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Home My WebLink About0328 ' • ~ DISCLOSURE NOTE FOR INSTALLMENT LOANS ~ • ~ t' W Amount Received - ` id) Premium for Credit Life/Oissbility Irts. ' - MLA. trt ~i._~'i ICs Goeumer?tary Stemtps t - ~ O 1C , 7? lOi Other Chargst (itemize) : ~ ,:4 . \-q NOTE NO. OATEO: _ IF) _ ~s - - iQ,l Amount Finsnoed - ~ - DUE: 1. , 18~. IA, B, C. O. E, F) - _ Ilf) Inbrest PLACE: ~ . FLORIOI~ : ill • Loan Fee . - s - IJ) Other , For valve rjteivad. tM urldersiprted (Mryina/ter.talled "Maker"1 jointly end severNly ~ff. _ , more. thM one) promise to pay to tM ceder of the 8a+sk, si its ottiq listed above. th! TotN lKl s _ oM ' y _ _ :52~ of paYmtna_iftom iN) at rght) of Oollsrs paysbN in lLl S- et~~~~~ - ~s•. egwl moathiy lilstallrrtentt ot•S- ~ ~ , tM first lMl FINANCE CHARGE :?`t installment due qn ~ti 1'` . 19,x.., end (H, 1, J, K. U ~N r •Y a wbsigwnt irgglknttnb doe on , (N) Total of PaYrrtsnts fG + M) the_,.;,:day of peh month ihereefter, together with a FINAL BALLOON PAYMENT OF: ~ < ANNUAL PERCENTAGE RATE- ' ~ - S ri DUE - ~ . t9_~~ s :fix TM~ Bank !(a,u`impoee a dNingwney.dlarge peirNr the. Mekp on any payment which Ass become dw end remains in default for a Period in etipst,fltH~= days in an afisotnt equal to 5K of the payment in default. In rite event that the Nob is not paid in fuq at maturity, all pWrtents, whether principal, integft or ~ othvwise, shNl bserutterest at tM maximum IeyN qb Nkwwd under the Isw. All payments made hereunder else)) be credited first to interest sttaj thM.taf'-:~_ - prirtcipN, however. in the event of default, the Basic may, in ib sole discretion, apply arsy payment to interest. Principal and/or lawful dssrges then arCrMd:i''i h is the il?bntion Of tM partial hereto that tM provisiorn herein shNl riot Provide direMly ar indirectly for the payment of a greater tab of inbrpst,of l~ij';~~>? rerentiot! Of ag11-Other dsarge than is Nksvvsd by law, If, for any reason, interest in excess of stsdt Ispa1 rate a s dsarge prohibited by law sftall at any; tirtf f tiR'~:=t~ Paid. any Each elQOess shNl either corutitub end be treated ae a payment on tM principal a be nbrtded directly to the Maker. TM Maker may- prapsy~ Cllr-M.• ; ~ tiro unpaid bebop of the loan at any time. It tM loco is prepaid in full, aceeterated a refinanced, tM Maker shalt receive a refund of the urSearned dOrtion the interMt sod Mlsurartp premiums computed by the Ride of ~8's method, exppt that tM 8snk shell bt entitled to retain a minimum inbrest dtsrpe of t16;= ~ r • CREDIT LIFE ANO CREDIT LIFE 8 D18ABILITY INSURANCE ARE VOLUNTARY AND NOT REQUIRED FOR CREDIT. Such insurance a svsilabb at tfq colt designated bekwv fa tM term of tM credit: ial t ~ for Gedit Life Inwrarsce IbI i { ' - ` tw Gedit Lih ~ Disability Insurance: : Check Credit Lift Insursnp is deand on the life of Birthdate ~ ' Appl. ~ Credit Life A Disability Insurance b desired on Birthdate J~ Box ~ Credit Life and/or Disability Iresrrarsoe K not -A} Date: Sigrtsture Signature APTERACQiNREOMIOFENtY1IMlttEfUd1ECTTOTIIFtECUIlIT1fIMiER TAMOOTNERORFyTU11EINDESTEONEStIStECUNEOIYANYSUCN~ROiERTY,AtFOLLOMIS:, Maker hereby grants to Bonk a severity interest in the property, if soy, described in tM space below and in all other property of Maker now or heresiter in.- Bank's possession, and suds security interest shNl also secure NI other liabilities of Maker to Bank, whetter primary, secondary, direct or contingent, present or future. TM storesaid security interest exdudp tfse Makers primary residence unless said primary residence is described below. if the Bank squires the Maker to obtain insurance coverage against loss or damage to the collabral securing the Makers indebtedness to the Bsnk, tM Maker may obtain such eovarsge from any agent, broker a irssuror stxeptsble to the bank. It is jointly and severefly covenanted and agreed with else Bank by eadr Maker, endorser, wrety, gwrantor, and other party to this note (all of whom an f hereinafter fa brevity cNbd Obligor a Obligors) that: - Bank shNl exercise reasonable care in the custody end preservation of the Collateral and shN! be deemed to have exercised reasorsaWe pre if it takes such action for that purpose as Maker shNl ressorssbly request in writing, but no omiuion to tangly wide any request of Maker shNl of itsef be deemed s failure to - exercise reasonable pre. Without limiting the gerserality of the foregoing, the Bank shall have no responsibility for sscertainitsg any maturities, ells, oorssrer- sion, exchartgss, offers, tenders a similar rretttlrs rebtirq to any of the Collateral, nor for informing the undersigned with respect to any thereof. Bonk shall not be bound to take arty steps rsepssary to Preserve any rights in the Collateral against prior parties, and Maker sisal) tape NI necessary steps for such purposes. Bank or its nominee need not collect interest on a principal of only Collateral a give any notip with respect to it. Right is hereby expressly granted to the Bank at its option to trsntfer at arty time to itself a to its nominee soy Collateral and to