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' ~ 's=-=- OISCLOSURE~NOTE FOR. INSTALLMENT LOANS ~t' ~'trt"~ `tl~r~.""
First National Bank of•Fort Pierce = ' ~ w Amount Ra«wd s 5. Q00.00 .
rEAw Iw?as[ IBI fkemitrwt to Creait _ . _ . _ ~
- ~ ;;.-.i#i---l;i=.- - Lih~oiMbility~...=:~ - =~14ne -
P,O. Box 970,~~ Fort.-.Pierce - _ tcl oo~ttrt~.newsta~ti» - s , -7:65
- . , : ? : _ o I ~ . - 101 OtMr CMrpse litemisel ~ _ _ nenf3 .
NOTE CIO. _ • oATEO: - .Feb. 25 , . X9.80 . " lFl s no.~
• ~ • ~ ~ ~ ~ • - " _ (li) Amount Firtartced . -
ouE: Feb~27. - _ ,1985 (A, B, C. O, E,FI _ = S.Q07.6S
_ INI Inurat - = 2.139.75
GLACE: FOrt Pierce • : _ ' , FLORI OA 111 loan Fee ~ ~ i 5 - QO .
ul other s nerve
• For vMw naiwd, tM "undarfi8ewd Ittereirtefar eNled "IUelcer'9 jointly and seveatly lit IKI : none.
n+ae than Dotal oromies to pw to th. order a Utt Bawls, at is offiq Baud aboard, tM Total •
of vaymana Ifrom lNl:: right) d 2 4 Daw„paya.;n _ 60 (U s-done
IM) FINANCE CHARGE
.owl rrtontttly inataN~nes ~ .+r eiru (N, 1, K, Li = 2.191.75
irtsulllntent des on Mme' Z • . t8 . and xt~aRvatt instNlntee+ts dw on INl Total of ?aymana iG + lap s 7+172 _ 90
tM 27 dsy d twh mOnM Mereafte?, togstMr with a FINA1. fIALLOON f
AYMENT OF: ~~L ~RCENTAGE RATE 15 _ 16 %
s none DUE >l1DAe ~ ,18 .
TM Bartl~sttsK import a dNingwnsy d~arpa.agtiwat.tM MNtK on any payment vdtkh tees before` dw and remains in defsult for a period in esoaet of 10 . _ _
-days in M ie1101MITagYe1 TO lj'1<'of tM psyMMM-ifF dHtWt. to tM event Mat tM Noe is not paid in full at rnatwity, all payments, wMther principal, interest or
ocherwiaa. shell bats interest at tM nttxinwrn Isgal rob allowed under tM law. All payrtMna rtttdt Itarwrtder daall be vedited Bret to intact and than to -
printipal, however, in tM event of dafwlt, tM Bank may. in is eoN dievetion, apply trey payment to interest, printipel ardor lawful eltarpat than soerued.
It is the intention d flee parties hereto Mat tM provieiOrM Mein ,hall not provide directly or indirectly for tM payment of a grwta ran d insereet a tM
retention of soy oMe. CMrpt than is atlovsad by Nvv. If, for any sewn. interest in exact d such IpN nu a a dwpa prohibited by taw shNl at any tuna bt
paid, any fade exoees shall either oortetituu and bti trNted at a payrntrtt on tM principal or be refunded directly to tM Mtktr. The Maker may prepay tM en-
tiro unpaid bManes of tM loan at any tint. If tM loan M prepaid in full,aocelaatad or refirtenad, tM Maker sttNl raoehw a refund d tM unearned portion of -
tAe interest and kMtsrtrtot prerniwns conrjwted b11 flee Ruled 7s'e method. txppt that t1N Bank shall be tntitMd to retain a minimum interest dtarpe of =16`00.
