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Home My WebLink About0101 ~ , Southeast dank ~ ~ Consumer toaft Note and. Security /lgreefneflt (Chapter 656, F.S.) 24-2854-5 - . ~i~~,`~.'y~°+y. Southeast Ft~~;~tinn~.l R~nlc f Ft_ Pierce Fla. tArur~hl - ~ . . The words , nre and my mean the rrowor a anyone sew signs. wor yolr a yow re er tote st ank shown above. ~ . _Borrower's Name, Flank j. pins Address 502 N. W. Alma Tern. Pt. St. LuC,'^A_ ~c 60/8 This is the agreement that covers my loan with you. I understand that anyone who signs this agreement wig rw legally resportsibh (together and individually) for repaying the. total amount owed. unless they aro only signing to give yuu s valid security interost. The interest rate on this loan is authorised by Chapisr 658. Fkxida Statutes. Promise to pay. Q,r~p Ymy loan, f promise to pay you the total of paymen s shown in Item 11 below in monthly instalments of t ~J~ • ~9 each. ('ll begin making payments on j~y it • . 19 8. ~ and wip continue to pay on the same day each mor?th until the loan is paid in full. 1'11 make payments in person or by mail at the office you specify. Here's a breakdown M my ban: l 500 00 Property Itaiirana. 1 will keep the property securing this loan t . Amount I received S • - inwred against loss or damage. 1 understand that 1 may purchase thK 4. Appraisal fee S na insurance through you, in which case tM cost and term wiN appear in 1For Resi Estate Loans only) the loa:t breakdown 18 A Jr 81. or from anyone Nee 1 choose. Either way. I'll make the policy payable to you. 3. Recording fee S na If 1 don't keep it insured or pay premiums on time. You can pay them 4 Optional credit lib for me a cancel the policy and yet iMursrnq ebewhere. If you do insurance S 12.40 purchase such insurance ebewhere, you can select insurance which 5. Optional credit disability protects only Your interest in tM collateral or which protects my na interest and your interest. and in either case 1 will pay for any inwrance Z premiums you advance with interest computed at an ANNUAL 6. Stahnptsx S PERCENTAGE RATEof78l4 7. Other charges Isxplain) Right to prepay ban. 1 can prepay the entire balance of my ban at t na any time. N I do, you vrriN refund a portion of the FINANCE 8. Property iriwrariq Islwwwa~wrmir 6nane~d d+.ough O.Nd CHARGE figured by the sum-of-tM-digits method la commonly A. flood insurance S na used formula for figuring rofunds on instalment bsris) after first ~ months. deducting 126.00 or .6% of the total of payments (item 111. whichever is greater. But you won't refund any part of the B- Physical imrestigation fee or an amount of less than s1.00. insurance S Ile for months. - Late payments. If 1 haven t paid an instalment within t0 days of the 9. Amount financed I1 thru 8) S l ~ S14.80 date it's due, I'll pay a late charge equal to 5% of the overdue t 0- FINANCE CHARGE S 138 _ 6~ instalment. but not mom than s5. - made up of: Collection costs, I'{I A. Interest S 10$ . 68 pay any collection costs. including reasonable * 8. lrtvssbigatiorifce S 30.00 attorney's fees. if you take collection action. 1 1. Tots! of payments (9? 1 O) • • - . - • . • • • • - • - • S 1+653.4 A Entire balance dw. If 1 don't pay an instalment on time or if I break ANNUAL PERCENTAGE RATE . _ 16.49 X, one of my pronises under this agreement. you can require ms to pay • NOTE: The total of appraisal fee, if any, (Item 2) and the Investigation the entire balarx:e of my loan (less the refund of FINANCE fee (Item 10-B) will not exceed 2% of Item 9, or ~f30.00 vvhichwsr CHARGE to which 1 would be entitled in the event of prepaymentl- ~s less. at once without notifying me in advance. You can also do this ii 1: Crodit lnswanp.l understand that I don't have to take out credit lib miss a .payment on another debt 1 owe you: made misleading insurance or credit disability insurance to gwli/Y for this ban. But if 1 statements on my application: become imrolved in bankruptcy a want. t can purchase this inwrance through you. purchase it from insolvency proceedings: or die. someone else 1 choose. or assign an existing policy. I want the ;nsurance cliscked below for the term of this loan: Security. To protect you if I fail to repay this ban, I give you ss <{`c~CCredit lib insursrioe on Borower s Gb abase at the cost shown in collateral s "security interest" urwler the Florida Uniform Corrariercial ~ item 4. Cods in the folbwing property abng with any replscenienR parts. D Credit disability insurance on Borrower abase at the cost shown in sdditio+is or equipment attached to it which I own, phra any poceeds. ~ item 5. return premiums and rebates from ariy credit irisurarice or iriwranca on the property securing this ban. l ahjo understand that this loan wiN D Joint credit kfe insurance on Borrower's life and that of Co- be secured only by the oolfateal described bsbw nysrdiNa of any Borrower I1} cost in it security provisions that may appear in other bans 1 may haw with Born°'"e 6 0 80 Signature g (date) co-aorrovwr Itf ~ ~~~Block 1189. Pt. St. Lucie, accordlnc to Signature j• ~ the Plat thereof as recorded irll Plat Hook 12, Ideal St. Lucie County, Florida I REei Property. f] lif checked herol { am giving you a separate d Mortgage 'C`osy out a:.al Agreement Not to Encumber or Transfer Property to secure this loan on property boated at: - . - i (Addwss or anaimbaad propKM ~ You have already given me the roquued Notice of Right of Rescission. ~ ! unclerstsnd this means I have three 13) business days to change my ~ mind and cancel this ban. 1 understand that you will start charging rase interest On 19 AdditionN synermarita and provisions on roversa side. t haw read - = the ada:tional agreerriants and provisions on the reverse side of this ~ . i agreement and 1 understand and agree to them. ~ D If this box is cMcked. is s'~^g this sgreerriant X11 a to give you a valid security interest and will haw no personal legal responsibility on the loan. t understand that tftis agreement. and if checked above. a document encumbering real property. contain all the terms ~ •nd conditions covering my loan. If any part of either of them is unenforceable, the remaining parts will remain valid. Pve read this a that a fully completed copy of it was famished to ma bsforo 1 signed it. ° ~ ~ ~ ' ~ PaGE 1~..' ~ ~ - (seaQ a - - (seal) • ~j~.• ~ ~ (seal) ,+,:_`'t •.,~t+~~ t,,,,. ~ (Elul) - ~