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HomeMy WebLinkAbout2616 standards set ,by the .Board of Directors of the Association, in - an .amount equal to the maximum insurable replacement value; 'excludi.ng foundati-on.and excavation costs as determined annually by the Board of Directors of the Association. The premiums for such coverage and other expenses in connection with such insur- ' ance-shat-l-be paid by the Association and shall be assessed - - equally against each Dwelling Unit. The company or companies with whom-the Association shall place its insurance coverage, as provided in this Declaration, must.be good and responsible - companies; authorized to do business in the State of Florida. - 2. Loss Payable Provisions. All policies pur- chased;by the Association shall. be for~the benefit of the- - Association, and all Dwelling Unit-Owners and their mortgagees and the owner~of the Common~Area as their interest may appear. - ~The Association stiall~be the named insured and it shall not - be necessary to name the Dwelling Unit Owners; however, a_mort- - gagee endorsement shall be issued.- Such policies shall be held by the. Association. Said policies. shall provide that ali. insurance proceeds payable on account of loss or-damage shall - be payable to tho Assaciatian~__Th_e Association shall receiYe such proceeds as are paid and hold the same~for the. purposes . - - elsewhere stated herein and for the benefit of the Association . and the Dwelling Unit Owners and their respec*ive mortgagees and the owner of the Common Area in the following shares: a. Common Area: Proceeds on account of damage to Common Area--the o-wner of the Common Area if not the-Asso- - ciation, and the Association. - b. Units: Proceeds cn account of Dwelling Units shall be in the following undivided shares: (i) Partial-Destruction: When Dwelling Units are to_be repaired and restored,-for the owners of the - damaged units, in proportion to the cost of repairing the damage suffered by each Dwelling Jnit Owner. (iii Total Destruction: Where. tota-1 destruc- tion of a Dwelling Unit(s) occurs, or where "very substantial" damage occurs and the improvements are not to be restored, a~ - - - 4 _~tz- 20 - -