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' INSTALLMENT PAYMENT NOTE Ur~q~n•f•is•~~•
Gaaaryy•F ue
Pfnh•Cu•tome•
l,/ Date Febuary 26 , ts°.Q_
In this note, the words 1, ME, MIN nd t~lY me n e hand all of those who sign it. The words YOU, YOUR and YOURS mean:
~~vrida ~anfc At Fort pierce
(Name OI 9ank) - -
Terms of Repayment Insurance on Collateral
To repay my loan, 1 promise to pay youS 3~ • 016. $0 1 understand 1 will have to keep the collateral fully insured against
! `"nirty-Three Thousand Sixteen and R(1~/10tfpis ~ damage. I may obtain this coverage through any person of my t
- dollarsl. choice. If 1 fail to provide insurance, you may obtain coverage to pro-
I'll pay this amount at one of your offices in a total of 120 test your security interest, passing the cost of premiums on to me, plus r -
interest at s rate not to exceed the annual percentage rate of this note. F
monthly installments, consisting of 120 payments of ~
s 275.14 each, and one final balloon payment of Late Charge 7
s none .Payments will be due on the2.'~tYlday of If I don't pay any installment within 10 days of the day it's due, I
each month beginning on '''arch 2~~4Rn will have to pay a late charge of 5% of the late, or unpaid instaliment.
Hcre is the breakdown of my loan:
1. Loan Proceeds (Amount I receive) S 6.414.7$ Late, Partial, or Irregulu Payments -
2. Florit.'a Dac~arrtcntary Starnp Tax S ?4 • Yau car: accept laic payments or partial payments, and you wilt hat
3. Credit life Insurance S -0- lose any of your rights under this note or the law. You can also delay
4. Credit Di ability Insurance S -0- enforcing any of your rights under this note without losing those
5. Other Intan~lble ".'aX S ~...~2 - R$ ~ights. Should t fail to meet the responsibilities (have under this
6. Other ReCOrdl Fee aal (21 .00 ~ote, 1 understand that unless 1 am excused from that responsibility
7. Other AD al ~r On - n0 ~n writing by you, you will not lose any rights you may have against
8. Other ,~AttnrnPZr FPPS AbStr 0 ~me on the note.
9. Amount Financed Ladd 1 thru 8) S ' 6.49.53
10. Acquisition Fee S 50 .00 Right to Prepay Loan
11. Other S -0- I may prepay the loan at any time. If 1 prepay the loan in full, or if the
12. Other S -0- loan is refinanced-that is, replaced by a new note-you will refund the
13.Interest S 16 •-527.2 unearned interest and any unearned Credit Life or Disability prem- _
14. ~ iNANCE CHARGE card lothru >31 S 16.577.27 ium, figured by the rule of 78's-a commonly used formula for figuring
rebates on installment loans. However, you won't make any refund of
15. Total of Payments lard 9 & 14) S 3~• 016 . RO less than Sl;and you won't refund any part of the acquisition fee.
,s. ANNUAL PERCENTAGE RATE~.G...~.x Default -
THE INTEREST RATE CHARGED IS AUTHORIZED BY CHAP- (`N'or be m deiauit:
TER 656.17, FLORIDA STATUTES. 1. If 1 don't pay an installment on time;
2. If 1 fail to meet any responsibilities which I agree to assume,or;
T
Credit Lifs Insurance and Disability Insurance 3. If yon reasonably deem this note or the collateral to which you
Credit Life/Disability Insurance IS required for this loan (See have a security interest into be insecure.
itemized finance chargel. If any of the above defaults occur, you can then demand immediate 1
Credit Life/Disability Insurance IS NOT required for this loan. payment of the balance of this note, minus refunds figured by the
NO charge is made for credit insurance and no credit insurance is Rule of 78's. You will also have all other legal rights provided you by
provided unless I sign and date the appropriate statement below: the terms of this note or by the law, for instance, the right to re-
possess, sell and apply security to the payments under this note and
a) The cost of Gedit Life Insurance alone for any other debts I may then owe you.
the term of the credit will be S -0- 3
Collection Costs
b) The cost of Credit Life and Disability Inver- If I'm in default under this note and you demand full payment, 1
ante for the term of the credit will be $ -0- agree to pay you interest on the unpaid balance at the annual rate of
1096. If you have to we me, or tum my account with you over to
1 desire Credit Life your attorney in order to collect what is owed you under this note, I
Insurance Only 0 agree to pay your reasonable attorney's fees and court costs.
~ (Date) (Sf9nature) _
desire Credit Life Comakers Coborrowers
Insurance Only 0 Comakers are the same as coborrowers and cosigners. If I'm signing
9 (Date) (Signature) this note as a comaker, I agree to be equal) res
y ponsibte with the bor-
I desire Credit Life and rower, although you may we either or all of us, You don't have to
Disability Insurance 0 notify me that this note hasn't been paid. You can change the terms
(Date) (Signature) of a ment and release an securi without noti
p y y ty fying or releasing
Collateral for the Loan me from responsibility on this note.
P.s collateral for this loan, I give you a security interest in the follow-
ing property. Arranger of Credit
second >i?ortga~e nn the T' 1 /7 Of the If someone other than the Bank has arranged this credit transaction,
~2 0 /f~ .h _ 11? n f th P t' _ ~_O f' t}>Rrbeir name, address and signature of their authorized representative
of ~ecti nn - 4 • r^r1l•_'Y1 ~h 271 cO.llt~7;as follows: I~~O FEQ 27 ~ :7: ~j2
=.2riE e ~,Q ~'as 1 PSG 'Srntth ~ arrr~~• Rt.., Arranger of Gedit:
~ i e ,n~)nttr _ ~'l nri da _ Address: F~IEI' nFiL z' Corot ~
ROGER POITRt.S_
and any accounts Or securities or other property of mine that comes CCERit C12CCi: CJ.+ri r n
Signature of agent: 1 f~
i nto your possession' at any time while this loan remains unpaid, and -"R" ma'r' " T
any money refunded or payable by any inwrance company that in- spy Received
cures the collateral against loss. (Possession means-deposited with The borrower acknowledges receipt of a completely filled-in copy of
the bank in any form, such as checking, savings, or collateral vault.) this note.
` P,oute -'.`5. ?ox 7R4, ~'t pierce • Fla
Borrower Sr9narure ^arl Lamar Lindsey Aaeress
' ~L ~ P.oute Box ?R4, rt. ~inrcc~ Fla ~,,~,45p
B:7frO Wer siynarure Llnda D. L•in ey ACCres: I1R _
elmlc ~ PACE ~V ~
H~~~rpH,er 5'n^ature ~ AOOibs