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~ Southheast Bauk jj,,,~ Consumer Loan Note and Security Agreement ( - ~
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6orrower'sNante Erooet 8. b Clara Msiss Address 2719 Placid, !t. Pierce, pa -~~`O__ sti_ 9/18/8;
Tn~s is the agreement that covers my loan with you. I understand that anyone wfto signs this agreement will be legally responsible
~ together and individusllyl for repaying the total amount owed. unless they are only signing to give you a valid security interest. '
promise to pay. To roper my lose, l promise to pay you the total of payments shown in Item 11 below in t2t) ~ monthly
,,staiments of ~ 201.06 each. I'll begin making payments on Oct. 18. , 1 g__ 80 a~ r„ill
conanue to pay on tits same day each month until the ben is paid in full. I'll make payments in person or by mail at the office
you specify. $12,400.00 dacseasing for 10 pears- $930.00
H eve's s breakdown of my loan: Property Irtsursttce. 1 will keep the property securing this ban
t Amount I received S 12.000 • ~ insured sgatnst toss or damage. I understand that 1 may purchase thrs ~
2. Appraisal tee S 1>~ inwrance tluough you. in which case the cost end term will appear rn Ij
(For Resl Estate loans onlyl the ban breakdown 18 A 8 81. a hom anyone Nse 1 choose. Either
way. I'll make tM policy payable hypo.
3 Recording fee S t~ If 1 don't keep it inwrod a pay premiiuna on tune. you can pay them '
a. Optional credit lih for rrte or eancN tM poliicy and get inatrrartoa eNewMre. 11 you do
irtwrance s 930.00 purchase such irtsurartce elsewhere. you can sNact irautartoa which
5. Optional credit disability ~1? t/~ in ~ ooltatetal of which protects my
_ S tstit interest end your interest. end in either case 1 wiN pay for any ,i
insurance premiums you sdvanoe with interest computed at an ANNUAL; . .
ti. Stamp tax S 19.50 PERCENTA~iE RATEaf11194
7. Other charges (explain) i
Right m grapey ben. l can prepay the entire balance of my ban at }
S na any time. M t do. you will rotund a portion of the FINANCE
8. Property irtwtsnglihowor~nrumi/ ansno.r tlraNA t~entl CHAR~iE _
A. hood insurance ........Stu
for months. ,Y
B. Physical damage investigation ~ But you won't rotund any pert of tM
i
insurance . S >l~ ;
fa months. - B.aq peywaerMa. If 1 haven't paid an irtstaMnMtt within 1 O days of the-
9. Amount firtartoad 11 three 8) ................512,949.50 date it's due. I'll pry a lace charge equal to 6% of the overdue
t 0. FINANCE CMAROE . s 11,177.70 instalment. but rat mae than 56.
.1
made up of:
A. Interest S 11 127.70 Collection poste. PM pay any oolNction costs, inekadirtg roesotteble
+ B I attorrne~i s fees. if you take oolNction action.
nwstgation fie S ~ 24 127.20 ~
t t . Total of payments l8? 101 . • _ . S Entiro baNrtce due. If 1 don't pay an instalment on time a if 1 break f
~ i{'S J%! PR!lCElt1TAC=E RATE l % one of my promises under this agroentertt. you esn roquin rite to pry
+ NOTE: The total of appraisal fee. if arty. Iltam 21 end the irtveetigstion the entire balance of my ban (Nos tM rotund of FINANCE
tee Ittem 10-81 will not exceed 2% of Item tl, or 560.00 whichever CHAR~iE to which 1 would be entitled in the event o/ propaymentl
.s less. at once without notifying me in advsrtp. You can abo do cite if 1:
Credit Irrwance. l understand that 1 don't haw to take out credit kh miss a payment on another debt 1 owe you: made ntialeading
inwranq or credit disability irtsuronoe to qualify for this ban. But if 1 atatemsnes on rrttl pppligtion: become awalved in bartlduptcy ~or -
want. I can purchaM thN instrrsnoe dtrotrgh you, purchase it from insolvency prpceedugs: or die.
someone ebe 1 choose, or assign an existing policy. 1 want tM
insurance checked below for the term d tt!tis ban: , To protect you if 1 fail to
repay this ben. 1 give you as
I. ?.'X~ Credit life ' mower Lila ~ht poet shown in colNteral a "security interpt" under tl?e Florida Urtilornt .
item 4.12,4W.W ~Z'aY~ ~Y 7M~ Cods in tM bibwirg property along with any nplsostrrertR tparts. `
additions or equipment atached to it which 1 own. plus arty poosetls.
f D Credit disability irtawanca on Batower abne at the coat shown in
item 5. return premiums and rebates horn any credit irtstarartoa or irtatarartoe
~ on tM property severing this ben. l also wtdarstattd that thin baewilt
I D Joint credit life irtstarortce on Borrowers lih and rim of Co- bs seeurod only by the coNaterN described below regardNas d any .
• Borrower 111 at the cost shown ' itarn severity that'*salr aPp~ in Daher bane 1
may have withM
Borrowers / _ _ . .:,y. - 3
Sigrtaturo •
co-t3orrower 111 Bs'totwt 8. >9tLus deal IAt 6~ ~rso Court 3t_ htrcit: Cotstt~ Subdi,.isiot~as ~
signature _ Idatfl pas. Plat thsraof os fiL is PLtt Eook-1Z; pag~• Z~i
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Reel Property. O cif checked Iterol 1 .m thr+r+o you a e.pa.a pf Public Records of St. Loci. CoaatT, riorida>t
(Wlarcg.g. d
;Crops cat orwl iAgreamant Not to Encumber or Trsnder Property
to securo this loan on property locsled at:
eel'
~ lAdei~ of ~ncurMa~/ prrNwrr) ~ ;
You haw already given me the required Notice of Right Of Reaeission.
~ ? understand this means 1 haw throe 131 btasiness days to change my ~
mind and caned this ban. 1 understand that you will start chargirp
me interest on 19
~ AdditionN preerneMS and provisions on reverse side. l hew read
the additional agreements and provisions on the reverse side of this
~-a-gr-Bement and 1 urtdersgnd and agree to them. : y
7 I1 this bOx is CtNCked. is signing thin agreement only
to give you s valid severity interost end wiN hew no personN Isgal rgponsiibility on the ben. ,j
i
understand than this a8rsement. and if checked show, s document encumberirp reel property, contain all tfte terms '
~~J conditions cowtirp my loan If arty pert of eiM+er d tharrt is trrtertforceabN. the remaining parts tiiriN remain valid L'vs
'ad this agreentertt end ackn isdge t a fully corttpleted Dopy of it w furnished to me before I signed iL -
-S ~ t
Isea11 Isea11
Ernest B. Z~feier Clara Meier ~wy PEGE
Iseaq ~ - Iseall