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HomeMy WebLinkAbout1849 01-23078767/DESBOROUGN FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OR FORT PIERCE CONDOMINIUM RIDER Loan No. O1-23078767 THIS CONDOMINIUM RIDER '.s made this .....12th ..........day of ...September , 196D and is incorporated into and shall be deemed to amend and sLpplement a Mortgage, Deed of Trust or Deed to Secure Debt (herein "security instrument") dated of even date herewith, given by the undersigned (herein "Borrower') to secure Borrowers Note to FlRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF FORT PIERCE (herein "Lender") and covering the Pro rcy de d in jhe udt~i inst~ment and r I«ated at ............2400 .South. Ocean . Ori ve, ~cean ..i . ,age, . ort~T e e , twoo.er !wo~sa The Property comprises a unit in together with an undivided interest in the common elements of, a condominium project known as OG~AIV.VILLAGE . Mr+w M CaidonMn~ P~aMeq (herein "Condominium Project"). CONDOMINIUM COVENANTS. In addition to the covenants and agreements made in the security instrument, Borrower and Lender further covenant and agree as follows: A. Assessments. Borrower shail promptly pay, when due, all assessments imposed by the ~ Oumers Ass«iation or other governing body of the Condominium Project (herein "Owners Ass«iation") pursuant to the provisions of the declaration, by-laws, code of regulations or other constituent d«ument of the Condominium Protect. B. Hazard Insurance. So long as the Owners Ass«iation maintains a "master" or "blanket" polky on the Condominium Project which provides insurance coverage against fire, hazards included within the term "extended coverage," and such other •hazards as Lender may require, and in such amounts and for such periods as Lender may require, then: . (i) Lender waives the provision in Uniform Covenant 2 for the monthly payment to Lender of one- twelfth of the premium installments for hazard insurance on the Property; (ii) Borrowers obligation under Unifonm Covenant 5 to maintain hazard insurance coverage on the Property is deemed satisfied; and (iii) the provisions in Uniform Covenant 5 regarding applkation of hazard insurance pr«eeds shall be superseded by any provisions of •the declaration, by-laws, code of regulations or other constituent d«ument of the Condominium Project or of applicable law to the extent necessary to avoid a conflkt between such provi~ons and the provisions of Uniform Covenant 5. For any period of time during whkh such hazard insurance coverage is not maintained, the immediately preceding sentence shall be deemed ~ to have ~I no force or effect. Borrower shall give Lender prompt notice of any lapse in such hazard insurance coverage. ~ - In the event of a distribution of hazard insurance pr«eeds in lieu of restoration or repair following a loss to the Property, whether to the unit or to common elements, any such pr«eeds payable to Borrower are hereby assigned and shall be paid to Lender for application to the sums secured by the security instrument, 'with the excess, if any, paid to Borrower. C. Lender`s Prior Consent. Borrower shall not, except after notice to Lender and with Lenders prior written consent, partition or subdivide the Property or consent to: (i) the abandonment or termination of the Condominium Project, except for abandonment or ' termination provided by law in the case of substantial destruction by fire or other casualty or in the case of a taking by condemnation or eminent domain; (ii) any material amendment to the declaration, by-laws or code of regulations of the Owners Assodation, or equivalent constituent d«ument of the Condominium Project, including, but not limited to, any amendment whkh would change the percentage interests of the unit owners in the Condominium Project; or (iii) the effectuation of any decision by the Owners Association to terminate professional management and assume self-management of the Condominium Project. D. Remedies. If Borrower breaches Borrower's covenants and agreements hereunder, including the covenant to pay when due condominium assessments. then Lender may invoke arty remedies provided under the'security instrument, including. but not limited to. those provided under Uniform Covenant 7. IN WITNESS WHEREOF, Borrower has executed this Condominium ' ~~.?~zss I~s0 29 PN ~ 34 - ~ Paul N. sborou h c tl EC ~nC• Fi CuNUFC ST. LUCIE CGUNTY.FI A. ~ _ ROGER PQITRAS TIRd e5 OroUg CLERK CIRC'vIT CG CONDOMINIUM RIDER-t to ~ Famdy-6175-FNMA/FHLMC UNIFORM INSTRUMENT B~~K339 e~~~E1847 „ ,