rapive the irscorne thereon and hold same as severity herefor, or apply it on the principal or interest duo hereon or duo on any liability secured hereby. Upon tM happening of arty of tM following events, Bads of whirls shall constitute a default hereunder, or if the Bank deems itsef insevere, the entim unpaid balance of dlis note and all other liabilities of each Maker to Bank shall thereupon a thereafter, at the option of Bank, without notice or dentsrsd, bsnxsme imrrte- diately due and payabb: la) failure of any Obligor to perform only agreement hereuntlsr a to pay in full, when due, srry liability whatsoever to Bank a-any in- stalment thereof or interest thereon;lbl the death of any Obli9o?; ic) the filing of any petition under the Bankruptcy Act, or any similar federal or state statute, by a against only Obliges; Idl an application fa the appointment of a repiver for, the making of s general assignment for the benefit of creditors by, a the insolvency of any Oblige; le) the entry of s judgmerst against arty Obligor; (f) the issuing of arty attachments a garnishment, a the filing of any lien, against any property of arty Obligor: (g) the taking of possession of arty substantial port of tM Property of arty Obligor at the instance of only governmental authority; !hl the dibotution, merger, consolidation, a reorganization of any Obligor; lil the determination by Bank that s mabrisl adverse dsange has occurred in the financial condition of any Obligor from the conditions set torch in the most recent financiN statement of suds Obligor heretofore furnished to Bonk, a from the condition of such Obligor as heretofore most repntly disclosed to Bank in any manrtar; a that any warranty, representation, prtificab, or statement of any • Obligor (whether contained in this note a not) perbinirg to or in conrssetion with this note or the loan evidenced by this note is not vue; G) the assigrrrent by ' any Maker of any equity in any of the CdlaterN without the written consent of Bank; Ile) failure to do NI things rsepssary to preserve and maintain the value and colbetibility of the Collateral, including, but not limited to, the payment of taxes and premiums on policies of itswranp on the due date without benefit of the grape period. Unless tM Cdbtaral is perishable or threatere to dedirst speedily in value a is of s type customarily sold on a recognized rrsarket, Bank will give Maker res- sonaWi notip of the time and plop of any public sole thereof or of the time after which a private sale will bs held- The requirement of reasonable notip sfeu be met if such notice is mailed, postage prepaid, to any Maker at the address given below or at any other address shown on the records of the Bank, at least ten days before the tins of tfse sale. Upon disposition of any Co14brN after the ocverrence of any default hereunder, Obligors shell be end remain liable for any deficierlCy; and jfersk rhalf account to Maker for any surplus, but Bank shell haws the rght to apply all a any part of such wrplus la to hold the some as a reserve) sgeirtst any and NI other liabilities of each or any Make to Bank. Bank sfsall have, but shall not be limited to, the following rights, each of which tray tee exercised at any time whether or trot this note is due: ls) to pledge or transfer this nob and the CollatsrN, whereupon Bank shNl be relieved of all duties and responsibilities hereunder and rNieved from arsy and NI liability with respect t0 arty CollatpN so pledged or transiensN, end anll pledgee a transferee shNl for NI purposes stand in the plop of Bank hereunder and hove NI the rights to Bank ltersundsr; lb) to transfer the whole or any part of the Collstersl into the name of itself or its nominee; lc) to notify the Obligors on any Cdbt- oral to make psynent to Bsnk of any amounts dw or to become duo thereon; (d) to demand, sue for, collect, a make arty caripromise a settlement it deems desirable with reference to tM Collateral; and le) to take possession a control of any proprdy of CollabrN. No debt' or omission on the part of Bank in exercising any rght hereunder shell operab as a waiver of suds right or of am? other right under this note. No waiver a Ntsration tlsall be binding on Bank unbss in a writing signed by an authorized Bank offipr, and then only to the extent specifiplty set forth therein. PressrltmNSt, dsmartd, protest and notice of ditisor?or, are hereby vYaived by each end every Oblgor- The taking of s renewal nob without the signature of soya"` . maker a endorser liable on this note shall not be deemed a payment or d-tsdsargs of this oblgation and the liability crested hereunder shNl continue until this note is paid in full. The Obligors, jointly and severNly, promise and agree to pay NI costs of collection, irscludirg attorneys' fees equal to 1016 of the amount , financed, or streh Larger srtsounts ss may be reasonable end just if collected by legal prooeedirgs a through an attorney at low, ineludirg appNbte prooeadirtgs. The u receipt of a Dopy of this note on this date. ~ ~ s ~ ISEAL) Address .....~//~a"~" ee ~ ~R isEAu 800c7~ P~t~