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HomeMy WebLinkAbout2490 i _ ~__L~_.__. _ _ - - - _ -~...i~....~.. I. Combination PROMISSORY NOTE, SECURITY AGREEMENT and DISCLOSURES Required by Federal and State Law ~e~ fr ` LENf)ER { Mortgage.lnc. o?Et+A1rr16 uirot: ou?ite W ~ Or 11! HOelOA STwiUIlS iU•~+.+0 WeeowEeS~~Nw Addy«..,ls« s.. N•.~ - 14045-0 ~ i tilALLUE, WI LLI AM b ANN, HIS WIFE ~ 622 EI.LLIAR PORT ST LUCIE FL 33452 FEDERAL OfSCIOSURES p~if Vi ftA?.yAG1iON i1ttS1 WSIAU•ENl OilE OiMf,S .rr pAt li9tAtMEMt DUE INSIAUNENii ~ f OAIt a ~ ~tE 0AM GATE SI OiN1eS ~ h5/02/80 06/07/80 ~•si a.. 05/07/87 ' 148 00 s 1 0 : ,o,•~ or rArirENis a• FINANCE iMgUNt rNANCEO w«suewrKE ~ IASAYIiir 12432.00 5390.3 CHARGE ' 7041.64 t NaNE N0 ToT., .wpUNT ?ArAetE pOCUMENIAar OFRQAI rfES ~EOe~vEtaClE pA~ ACtiaN I i'~'A" 18~ O~OM x 05/07/80 ~ ,N o4 ~ ;„t ~'NTS 10.65 ~V(bNE ' N©NE . RATE In addition to the amounts stated above f« 111 Irtwrartee Premiums,121 Documentary Stamp Tax, t31 Official Fees and 141 Motor Vehicle Title Fas, the Amount Financed k paid to «upon the order of B«rowera as follows. which disbursements Borrovraa authorize and iteteby acknowledge: Amount: Paid To «F« vou: 14045-0 GATED 3/28/80.... s 557_ 7n To Barclays Amerian on Account No. Cash «CfTeek to Borrowers S 41 A7_ AR To TAX Ct~;LLECT(7R OF ST LUC 1 E C(bl_1l:ITY..........~~'':, . i ?9 _ 4 t To - s To . ~ ~ ~Oe _ To S -n- To s -n- To ~S PROCEEDS OF LOAN ~ A77 +e~UQ Closing Costs f« Loan Secured by Real Estate: . s t r1~ ~ nn ~ ~ , Title Examination Fee . Mortgage Preparation Fee S Fsf1_ 11Q • Ree«dirtg Fee S t n_ nn Apprakal Faa . • - - - - - S Rn- M TOTAL CLOSING COSTS S ,"Z.5(. OO DESKiNAT10N OF PARTIES: As used in thk cdocument, the words "1;' "me," end "my" refer to Borrower « to ell Borrowers if there is more than Dice B«rower; the words "you,•• ..your; • and ..yours" refer to Lender. .TOTAL OF PAYMENTS is the Amount Financed plus tlta Finance Charge and k the estimated amount required f« payment axordirg.to schedule. I! tAMOUNT FINANCED is the total of 111 Insurance Premiums, (2) Documentary Sump Tax, (3) Official Fees, 141 Mot« Vehice Title Fee, (5) Proceeds of Loan and 16) ClDSirg Cods f« a loan secured by raM estate, all. of which are shown above. - i OELINOUENCY AND PREPAYMENT: 1 understand that my failure to pay the monthly payments when due will increase the amount of Finance Charge I pay you, but that my making payments prl« to their being due w01 reduce the amount of Finance Charge i pay you. If 1 fail to make arty payment when due « if Utere k s dsfaWt under the Security Agrsantartt « Mortgage, You may, without notifying «denwtdirg anything further of me, require ~ me to pay You the ranaining urTpald baiartos 1 owe you. Upon such default you may charge ate reasonable attorney foes You incur in hiring an attomey i which k not one of your salaried empfoyaa to tmllect the money 1 owe Yau, a: welt as reasonable expenses of teposssssing, storing, «selting any ProP- f arty securing thk loan. - CREDIT INSURANCE: Credit Life Insurance and Credit pisability Irtsuronce aro optional and are not required ss s condition. to Your granting this loan. - Surdt coverages sro part of this la~fn only ii amounts are shown above under "Insurance Prerr?iums/Life-Disability" and if !have authorized such insurance in a separate insurance authorization. SECURITY: in order to secure my obligations under this loan, 1 grant you a security interest under the Uniform Coritritercial Code and according to the terms of the Security Agreement on the reverse side and of the attached mortgage in_the following: ~ 111 All household and consumer goods presently located at my address stated above and proceeds. Not applicable if this block.® checked. 121 If this section is completed, the property described herein and. proceeds: - Make Yew Model Model No. SeriN No. Licensr: Stare Year No. ?31 The proceeds of any insurance covering the personal property and real estate sceuring this loan. (Returned or unearned premiums ere con- sidered proceeds.) Ali the above are called "Collateral" under the temTS of the Security Agreement. 141 1 have executed a mortgage, a copy of which is attached, on real property which 1 own located at my address above, « if otherwise, at the fol- lowing address: s 151 1 waive the benefit of any personal property or hornastead exemption, as may be applicable. ~ I ~ MOMISSORY NOTE " r 1 promise to pay you at your above addreu the Amount Financed together with Finance Charge at the rote set forth above. l agree to do so in consecutive monthly payments in the number. amounts and at the limas provided above, until fully paid. Payments shah be applied first to pay Finance Charges and then to the unpaid balance of the Amount Firtartcad. If 1 fail to make any psyirtertt when due, or H 1 am in default of anything 1 have agreed to do in the Security Agreement « Mortgage, you may, without notifying «dertianding anything further of me, require me to pay you at once the remaining unpaid balance 1 owe you, a: well as reasonable alt«neys fees and expenses as specified above. l will not roquiro You to demand that I make any payment, n« will you have to notify me that 1 have not made any payment. You may. without notifying me give others who have signed this loan additional time in which to pay you and 1 will not be relieved of my obligation to pay You if you do s0. Terms and provisions under Federal Disdowres are irxorporated in this Note by reference. BY MV SIGNATURE BELOW, 1 AGREE TO ABiOE BY THE SECURITY AGREEMENT SET FORTH ON THE REVERSE SIDE, ALL OF WHICH IS INCORPORATED INTO THIS NOTE BY REFERENCE. 1 ACKNOWLEDGE THAT I"HAVE RECEIVED A COPY OF THIS INSTRUMENT ANO AFFIRM THAT IT WAS COMPLETELY FILLED IN BE• FORE 1 SIGNED IT. Witness the hands and seals of the Borrowers the of the to hereof. Witn "gnaturesl: (SEAR + B«rowar (SEAL) e ~/1~1~G~ ~~~rll t? d~~~~~~ ISEALI .