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I protect Uw dwelling on-the property.
TERMS OF REPAYMENT: To spay my loan, 1 Promise to pay you, the ACTUAL AMOUNT OF LOAN shown above, plus interest computed on tM
unpaid balarrtxs of Ure ACTUAL AMOUNT OF LOAN at of tM date of esch payment. 1 promise to make these payments in '
the smount of tM Monthly IrrsWrrrents shown show, beginning with tM 1st Due Oeb shown above, and continuing on tM
ssma dsy of esch fdloway month until the Final Oua Orta.
ACTUAL AMOUNT OF TM ACTUAL AMOUNT OF LOAN is the amount of money you haw lent to me before any deductions an made.
LOAN:
RATE OF INTEREST: The interest is computed at the time of payment on tM then unpaid principal balsnce st the Annual Percentage Rata shown
show.
DAILY INTEREST CHARGE: Inmost for asch day in a yar shall be equal to the interest for one year divided by 360.
PAYMENT: When you receive a payment on the loan, you will apply it fiat to the interest that has srxrued between data of payment and t
{ then to tM prinapel balsrra. I may make payment in adwna of a scheduled due date in airy amount at any time.
SCHEDULED INTEREST: The amount shown above:: tM Scheduled Interest is computed on scheduled unpaid prinapal balantxs that are outstanding t
j from time to time. Such amount a equal to the interest sctually to be paid by me if 1 repay the loan to you aaording to the
F terms of this Note. Payment in sdvana of the irrsLlment due date veil reduce the amount of inmost sctually paid and psyment
t aher the instalment due date wilt increase thrt amount. If I do not make payments o1 the monthly instalments to you on each
I, scheduled dw date, the Scheduled Interest veil not be equal to the smount of interest actually paid.
!I INTEREST AFTER FINAL If there is any unpaid balance remaining on the Final Due Date I ogee to continue paying interest st the Annual Percentage
DUE DATE: Rate.
LATE PAYMENTS AND You may accept fete payments or partial payments, even though marked "psymant in full", without losing sny of your rights )
PARTIAL PAYMENTS: under the Note. '
ENTIRE BALANCE If 1 don't pay a monthly instalment on the date it is due, l sm in default. If I sm in dehult. you may demand from me immedi-
I DUE OM DEFAULT: ate payment of the entire amount of the unpaid principal balsrra of the lose and aarued but unpaid interest on such balance.
ATTORNEY FEES ANO {f the loan is not paid in futf on the Final Due Date end if you refer the Now to an attorney for collection and bring suit on this
COURT COSTS: Note, 1 ages You veil be able to collect from me (a) court costs including actual and reasonable expenses of repossessing,
storing and selling any property that is pledged as security for this Note and Ibl aciuaf and reasonable attorney fee assessed
by the court in which suit is brought.
OTHER LEGAL RIGHTS If 1 am in defsult you slso may exercise other legs) right: wch es, among othea, taking possession of any property offend a
ON DEFAULT: security: You may then sell such property and spply the money received to the unpaid balance.
DELAY IN You may delay enforing any of your rights under the Note without losing them.
ENFORCEMENT: You don't have to no0'fy me that this Note hasn't ban paid. You msy change the terms bf payment and release any security or
arty other Borrower without notifying me and without releasing me from responsibility on this Note.
PERMISSION TO In signing this Note I give you permission to contact my present employer or any future employer I may haw with respect to
CONTACT EMPLOYER: the loan to which this Note elates.
COPY RECEtVEO: I scknowtedge receipt of a copy of Me Statement of Disdosureon a sepann sheet.
MARRIED WOMANS If I am a married woman when I sign the first line of this Note 1 am st the came time guaranteairrg to you thst (a) I am of s
.GUARANTEE: lawful age; (b) I contracted for this loan; (c) the loan is conva?ient and advantageous face ma; (d)1 received the actual amount
of the loan for my own use or for the use, benefit or sdvsntage of my own sepante property estate; lel I am not an sccom-
~ modstion maker, accommodation endorser, guarantor ar wrety for snyone; (f) 1 am not promising to pay for some other
i person and; (g) I am the principal debtor and I voluntariy wbject my own separate property and estate of any typo or kind, '
irrclu6rrg my future wage, salary or other type of earnings, to liability for execution in satisfsction of the debt evidenced by
the Note, as saorninodabon maker.
i WAIVER OF EXEMPTION: 1 hereby waive my homestead exemption that applies to the property in which 1 gave a security interact, to the extent permit-
( ted by law.
t
! SIGNATURE: 1 h signed this Note an the Date of Loan in the f the peaons identifying themselves blow as witnesses.
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