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HomeMy WebLinkAbout0141 CONDOMINIUM RIDER THIS CONDIMINIUM RIDER is made this 31ST day of OCTOFfER, 1980 , and is incorporated into and shall be deemed to amend and supplement a Mortgage, Deed of Trust or Deed to Secure Oebt (herein "security inslrumenC~ dated of even date herewith, given by the undersigned (herein "Borrower? to secure Borrowers Note to First Federal Savln9s and Loan Association of Marvin County (herein ° Lender') and covering the Property described in the security instrument and located at 1001, 10410 AIR, JENSEN ErEACH, FLORILIA 33457 The Property comprises a unit in, together with an undivided interest in the common elements of, a condominium project know as HUTCHINSON ISLAND CLUB (herein "Condominium Project? CONDOMINIUM COVENANTS. In addition to the covenants and agreements made in the security instrument, Bor- rower and Lender further covenant and agree as follows: A. Assessments. Borrower shall promptly pay, when due, all assessments imposed by the Owners Association or other governing body of the Condominium Project (herein "Owners Association") pursuant to the provisions of the declara- tion, by-laws, code of regulations or other constituent document of the Condominium Project B. - Hszard Insurance. So tong as the Owners Association maintains a "master' or "blanket' policyon the Condo- minium Projectwhich provides insurancecoverage againstfire,hazards included within the term"extended coverage;'and such other hazards as Lender may require, and in such amounts and for such periods as Lender may require, then: Lender waives the provision in Uniform Covenant 2 for the monthly payment to Lender of one-twelfth of the premium installments for hazard insurance on the Property; (i) Borrowers obligation under Uniform Covenant 5 to maintain hazard insurance. coverage on the Property is deemed satisfied; and (ii) the provisions in Uniform Covenant 5 regarding application of hazard insurance proceeds shall be super- seded byanyprovisions ofthe declaration, by-laws, code of regulations or other constituent document of the Condominium Project or of applicable law to the extent necessary to avoid conflict between such provisions and the provisions of Uniform Covenant 5. For any period of time during which such hazard insurance coverage is not maintained, the immediately preced- ing sentence shalt be deemed to have no force or effect Bonower shall give Lender prompt notice of any lapse in such hazard insurance coverage. In the event of a distribution of hazard insurance proceeds in lieu of restoration or repair following a loss to the Proper- ty, whether to the unit or to common elements, any such proceeds payable to Borrower are hereby assigned and shall be paid to Lender for application to the sums secured by the security instrument, with the excess, if any, paid to Borrower. C. L:endsrs Prior Consent. Borrower shall not, except after notice to lender and with Lenders prior written corn sent, partition or subdivide the Property or consent to: . j (i) the abandonment or termination of the Condominium Project, except for abandonment or termination V provided by IavG in the case of substantial destruction by fire or other casualty or in the case of taking by condemnation or eminent domain: (i) any material amendment to the declaration, by-laws or code of regulations of the Owners Association, or equivalent constituent document of the Condominium Project, including, but not limited to, any amendment which would change the percentage interests of the unit owners in the Condominium Project; or (iii the effectuation of any decision by the Owners Assrx~iatipn ro rPrminate- prnteScinnal m3nagpment a?,d assume selFinanagement of the Condominium Project. D. Remedies. If Bonower breaches fi3orrower's covenants and agreements heroundsr, including the covsnantto paywhen due condominium assessments, then Lender may Invoke, any romsdles provided underths security Instrument, Including, but not limited to, those provided under Uniform Covenant 7. ` i IN WITNESS WHEREOF, Borrower has executed this Condominium Rider. ? _ BORROWER i; 'LES HAiHE ( ~ t ~ ~ ~-'s O ROWER ~~,4 f •ATHLF_EN M. HAME 1 BORROWER ; Sao rev -3 ~ sl FKEC ~Kt: ~cCLtulEO 1 fiLlllCtl' COOaTY.FIA' BORROWER ROGER POtiF=AS CLERK CtRClt1T COURT g~e~~ P~ Ft~f'r'.'~t~5ir:~ - 1. CONDOMINIUM RIDER-. 1 too Family- 6/75 - FNMA/FHLMC UNIFORM INSTRUMENT A-302 6/79 - _