CREDIT LIFE ANO CREDIT LIFE A DISABILITY INSURANCE ARE VOLUNTl1RV ANO NOT REOUIREO FOR CREDIT. StrCft iratrrartot eovarapt is . '
aveiiaDb at 1M cost dsaigrtatad below for flea farm d flee Credit: W = - for Credit Litt Inarranta lbl a -
fa Credit LihA Oieabiliey Inetrrartee: _ _ ~ ' -.=i: _ _ - . - °l-
Chedt ? Credit Lilylrtwtrana is dMind on tM lih of - - - Buthdsu
Appl. ? Credit Lih S Disability Irntaranot ie deetnd on Birthdate
Box ~redit Lihand/or Disability Irtstsrartoa ie cot - . - _ - -
- • -
Dite; Feb. 25, 1980 „r. • ~ sign.tl,re
AFTERACQUIREOMO/ENTyIMLttEtWIECTTOTMf:ECYRITy1NTERESTANDOTMERORf11TYRE ESTEDNEf=ISSECYREOWANIflUCNyROf~ERTY,AlfOLLOMIt:
Makes hereby Brsatt-ter Bank s watrity intatst kt tM prapaty, if anY. deaaibed in the 6etow and in all other property of Make now or he.gftsr in
Bank's poaesaion, sod s<rclt feGtritll interest shall also tewre NI other liabilities of Makes to Bsnk, vrMther primary, secondsry, direct or Contingent, present
or future. TM atoraaaid setwity interest excludes tM Makers primary residence unless said pr"tmsry residence is desuibed below.
United Guaranty: Property Description -
Lots 14,15,16, and 17 of Block 23 of Lawnwood addition, as perFlat thereof on fits in _ _
plat book 2, at page 16, of the Public Records of St.Lucie County ,Fla,
it _ - - _ -
If the Bsnk requires tM Maker to obtain insurartot cow.age against lost or dsrnape to Mt colbterN seauirg the Makers indebtedness to ttaa Bank, tM Maker
'i may obtain stmt coverage from any ,pant. broker or irquror soaptsble t0 the Bsnk. -
~ It is jointly and ewarNN cownartad and agreed with the Bank by each Mska, ,dater, surety, gttarantor, and other paty to His note (aN d wham art
i hereindtK for brevity felled Obligor p Obligors) that:
~ Bank shell etratiae ressonabN dre in tM Custody and preserwtion of the Collateral and shNl bt deemed to have exercised ressonabN an ii it likes such
action for thtt purpose a Mekar sMll nswrtebly rpwst in writirq, but no artiesan to Comply wits arty request of Maker shNl d itsNf be leaned a failure to
sxertiss reaearbla an. Mfithout limiting the gMNrality d tM foregoing, flea Bsnk shall haw no responsibility for asoertsinirg soy rrtaturtties, ails, convey- _
- lion. ettttltartpas, ofhrs, tenders a similar nattirs relatirq to any of tM Collateral, nor for informing tM trradersgned wits respect to any tfaereof. Bank shsll not
be bound to tsb any steps rlaalftry to preMrva trey rights in tM Colbteral apairot prior patio. sod Maker shall tske sll rteoesssry steps for such purposes. Bank
a is rtOmittat need not CODeCt intartat on a printigl d any C_
ollateral or 8ivt soy notitt wits respect to it. Right is hereby txprady prarttad to tM Bank at its
option to trartafer at soy time to itself or to its rtattinM aril/ CollsterN sod to `calve tM income thereon sod hold carne es security haefor, a apply it on the _
princigl or iruareat dw Moon or dw on any 1'ability sawred hereby. -
tlfton tM Itappertirg of soy of 1M foHowirg wants, salt d which shall oortstituu a dNsdt herarnder a if tM Bsnk deems itsNf insecure, flee entire unpaid '
€ bdsrta d Hie rats and sU otMr liabilities d Itch Maker to Bank shall Merestport or dteratttM, at tM option of Bank, without ratio or denxrd, beeontt irttrrte-
0 diatNy dw and payable: la1 failure d any Obligor in perform arty apretrnerat Mrsurdtr or to pay in full, what due, soy liability whsgoewr to Bsnk or any in-
1 stNmMt tMreof Or bterest thereon: lb1 tM deaM d any Obligor: Ill tM filing of soy petition undo tM Bankruptcy Att. or any similar faderN or stm stmru,
by or against any Obligor; ill an application for the appointment of a reotiver fo?, tfie nicking of a penerN sssiiprarrtent for tM benefit ai eraditors by, a the
insolvency d arty Obligor: lel tM entry d s Itrdprrtarit against any Obligor: lfj tM iswirg of soy atadtmeria a gsrn'aliment, a ells tiling d any litre, apeinst
any property of arty Obligor' (fit the ttkirtp of poestniort d any substMttial d the property of any Obligor sc tM irtstsrioe of any povemrtttntsl authority:
(hl ttie diaolution, merger. oortsotidation, or reorgeni:atan d any Obligor: it tM dttantination by Bank that a material sdverst r1+w9t has occurred in flee
financial condition of soy Obligor from tM catditiorit tat forts in the molt `secret financial staterrrirtt of tali Obligor lieretotore famished to Bank, or from
flee condition of atreh Obligor es heretofore most racaitiy diecloeed to Bank in any manner: a that any warranty, representation, certificate, a ststemerat of any .
