforesaid due upon the principal wm or so much thereof as shall from time to time remain unpaid, and the balance of each payment shall be applied to the reduction of the principal. AU payments oC interest and principal are payabk at the office of the payee in the city above set forth, or at such other place as the holder may designate in writing, in lawful money of the United States. If any of said payments of interest and principal shall not be paid when due then the entire principal sum and acerued interest shall become due and payabk at once, at the option of the holder of this note. This nott is to be construed a~forced according to the laws of the State of Florida. and is secured by mortgage on real estate Dated 1JLC , 19 If default be made in the payment of any of said sums or interest or in the performance of any agreements contained here, or in performance of the terms of the mortgage securing this note, then, at the option of the holler of the same, the principal wm then remaining unpaid with accrued interest shall immediately become due, payabk and coYectibk without notice, time being of the essence of this contrxt, and said principal wm and said accrued interest shall bear interest at maximum rate then allowed by law, from such time until paid. The holder is given and agreed to have the right of setoff a~a~nst all deposits, accounts, i credits and other property of each maker, gwnntor and endorser in possession or oontiol of the holder for any and vuious wms due hereunder, without requirement of notice. Any larrguage in said note or mortgage to the contruy notwithsfaMi[rt. po interest tthall be charged or collected in excess of that allowed by Florida law. and in the event of the acceleration of tha mortiaee. and the notes secured thereby. any orcoaid and unearned interest and points in excess of a lawful rate of interest to tlt0 da>Be of enforcement of payment shall thereupon be refunded to the Mortgagor automatiaUy by the crediting of saate against the sum then due. but wch credit shall not cure or waive any default ocpsioning acceleration. Each maker, guuantor and endorser waives pre»etment. protest, notice of protest and notice of dishonor and agrees to all costs, including a reasonable attorney's fee pfd #rty attarney'~ fees incurred on appeal, whether wit be brought or not, if counsel 5 shall after maturity of this note or default hereunder or under said mortgage, be employed to collect this note or to protect the security thereof. 3 DETAILS OF LOAN Check if appliabk: 1. D No notice of rccission required 3. D Notice of recission required 2. D No flood inwnnce required 4. D Flood insurance required MORTGAGE PAYMENTS made in L40 consecutive STIOIl'}.~1~." payments of S ~Q~' 9(1 each, the first oC said pay- ments due 19 EO .Payments may include tax and insurance escrow. CONSTRUCTION LOAN (if applicable): Interest accrued at per annum payabk up to ?P! •'~aJO~ on amounts dubursed from the construction fund, on that date regular payments begin. INSURANCE: Credit life and/or disability inwnnce not required, offered or provided for. Property iewrance (fue and casualty) is required. Flood inwnnce in certain designated ueas is also required. Mortgage life insurance is not required. Such inwrarrce as u required or desired may be obtained from or through any duly licensed person or company that Borrower may choose, subject to Lender's right to refuse an insurer for good cause. The Bank an, if you wish, arrange for mortgage fife inwnnce, but not for property inwrance, fue insurance or Hood inwrance. LATE PAYMENT AND DEFAULT: Borrowers ue wbject to a late chuge not to exceed 2% of any installment unpaid for 10 days after the due date with a minimum charge as may be reuonably imposed by the bank from time to time; after default or maturity the principal wm remaining unpaid and accrued interest shall both bear interest at the maximum rate then allowed by law. Borrowers shall pay all costs of collection. r.~~3nbE?r 79 SECURITY AND SE'T'OFF: Loan is secured by a mortgage oC , 19 on the real estate descrbed, ;herein together with all appliances and items now or hereafter attxhed to or placed on the property and considered fixtures. The Bank is given the right of setoff against all deposits, credits and other property of Borrower in the possession or rnntrol of s the Bank, for the indebtedness, though unmatured. The mortgage will secure future or other irdebtedness and will cover after - acquired property. PREPAYMENT: Borrower may at any time prepay in full or in part any unpaid balance without penalty. Any partial prepayment shall be applied against the wms which will last become due hereunder but shall not otherwise affect the due dates or amounts of payments ASSUMITION: If aswmption of this ban is permitted by Bank. Bank will charge a service fee for said aswmption. Such aswmption shall bt granted at the bank's sole discretion. 1 acknowledge the receipt of a completed copy of this note prior to signature, and that it is corrut. Maker's Address: ')slit :?t 4, st;~°i s (SEAL) _ ~ Jan.~?Y ~~ac:i;, ~'lori:ia 33r~7 (SEAL) - (SEAL) . (SEAL) 8[ K SAGE ~7 , SPECIMEN .85 154 Rw.4/76