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HomeMy WebLinkAbout0544 •t ~ t ~ • Y ~ n+•+•ounl to pay such charges when due shall I,e Ix+id by Mortgagor to Mortgagee un demand. 1f, by reason of any default - hy Morigugor under any provision of this Mortgage, Mortgagee dec•tarea all sums secured hereby to t,e due and payable, Mortg:gee may then apply any funds in said account against the entire indebtedness secured hereby. The enforceability of the covenants relating to taxes, utp~smenb and insurance premiums herein otherwise provided shall not be attested except insofar as those obligations hgve been met by rnmpliunce with this paragraph. Mortgagee may from time to time at its option waive, and after any such waiver reinstate, any or all provisions hereof requiring such deposits by notice to Morigugor in writing. While any such waiver is in effect. Mortgagor shall pay taxes, assessments and insurance premiums us herein elsewhere provided. 4. To promptly pay all taxes and assessments :+ssessed or levied under and by virtue n( any state, federal, or municipal law or regulation hereafter passed, against Mortgagee ulwn this Mortgage or the debt hereby secured, or upon its interest under this Mortgage, provided however, that the total amount so paid for any such luxes pursuant to this pur+gruph togeth- er with the interest payable on said indebtedness shall not exceed the highest lawful rnte of interest in Florida :+nd provided further that in the event of the passage of any such law or regulation imposing a taz or assessment against Mortgagee up- on this Mortgage or the debt secured hereby, that the entire indebtedness secured by this Mortgage shall thereupon be- come immediately due and payable at the option of Mortgagee. 5. To keep the Mortgaged Property insured against loss or damage by fire, and all perils insured against by an ex- tended coverage endorsement, and such other risks and perils as Mortgagee in its discretion may require. The policy or policies of such insurance shall be in the form in general use from time to time in the locality in which the Mortgaged Property is situated, shall be in such amount as Mortgagee may reasonably require, shall be issued by a company or comt+.~nies approved by Mortgagee, and shall contain a standard mortgagee clause with loss I+ayable to Mortgagee. When- ever required by Mortgagee, such Iolicies, shall I,e delivered immediately to and held by Mortgagee. Any and all amounts received by Mortgagee under any of such Iwlicies may be applied by. Mortgagee on the indebtedness secured hereby in such manner as Mortgagee may, in its sole discretion, elect or, al the option of Mortgagee, the entire amount so received or any pan thereof may he released. Neither the application nor the rele.•+se of any such amounts shall cure or waive any default. Upon exercise of the power of sale given in this Mortgage or other acquisition of the Mortgaged Property or any part there- of by Mortgagee, such policies shall become the absolute property of Mortgagee. 6. To first obtain the written rnnsent of Mortgagee, such consent to I,e gr.+nled or withheld at the sole discretion of Mortgagee, before (a) removing or demolishing any building now or hereafter erected on the premises, Ib) altering the arrangement, design or structural character thereof, Ic) making any repairs which involve the removal of structural pans or the exposure of the interior of such building to the elements, (d) cutting or removing or permitting the cutting and-re- moval of any trees or timber on the Mortgaged Property, le) removing or exchanging any tangible personal lroperty which is t+.~`t of the Mortgaged Property, or entering into or modifying any leases of the Mortgaged Prot+eriy. 7. To maintain the Mortgaged Property in good condition and repair, including but not limited to the making of such repairs as Mortgagee may from time to time determine to be necessary for the preservation of the Mortgaged Property and to not commit.or permit any waste thereof. 8. To comply with all laws, ordinances, regulations, covenants, conditions and restriMions affecting the Mortgaged Property, and not to sutler or permit any violation thereof. 