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HomeMy WebLinkAbout1640 Gombillation PROMISSORY NOTE, SECURITY AGREEMENT and DISCLOSURES Raquirfld b[ 'Sedsral snd Sbte l.aw w _ ' ~ ~ I LENDER r Mortgage, l11C. ortsare+o sew r+~.nEe w ~ _ 6/ It1E ROEaDw SrAIYtEt , t Oww NO WeMwEK ~NO~r A~i•ssrn ~ Sep Sic- Nov t - - ttltlZJU~i, YwErr,Al! i ~ Ellfit#t, H1f iE!!i - ~d! p ~~N i'1tKET - ' I~t ~ E~ j~t}s= FEDERAL DISCLOSURES DwTE Or rfAIrSACITQN ~tk 1Ft t ! txut ~ WSi Iyq, N• ~t MWSlA1MENiSt{q~ ores 6 ~II ~.i/s/t1/ j~M~yrM~ 's wO ~rE Owr Q~~~+ti~ f tIsR~VM STEEEiT~rVN 1 :w3E oar. :o'er rw; ~r /A..~ENn i• FINANCE t r e ~ asAMEn ~r4 s 19y$E•f~Qr le,Ol CHARGE s 11383g•~3 . Mij~ MBE _ i1t1 TOT.~u aM()1?11 /A7A~lE SL ~l!'[~AE3'r ~/~t~fES ~E ~Y - 1 W 73 WStAtMFNtS ti ~~~t~ _ ~Y~ S ^if~ - N % _ - f - RATE In addition to the amount stated above for i11 InwrarECS Premiums, (21 Dowmerstary Stamp Tax,131 Offkiel Fees end 141 Motor Vehicle Tide Fee, tM Amount FintE3E:ad is paid b Or upon rJta ordK of Borrowers ae follows, whitR3 disbtlrsernarsts Borrowers authorize and hereby aekrEOVMedge: Amounts Paid To a For Yoo: To Barclays Arnericars on Aecarnt No. _ catlt w Check to Bwrow«: : nat. t~ - To : To _ To t To s ZLI~e~ - To ~ t off.. To t To S To _ t .:1.. - . - PROCEEDS OF LOAN = 97~• ~ ptxing Costs for Loan Second by Rol Estate: . 17LeA Title Examination Fee TIT1„E. li~~. AIO• AY• - s - + ~ttfegt' Preparatiat Fee _ . S ~Q. - - _ -30_ IaA t • Recording Fee 1 MTAN618L+E -TAX- AIiO - REtMR01 MG • • . = 7S. QO . Appraisal Fee . _ . . S TOTAL CLOSING COSTS S f OESKiNAT10N OF PARTIES: As used in th& doctrrtterst, the words "I; ' ' n3e;' and "my" refer to Borrower or to all Borrowea if there is more tht.~ ~ ` one Borrower; the wards "you; ...your; • and "yours" refer to Lender. - ! i .TOTAL OF PAYMENTS is the Amount F'ussnced plus the FinarECe Chst9s and is the.estimated :moEmt required for payment socorifirg to sdEedule. I I tAMOUiiT FINANCED 'a the total of (t) Insurance Premiums, 121 Documentary Stamp Tsx,13) Official Fees, 14) Motor Vehide Title Fee, 15) P•oceeds ~ of Loan and 161 posing Costs for a loan second by real Exttate, all of which are shown above. _ OELIf=JOUENCY AND PREPAYMENT: 1 understand that my fatlune to pay iM monthly payments wheEt due wil! in~e the amotmt of FinaECe pTSrge 1 pay you, but that my malting payments prior to their bE[inp due vv1N radtrce the amount of Finance Charge 1 pey you. If 1 fail to make any payment- when dw or if tftare b a default under the Sewrity Agresrnant or Mortgage, You may. wttlsoESt notifying or damandng anything further of me, require me to pay you tfte rerr3aining unpaid balartos I owe you. Upon such dsfsuh you may charge me tessonable attorney fees you incur in hiring an motney ! which is not one of .your salaried employees to collect the money 1 care you. as vaBR as riason~4 expenses of repoetessing, eta-iEg, or selling any prap- I erty securing this horn. - i CREDIT INSURANCES Credit life Insurance and Credit Disability InwrarECe are optional and sro rat-required as a condition to your granting this loan. ( Such coverages are part of this loan only if amounts are st3own above urwlK "Inswar3oe Premiums/Life-Disability. anEJ if 1 haMe authorized sud+ insurance R in a sepiirat! insurance suthorimion.- - SECURITY: In weer to secure my obligatiorss under this Loan, 1 grant you a security interest under the Uniform Cortrttercial Code and according to the terms of the Security Agreement on the reverse side and of the attached mortgage in the following: 1 All household and eonswner goods praserstly lo~tad n my address anted above and proceeds. Not applicable if this block ? checked. 121 If this section is completed, the property described herein and proceeds: Metre Year Mode! Model IYo. - Serial No. ticertse: Sere Yt~ No. 13) The proceeds of any iruuranoe covering the personal property and real state stcurirsg Mis loan. (ReturrEed or unearrssd premiums are con- - ~ sidered pmceeds.) A+i the above are ealted "Collateral" under the terms of the Security Ageemenr: 14i 1 haw; executed a mortgage, a copy of which is attad!ed, on real property which t own located at my address above, w if othe~vvise, at the tol- _ lowing address:- i51 1 waive the bentfit of any personal property o• ho•rsestead exemption, ss may be aytplicabie. " PROMIS90RY NOTE 1 promise to pay you at your shave address the Amount Financed together with Ftnarseq_Ctsarge st the rate set forth above- 1 agree to do so in eonsecE.tive monthly payments in the number,. timounts and at the t[mes provided above; until fully paid. Payments tlsait be apf*:iEd first to pey Finarsce Charges and then to the unpaid balance of the Amount Financed. If 1 tail to make any payment when due, or if 1 am in default of aatythirtg t have agreed to do in the Security Agreertr_rtt w Mortgage, you tray, without notifying w dansnding anything ;urttser of rite, require me to pay you at once the remaining unpaid balance t owe you. as well as reasonable attorneys fees and expenses as specified above. t will tort require You to demand that 1 make anY payment, n.sr will you have to notify me that 1 have not made any payment. You may without notifying rrsa give others who have sigr3ed this foam additional time in which to pay-you end 1 will rwt be relieved of cr/ obligation to Da1l Ymr if you do so. Terms and provisiorss under Federal Disdosu.-es are irscorporated in this Note by referersce. ' _ - BV MY SIGNATURE BELf~M1, 1 AGREE T~ ABIDE BY THE SECURITY AGREEMENT SET FORTH ON THE REVERSE SIDE, ALL OF MfHICH IS INCORPORA"iEO INTO THIS NOTE BY REFERENCE. - 1 ACKNOWLEDGE THAT 1 HAVE RECEJVED A COPY OF THiS INSTRUMENT AND AFFIRM THAj IT WAS COMPLETELY FILLED IN BE- FORE 1 SIGNED IT. - 1Nitness the hands and seals of the BMrowers the day of the dart hereof. Witness 1AU Signatures): _ f t -1SEAL) . _ _ • r` I j *i-~ Borrower ~KEAU r . ~ X24 ~ _ ~rre=~ - _ s y fa ' r - Co.MNt~ar J r. . - ~ :