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HomeMy WebLinkAbout0936 - 2. Public Liability Insurance. The Association shall obtain public liability and property damage insurance covering all of the Common Property and Association Property, and insuring the Association and the members as their interests appear, in such amounts and providing such coverage as the Board of Directors of the Association may determine from time to time, provided, that the minimum amount of coverage shall be $100,000 each person, and $300,000 each incident. The liability insurance shall include, but not be limited to, hired and non-owned automobile coverage. 3. ~7orkmen's Compensation Insurance. The Association shall obtain h~orbnen's Compensation Insurance in order to meet the requirements of law, as necessary. 4.• Flood Insurance. The .Association shall obtain flood insurance to meet the requirements of federal, state, or local law, or any regulation enacted pursuant to federal, state or local law. S. Other Insurance. The Board of Directors of the Association shall obtain such other insurance as they shall determine from time to time to be desirable. 6. Subrogation Waiver. If available, the Association shall obtain policies which provide that the insurer waives its right to subrogation as to any claim against members, the Association, and their respective servants, agents and guests. . i ~ C. Premiums. Premiums upon insurance policies purchased by the Association shall be paid by the Association. The cost of t insurance premiums and other incidental expenses incurred by the Association in administering and carrying out any of the provisions of this Section shall be assessed against and collected from members as part of general assessments. D. Shares of Proceeds. All insurance policies purchased by the Association shall be for the benefit of the Association, the members, and mortgagees of~the Common Property and Association . Property, as their interests may appear, and shall Frovide that all proceeds covering losses shall be paid to the Insurance • -12- BOOK327 P6GE ~5 - ~ -