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HomeMy WebLinkAbout1429 1 11. The mortgagor binds itself not to add or permit to be added to any of the existing improvements herein mortgaged, nor to demolish, alter or de- stroy any material part of the improvements without the written consent of the Association and in the event of any violation or attempt to violate this stipu- lation this mortgage and all suns secured hereby shall immediately become due and collectible at the option of the Association. 12. It is specifically agreed that time is the essence of this con- tract and that no waiver of any obligation hereunder or of the obligation secured hereby shall at any time thereafter be held to be a waiver of the terms hereof or of the instrument secured hereby. 13. If foreclosure proceedings of any second mortgage or second trust deed or any junior lien of any kind should be instituted, the Association may at its option immediately or thereafter declare this mortgage and the indeb- tedness secured. hereby due and payable. 14. To the extent of the indebtedness of the mortgagor to the Associ- ation described herein or secured hereby the Association is hereby subrogated to the lien or liens and to the rights of the owners and holders thereof of each and every mortgage, lien or other encumbrance on the land described herein which is paid and/or satisfied, in whole or in part, out of the pro- ceeds of the loan described herein or, secured hereby, and the respective liens of said mortgages, liens or other encumbrances shall be and the same and each of them hereby is preserved and shall 'pass to and be held by the Associ- ation herein as security for the indebtedness to the Association herein described or hereby secured, to the same extent that it would have been pre- served and would have been passed to and been held by the Association had it been duly and regularly assigned, transferred, set over and delivered unto the Association by separate deed or assignment, notwithstanding that the same may be satisfied and cancelled of record, it being the intention of the parties hereto that the same will be satisfied and cancelled of record by the holders thereof at or about. the time of the recording of this mortgage. . 15. To pay all and singular the costs, charges and expenses, includ- e. ing lawyer's fees, incurred-or paid at any time by the Association because of the failure of the mortgagor to perform, comply with and abide by each and every the stipulations, agreements, conditions and covenants of said promissory note and this deed, or either, and ever such payment shall bear interest from date at the rate of fifteen percent (15~) per annum. 16. Upon the occurrence of the filing of an arrangement or proceeding in bankruptcy by or against any mortgagor, initiation of insolvency proceedings by or against any mortgagor, or assignment by any mortgagor for benefit of a mortgagor's creditors, all of the suns secured by this mortgage shall be immediately°~due and payable at the option of mortgagee, without notice or demand. 17. To pay to mortgagee with each monthly payment an additional sun estimated by mortgagee to be equal to 1/12 of the annual cost of the following: a. All real property taxes levied or assessed against the above described real estate. b. Premiums on fire and windstorm insurance as herein re- quired to be carried on the improvements situate on the above described premises . . , Mortgagee shall from time to time notify mortgagor in writing of the amount due and payable hereunder and such sum shall thereupon be due and payable on the due date~of the next monthly'paym~ent and each successive month thereafter until mortgagee shall notify mortgagor of a change in such amount. } Such sums shall be applied by mortgagee toward the payment of real property taxes and insurance premiums. 4. ~ BUOX PaGE 1't~V