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HomeMy WebLinkAbout2065 FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF FORT PIERCE CONDOMINIUM RIDER Loan ~ 02-?.3069410 THIS CONDOMINIUM RIDER is made this .25th .day of j~arch . . 19 . $0. and is incorporated into and shall be deemed to amend and supplement a Mortgage, Deed of Trust or Deed to Secure Debt (herein "security instrument") dated of even date herewith, given by the undersigned (herein "Borrower) to secure Borrower's Note to FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF ( L ~~ee FORT PIERCE her in "ender") a d c vexing th Pro rty de d in the security instrument and located at 100-A .Pheasant ~un 8rive - ,~ort ~erce,~lorida.. X450_ fP/opMtY . Addnat) The Property comprises a unit in, t ~ethen with an undivided interest in the common elements of, a condominium project known as .....NIGH PQI_N7.OF_ FORT, PIERfE CpNDOM~NI~1M,. SECTION .II . (Name d Ca~daMnWm Prolsnl (herein "Condominium Project"). CONDOMINIUM COVENANTS. In addition to the covenants and agreements made in the security instrument, Borrower and Lender further covenant and agree as ivliuiivs: A. Assessments. Borrower shall promptly pay, when due, all assessments imposed by the Owners Association or other governing body of the Condominium Project (herein "Owners Association") pursuant to the provisions of the declaration, by-laws, code of regulations or other constituent document of the Condominium Protect. B. Ha:ard Insurance. So long as the Owner Association maintains a "master" or "blanket" policy on the Condominium Project which provides insurance coverage against fire, hazards- included within the term "extended coverage," and such other hazards as Lender may require, and in such amounts and for such periods as Lender may require, then: (i) Lender waives the provision in Uniform Covenant 2 for the monthly payment to Lender of one- twelfth of the premium installments for hazard insurance on the Property; (ii) Borrower's obligation under Uniform Covenant 5 to maintain hazard insurance coverage on the Property is deemed satisfied; and (iii) the provisions in Uniform Covenant 5 regarding application of hazard insurance proceeds shall be superseded by any provisions of the declaration, by-laws, code of regulations or other constituent document of the Condominium Project or of applicable law to the extent necessary !o avoid a conflict between such provisions and the provisions of Uniform Covenant 5. Fc,r any period of time during which such hazard insurance coverage is not maintained, the immediately preceding sentence shall be deemed to have no force or effect. Borrower shall give Lender prompt notice of any lapse in such hazard insurarce rnveraoe_ i In the event of a distribution of hazard insurance proceeds in lieu of restoration or repair following a loss to the Property, whether to the unit or to common elements, any such proceeds payable to Borrower are hereby ' assigned and shall be paid to Le:.der for aYr!ica!ion to tho c~~mc cpcured by the security instrument, •with the excess, if any, paid to Borrower. C. Lender`s Prior Consent. Borrower shall not , except after notice to Lender and with Lender's prior written consent, partition or subdivide the Property or consent to: (i) the abandonment oz termination of the Condominium Project, except for abandonment or termination provided by law in thc~ case of substantial deshuction by fire or other casualty or in the case of a taking by condemnation or eminent domain: (ii) any material amendment to the declaration, by-laws or code of regulations of the Owners Association, or equivalent constituent document of •the Condominium Project, including, but not limited to, any amendment which would change the percentage int~arests of the unit owners in the Condominium Project; or (iii) the effectuation of any decision by th.e Owners Association to terminate professional management _ and assume self-management of the Condominium Project. D. Remedies. If Borrower breaches Borra~ aier s covenants and agreements hereunder, including the covenant to pay when due condominium assessments, then Lender may invoke any remedies provided under the security instrument, including, but not limited to, those provided under Uniform Covenant 7. !N WITNESS WHEREOF, Borrower has exec~~ted this Condominium Rider. 4bi1'~2O 198Q APR -2 PM ~ 22 • titOCER tOt~RAS ~ txLltli cntciiiT c jp J ny I sa ~en -80'~ YEIlIP1Ei1 r~~- - CON[30 INIUM RIDER-t to ~ Fam;iy-6175-fNMA/FHLMC UNtfORM INSTRUMENT F~ z5o 8~~ ~~~2~64