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Home My WebLink About0233 \\II?I . ~ J26~o086t Bank Consumer Loan Note and Security Agreement ~ ti. . •1\. SoutMaet r ational ank of t.Pierce - Fla, IArN11arN 7hh words ?rM s rrfr mean a mower s anyone els• who signs. • wor you an your re er tote out ast ank ;hovers above. _ _ _ _ . Sorrower'sName_ Marshall 8d. ~ Betty Jeaa DuaforcAddres~4$ Bertoouda Beach Ds., Ft.Pierce, Emte9/4/80 This is the agreement that covers my loan with you. 1 understand that anyone who signs this agreement will be legally responsible . ;together and individually) for replying the total amount owed. unless they are only signing to give u a valid security interest, T . ~hLeP Promise to pay. To repay my loan. l promise to pay you the total of payments shown in Item 11 belo in 60 monthly instalments of 5 t~0-~ each. I'll begin making payments on Aet_ 4, , 19$Q~~nd will continue to pay on the. same day each month until the loan is Oaid in full. I'll make payments in person or by mail at the office you specify. 750.00 Lifa Ins. ~ for 20 ma~ati>eum Here's s breakdown of my loan: Property Insurance. 1 will keep the property securing this loan j 1 Amount I received S 25 ~ ~ insured against loss o? damage. 1 understand that 1 may purchase this ~ 2. Appraisal fee S na insurance through you. in which case the cost and term wiU appear in (For Real Estate Loans only) ~ the loan breakdown 18 A b B?. or from anyone else 1 choose. Either way. I'll make the policy payable to you. 3. Recording fee S tab If 1 don't keep it inwred a pay premiums on time, you can pay them 4 Options) credit life for me or cancel the policy and get-insurance elsewhere. If you do insurance S 750' DO purchase such inwrancs elsewhere, you can select insurance which 5. Options! credit disability protects only your interest in the collateral or which protects my ng interest and your interest, and in either case 1 will pay for any insurance S premiums you advance with interest computed at sn ANNUAL s. Statttptsx S 38-7~ ~ PERCENTAGE RATEof78%. ' 7. Other charges (explain) - ~ Right to prepay loan. l can prepay the entire balance of my loan at S arty time. It I do. you will refund a portion of the FINANCE 8. Property insurance tst\oww«~1/11\rrM+nr:.a rhralgh'bsrlht CHARGE figured by the sum-of-tM-digits method (a commonly A. Flood insurance S *~a used formula for figuring refunds on instalment loan for months- But you won't refund any part B. Physical damage investigation fees ihl insurance S tl8 for months. Late payments. If I haven't paid an instalment within 10 days of the S. Amount financed (1 thru 8) S 25 ~ 788.70 date it's due. I'll pay a late charge equal to b% of tM overdue 10. FINANCE CHARGE S 10,21 .30 instalment. but not more than Sb. made up of•. , S 10 164.30 Collection costs. I'll pay any collection costs. including reasonable A. Interest ~ ~ altomey's fees. if you take collection action. B. Imrestigation fee S 5 • t 1. Total of payments (9? 101 - . - - - - - • S 36.003.00 Entire balance dw. If 1 don't pay sn instalment on time or if 1 break ANNUAL PERCENTAGE RATE 14-~ % one of my promises under this agreement, you can require me to pay ~ NOTE: The total of appraisal fee. if any. (Item 2) and the imrestigation the entire balance of my loan (less the refund of FINANCE fee (Item 10-B) will not exceed 2% of Item 9. or s50.o0 whichever CHARGE to which 1 would be entitled in the event of prepayment) t i5 less. at once without notifying me in advance. You can also d0 this if I: s Credit Inwrsnoe. l understand that !don't have to take out credit life miss a payment on another debt 1 owe you: made misleading inwrance or credit disability insurance to qualify for this loan. But if 1 statements on my application: become involved in bankruptcy or want. 1 can purchase this inwrance through you, purchase it from insolvency proceed~rrgs; or die. someone else 1 choose, or assign an existing policy. 1 want the - `i insurance checked below for the term of this loan: Security. To protect you if I fail to repay this loan, 1 give you as E k:~Credit life insurance on Borrower's life abase at:the cost shown in . collateral a "security interest" under the Florida Uniform Commercial item 4. 750.00 for 20 Ma7[. ~ Code in the folbwing property along with any replacement parts. { C7 :;relit disability insurance on Borrower slorts at the cost shown in additions or equipment attached to it which I own, plus any proceeds. ~ Etem 5. w return premiums and rebates from any credit insurance a insurance on the property securing this loan. I also understand that Mss ban wiU ~1 Joint credit life insurance on Borrower' a and that of Co- be secured only by the collateral described bekrnr regardless of any Borrower 11) st the cost it 4. security provisions that may appear in other loans 1 may have with _ Borrower's 9/4/80 ,you S iynature Marshall Dun~rd Idatel Lot 10, Block 4F, Coral Cove Subdivision, co-Por'rower It) according to the plat thereof, as recorded Signature )date) in Plat Book 11, na>;ea ~O~A and 30B, of the a Real Pro Public Records of St. Lucie County, Florida w party. O lif checked here) 1 sm giving you a separate 4 _ s cut one! {Mortgage of Agreement Not to Encumber or Trsrater Property to secure this loan on property k?cated at: ~ h10dr~ss d rincumD«~d orop~/tyl You have already given me the required Notice of Right of Rescission. y 1 understand this means 1 have three 131 business days to change my _ - ~ mind and cancel this loan. 1 understand that you will start charging , me interest on 19 8 ~ s Additional agreements and provisions on rwene side. l have read case additional agreements and provisions on the reverse side of this Q. agreement and 1 understand and agree to them. ~ ? If this bor is checked. is signing this agreement only y'- { :o grvs you a valid security interest and will have no personal legal responsibility on the loan. ' understand that this agreement, and if checked above, a document encumbering real property. contain all the terms ~A•i conditions covering my loan. If any part of either of them is unenforceable, the remaining parts wiN remain valid. I've ~ ~d this agreement an°d ac o led ha a fully completed copy of it was famished me before 1 it. (seal 1 Mars ~ dU „ ,f ears _ - (seat` (seals - - r - - - - - - - - -