HomeMy WebLinkAbout1640 Gombillation PROMISSORY NOTE, SECURITY AGREEMENT and
DISCLOSURES Raquirfld b[ 'Sedsral snd Sbte l.aw w _
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I~t ~ E~ j~t}s= FEDERAL DISCLOSURES
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~r /A..~ENn i• FINANCE t r e ~
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~r4 s 19y$E•f~Qr le,Ol CHARGE s 11383g•~3 . Mij~ MBE _
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f - RATE
In addition to the amount stated above for i11 InwrarECS Premiums, (21 Dowmerstary Stamp Tax,131 Offkiel Fees end 141 Motor Vehicle Tide Fee, tM
Amount FintE3E:ad is paid b Or upon rJta ordK of Borrowers ae follows, whitR3 disbtlrsernarsts Borrowers authorize and hereby aekrEOVMedge:
Amounts Paid To a For Yoo:
To Barclays Arnericars on Aecarnt No. _
catlt w Check to Bwrow«: : nat. t~ -
To :
To _
To t
To s ZLI~e~
- To ~ t off..
To t
To S
To _ t .:1..
- . - PROCEEDS OF LOAN = 97~• ~
ptxing Costs for Loan Second by Rol Estate: .
17LeA
Title Examination Fee TIT1„E. li~~. AIO• AY• - s -
+ ~ttfegt' Preparatiat Fee _ . S ~Q.
- - _ -30_ IaA t
• Recording Fee 1 MTAN618L+E -TAX- AIiO - REtMR01 MG • • . = 7S. QO
. Appraisal Fee . _ . . S
TOTAL CLOSING COSTS S
f OESKiNAT10N OF PARTIES: As used in th& doctrrtterst, the words "I; ' ' n3e;' and "my" refer to Borrower or to all Borrowea if there is more tht.~
~ ` one Borrower; the wards "you; ...your; • and "yours" refer to Lender. -
! i .TOTAL OF PAYMENTS is the Amount F'ussnced plus the FinarECe Chst9s and is the.estimated :moEmt required for payment socorifirg to sdEedule.
I I tAMOUiiT FINANCED 'a the total of (t) Insurance Premiums, 121 Documentary Stamp Tsx,13) Official Fees, 14) Motor Vehide Title Fee, 15) P•oceeds
~ of Loan and 161 posing Costs for a loan second by real Exttate, all of which are shown above. _
OELIf=JOUENCY AND PREPAYMENT: 1 understand that my fatlune to pay iM monthly payments wheEt due wil! in~e the amotmt of FinaECe pTSrge
1 pay you, but that my malting payments prior to their bE[inp due vv1N radtrce the amount of Finance Charge 1 pey you. If 1 fail to make any payment-
when dw or if tftare b a default under the Sewrity Agresrnant or Mortgage, You may. wttlsoESt notifying or damandng anything further of me, require
me to pay you tfte rerr3aining unpaid balartos I owe you. Upon such dsfsuh you may charge me tessonable attorney fees you incur in hiring an motney
! which is not one of .your salaried employees to collect the money 1 care you. as vaBR as riason~4 expenses of repoetessing, eta-iEg, or selling any prap-
I erty securing this horn. -
i CREDIT INSURANCES Credit life Insurance and Credit Disability InwrarECe are optional and sro rat-required as a condition to your granting this loan.
( Such coverages are part of this loan only if amounts are st3own above urwlK "Inswar3oe Premiums/Life-Disability. anEJ if 1 haMe authorized sud+ insurance
R in a sepiirat! insurance suthorimion.- -
SECURITY: In weer to secure my obligatiorss under this Loan, 1 grant you a security interest under the Uniform Cortrttercial Code and according to the
terms of the Security Agreement on the reverse side and of the attached mortgage in the following:
1 All household and eonswner goods praserstly lo~tad n my address anted above and proceeds. Not applicable if this block ? checked.
121 If this section is completed, the property described herein and proceeds:
Metre Year Mode! Model IYo. - Serial No. ticertse: Sere Yt~ No.
13) The proceeds of any iruuranoe covering the personal property and real state stcurirsg Mis loan. (ReturrEed or unearrssd premiums are con- -
~ sidered pmceeds.) A+i the above are ealted "Collateral" under the terms of the Security Ageemenr:
14i 1 haw; executed a mortgage, a copy of which is attad!ed, on real property which t own located at my address above, w if othe~vvise, at the tol- _
lowing address:-
i51 1 waive the bentfit of any personal property o• ho•rsestead exemption, ss may be aytplicabie. "
PROMIS90RY NOTE
1 promise to pay you at your shave address the Amount Financed together with Ftnarseq_Ctsarge st the rate set forth above- 1 agree to do so in eonsecE.tive
monthly payments in the number,. timounts and at the t[mes provided above; until fully paid. Payments tlsait be apf*:iEd first to pey Finarsce Charges and
then to the unpaid balance of the Amount Financed. If 1 tail to make any payment when due, or if 1 am in default of aatythirtg t have agreed to do in the
Security Agreertr_rtt w Mortgage, you tray, without notifying w dansnding anything ;urttser of rite, require me to pay you at once the remaining unpaid
balance t owe you. as well as reasonable attorneys fees and expenses as specified above. t will tort require You to demand that 1 make anY payment, n.sr
will you have to notify me that 1 have not made any payment. You may without notifying rrsa give others who have sigr3ed this foam additional time in
which to pay-you end 1 will rwt be relieved of cr/ obligation to Da1l Ymr if you do so. Terms and provisiorss under Federal Disdosu.-es are irscorporated
in this Note by referersce. ' _ -
BV MY SIGNATURE BELf~M1, 1 AGREE T~ ABIDE BY THE SECURITY AGREEMENT SET FORTH ON THE REVERSE SIDE, ALL OF MfHICH
IS INCORPORA"iEO INTO THIS NOTE BY REFERENCE. -
1 ACKNOWLEDGE THAT 1 HAVE RECEJVED A COPY OF THiS INSTRUMENT AND AFFIRM THAj IT WAS COMPLETELY FILLED IN BE-
FORE 1 SIGNED IT. -
1Nitness the hands and seals of the BMrowers the day of the dart hereof.
Witness 1AU Signatures): _ f t -1SEAL) . _
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