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HomeMy WebLinkAbout1270 i FIR8T FEDERAL. SAVINGS AND LOAN ASSOCIATION OF FORT PIERCE Loan # 02-230T3644 CONDOMINIUM RIDER THIS CONDOMINIUM RIDER is made this . 15th , , ,day of July 19 . and is incorporated into and shall be deemed to amend and supplement a Mortgage, Deed of Trust or Deed to Secure Debt (herein "security instrument's dated of even date herewith, given by the undersigned (herein "Borrower') to secure Borrower's Note to FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF FORT PIERCE (herein "Lender") and covering the Property descri in th sec i ent and located at 110-B .Soutfi Lakes. End. Dr;ive.- Fort~erce,.~lor~~~ The Property comprises a unit in t w~, __mm ~ condominium project known as ~ IGI NT 0~ Fy~~~ ~ND~; ~illY T ~ . c?+am. a Cawomin+wn RoNeq (herein "Condominium Project"). CONDOMINIUM COVENANTS. In addition to the covenants and agreements made in the security instrument, Borrower and Lender further covenant and agree as follows: A. Assessments. $orrower shop promptly pay, when due, ail assessments imposed by the Owners Association or other governing body of the Condominium Project (herein "Owners Association') pursuant to the provisions of the declaration, by-laws, code of regulations or other constituent document of the Condominium Project. . B. Hazard Insurance. So long as the Owners Association maintains a "master" or "blanket" policy on the CondomWum Project whkh provides insurance coverage against fire, hazards included within the term "extended coverage," and such other hazards as Lender may require, and in such amounts and for such periods as Lender may require, then: (i) Lender waives the provigion in Uniform Covenant 2 for the monthly payment to Lender of one- twelfth of the premium installments for hazard insurance on the Property; (ii) Borrowers obligation under Uniform Covenant 5 to maintain hazard insurance coverage on the Property is deemed satisfied; and . (iii) the provisions in Uniform Covenant 5 regarding application of hazard insurance proceeds shall be superseded by any provisions of the declaration, by-laws, code of regulations or other constituent , document of the ~ Condominium Project or of applkable law to the extent necessary to avoid a conflict between such provisions and tlwe provisions of Uniform Covenant, 5. For any period of time durir?g which such hazard insurance coverage is not maintained, the immediately preceding sentence shall be deemed to -have no force or effect. Borrower shall give Lender prompt notice of any lapse in such hazard insurance. coverage. In the event of a distribution of hazard insurance proceeds in lieu of restoration or repair following a loss to the Property, whether to the unit or to common elements, any such proceeds payable to Borrower are hereby assigned and shop be paid to Lender for application to the. sums secured by the security instrument, •with the excess, if any, paid to Borrower: C. Lenders Prior Consent. Borrower shag not, except after notice to Lender and with Lender's prior written consent, partition or subdivide the Property or consent to: (i) the abandonment or termination of the Condominium Project, except for abandonment or termination provided by law in the case of substantial destruction by fire or other casuahy or in the case of a taking by condemnation or eminent domain; (ii) any material amendment to the declaration, by-laws or code of regulations of the Owners Association, or equivalent constituent document of the Condominium Project, including, .but not limited to, any amendment which would change the percentage interests of the unit owners in the Condominium Project; or (iii) the effectuation of any decision by the Owners Association to terminate professional management and assume self-management of the Condominium Project. D. Remedies. Ifs Borrower breaches Borrower's covenants and agreements hereunder, including the covenant toga hen. due condominium assessments. then Lender may invoke any remedies provided under the securt~yment, including, but not limited to, those provided under Uniform Covenant 7. ~ IN WITNESS WHEREOF, Borrower has executed this Condominium Rider. . ( 1980 .IUI.23 PM ~ I~7 493833 i Eo r~cEaA ~ ~ outs ran ine ~ t~~T ~ _ E ~ RECORD VERIFIED _8or~, i s CONDOMINIUM RIDER-1 l0 4 Family-6/75-FNMA/FNLMI; UNIFORM INSTRUMENT ' - 1 i B~K~~ PAGE~.~uJ Form 250 I