9. if Mortgagor (ails to pay any claim, lien or encumbrance which is sut+erior to this Morig:+ge, or when due, any tax or assessment or insurance premium, or to keep the Mortgaged Property in repair, or shall commit or permit waste, or if there be commenced any action or proceeding attesting the Mortgaged Property or the title thereto, or the interest of Mortgagee therein, including, but not limited to, eminent domain and bankruptcy or reorganization proceedings, then Mortgagee, al its option, may pay said claim, lien, encumbrance, tax, assessment or premium, with right of subrogation thereunder, may make such repairs and take such stets as it deems advisable to prevent or cure such waste, and may appear in any such action or proceeding and retain counsel therein, and take such action therein as Mortgagee deems ad- visable, and for any of such purposes Mortgagee may advance such sums of money, including all costs, reasonable attorney's fees and other items of expense as it deems neressary. Mortgagee shall be the sole judge of the legality, validity and priority of any such claim, lien, encumbrance, tax, :+ssessment :+nd premium and of the amount necessary to be paid in satisfaction 'i thereof. Mortgagee shall not be held accountable for any delay in making any such t+:+yment, which delay may result in ~ any additional interest, costs, charges, expenses or otherwise. I ~ 10. Mortgagor will pay to Mortgagee, immediately and without demand, all sums of money advanced by Mortgagee to protect /he security hereof twrsuant to this Mortgage, including all costs, reasonable attorney's fees :+nd other items of expense, together with interest on each such advancement at the highest lawful rate of interest per annum in the State of Florida, and all such sums and interest thereon shall he soured hereby. 11. All sums of money secured hereby shall be t:+yable without any relief whatever from any valuation or appnise- ~ ment laws. ~ 12. If default he made in )k-+yment of any instalment of princittt+l or interest of the Note or any t:+rt thereof when due, or in payment, when due, or any other sum secured hereby, or in performance of any of Mortgagor s obligations, coven- ants or agreements hereunder, all of the indebtedness see•ured hereby shall become and be immediately due and payable at the option of Mortgagee, without notice or demand which are hereby a:pressly waived, in which event Mortgagee may avail itself of all rights and remedies, at law or in equity, and this Mortgage may he foreclosed with all rights and remedies afforded by ~ g g f penses thereof, including a reasonable attorne the laws of Florida and Mort a or shall ,ay all costs, charges and ex Y's tom. ! including all such costa, expenses and attorney's tees for any retrial, rehearing or appeals. The indebtedness secured hereby shall bear interest at the highest lawful rate of interest per annum in the State of Florida from and after the date of any such default of Mortgagor. It the Note provides for instalment payments, the Mortgagee may, at its option, collect a late charge not to exceed two cents for each one dollar not paid to the Mortgagee when due, to reimburse the Mortgagee for expenses in collecting and servicing such instalment payments. 13. It default be made in payment, when due, of any indebtedness secured hereby, or in performance of any of Mortgagor's obligations, covenants or agreement hereunder: ~ (a) Mortgagee is authorized at any time, without notice, in its sole discretion to enter upon and take t+osgession of the Mortgaged Property or any part /hereof, to perform any acts Mortgagee deems necessary or proper to conserve the security and to collect and receive all rentR, issues :+nd profits thereof, including those past due as well as those accruing thereafter; and (b) Mortgagee shall he entitled, as a matter of strict right, without notice and e:parie, and without regard to the ~ value or occupancy of the security, or the sohency of Mortgagor, or the adequacy of the Mortgaged Property as security for the Note, to have a t~ereiver appointed to enter upon and take possession of the Mortgaged Property, collect the rents and ! profits therefrom and apply the same as the court may direct, such receiver to have all the rights and powers permitted under the laws of Florida. In either such case, Mortgagee or the receiver may also take possession of, and for these purposes use, any and all personal property which is a part of the Mortgaged Property and used by Mortgagor in the rental or leasing thereof or any part (hereof. The expense (including receiver's fees, counsel fees, costs and agent's compensation) incurred punsuant to the powers herein contained shall be secured heresy. Mortgagee shall (after payment of all costs and expenses incurred) • -2- ~ a~>4x~ paGE :=f:: -