Obligor lwhaMtr oontairted in His note a not) pernirting to a in oorwtaetion wits this rtoa a rite bat widanced b+? this note is not trw; tjl Me assignment by
arty MNttr d arty equity in sriy of the Collsteral without tM writtM consent of Bank; Ik1 failure to do all things riseeetsry to preserve and maintain tM wlw
end colleetibility d tM Collateral, indudirip, but not limited to, tM payment of taxes and premiums on poticia of irgtrranu on the dw date wiMout banetit of
the grsa period.
tlriless tM Cdlatersl to perishable or tliretteris to deetirie speedily in valve a a of a type etrstonier0l? sold on a reoognited market, Bsnk wiN giw Maker rea-
e sonabla notia of tM tint and place of tnY public ssN Hereof or of tM time after which a priwu ssN will be held-The requ'aement of reaonebN notice shall
be mat if each notice is ensiled, postage prepaid, to soy Msker at tM sddress given below or at any other sddress shown on tM `scorns of tM Bank, at INSt ten
days before efts tirrta d the self. Upon dispoaitlon stf any ColbterM niter tM otturrena of any dNault Mreunder, Oblgors shall be and rerrtsin liable for soy
x dtfitiertcy: and 8snlt slttll aeearnt to Maker for any etrrplua, but Bank shNl have the ri~tt to apply aN or any part of such surplus la to hold tM same as a
g reserve) speirttt any and NI otMr liabilities of esch a any Makes to Bank.
Bank shah hive, Dut shall not be limited to, the following `ghee, eseh of which mty bt exertiad at any tins wMeher or not this note is dw: lsl to pbdgt
a trantier this `toss awl tM Collateral, whereupon Bank shall be rNiewd of NI duties sod rpportsibilities hereunder sod rNieved from soy and all liability with
t tespett to any CdlaterN so pttdpad or trartsterred. and arty pledgee or transferee shell for all purposes stared in tM plea of Bsnk hereunder and have all the
rghb to Bank hawrda; lb to transfer Me whole a any part of ells Collateral into the rtarrta d ittaN a its nominee: (c1 to notify tM Obligors on arty Cdlat-
erN co mob paymsrtt to Bank of arty amouna dw or to become dw thereori• (d) to demand, ~trt for, colNct, or malls srry compromise or settNrritnt it deems
dipirsbte wits rehrenot to tM CotlsterN; and lel to take possession a Control of any proetede d CoNsural.
NO dslty or omission on tM pert of Bank in sxaeisirg any right hereunder shall opasu es a vseiver of such ri¢it a of soy other right under this nob. No
€ vetiver or alteration slitN be binding on Bank uMess in a writing sgried by err autfiariied Bank offipr, end tMn only to tM extent apaeifitslly set forts therein.
Rrswttment, derrwd, protest sod notice of dishonor, ere hereby wtived by each sod every Obliges. TM tskinp of a reriewN nou without tM sipnstun d any
nrkar or artdocsa IitbN on His note sMll not be deemed a payment a diathsrpt of this obligation sod tM liability vested hereunder aha11 oontinw until this
nob $ paid in full. TM Obligors, jointly sod severNly, promise sod agree to psy ail eosa of Collection; iritkdirg attorneys foes equal to j~ of tM amount
fintetetd, or weh Itrgar amouna es Tray be reasonable and lust if Collected by Iapal prottedinpt a thragh an attomty se law. indtrding appNlate proeeedirtgt.
TM undtrsy/~F+e~OC~wvMtdat ?eoeiPt of a completed oop11 d dtk nou on this dab.
/ .
- 151? Indiana Ave , , Ft. Pierce , Fta . 334 50 ~ • l ~ • IsEA~1
len Wilson Smi y
awu
~s~ Marie Smiley `
-
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