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HomeMy WebLinkAbout1542 insurance proceeds to repair and replace damage to real or personal property covered by the policy, with any excess to be payable to the unit owners and their mortgagees as their interests may appear. luny reconstruction, repair or replacement shall be in accordance with the plans and specifications for the original buildings, said plans being on file with the Building Department, St. Lucie County, Florida. If the insurance proceeds are insufficient to cover the loss, the association shall levy an assessment against the unf t owner in accordance with this~Declaration to cover any deficiency. Section 3 - Total Destruction In the event the common elements are totally destroyed or damaged, or in the event that said common elements are damaged or destroyed in excess of fifty percent (50$) of their then value, the common elements shall nevertheless be rebuilt as heretofore provided, ' unless seventy-five percent ( 75$ ) of al l unit owners shal 1 elect within thirty (30) days after notice not to rebuild. In such event, the condominium shall be terminated and the insurance proceeds shall be disbursed to the unit owners and their mortgagees as their interests may appear. Section 4 - Additional Insurance In addition to the above and foregoing insurance, the asso- ciation, through its Board of Directors, shall purchase and keep in effect a comprehensive public liability policy insuring the asso- ciation, its Board of Directors, officers and unit owners against possible liability arising out of the use of the common elements, units and easements. Said policy shall be in an amount of not less than 5100,000 - $300,000 personal injury and 525,000 property damage. The association further shall, if required by State laws, carry Workmen's Compensation Insurance Policy, which policy will comply with the requirements of the laws of the State of Florida. AlI insurance premiums shall be included and treated as a common expense. XIV. Common Elements and Limited Common Elements There shall pass with the title to each unit as appurtenances thereto those items that are listed in Section 718.106 of the Florida Statutes. The "common elements" shall include within its meaning -7- aooKJJ~ PbGE1533 _