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HomeMy WebLinkAbout0288 to the payments of principal and interest due thereunder . after November 13, 1980. 5. Mortgagee shall not be required to and mortgagee agrees that it will not, make any prepayments of principal or of interest under the prior mortgage unless mortgagor shall first consent in writing thereto, nor shall mortgagee increase the principal balance of the first mortgage by advances. 6. Mortgagor covenants and agrees not to exercise any right or privilege of prepayment of the prior mortgage and further covenants and agrees not to enter into any agreement with the holder of the prior mortgage modifying or amending any of the provisions dealing with payment of principal or interest thereunder without the prior written consent of mortgagee thereto, provided however, nothing in this paragraph shall preclude mortgagor from assuming the first mortgage and paying mortgagee the difference between the first mortgage principal balance and the wraparound mortgage principal balance plus accrued interest, if any. 7.- In the event the unpaid principal balance of the prior mortgage is reduced by the holder of said mortgage applying insurance proceeds in reduction thereof or by prepayments made by mortgagor with the prior written consent of mortgagee so that mortgagee's obligation hereunder to pay to the holders of the prior mortgage, the unpaid principal balance of said mortgage as hereinbefore provided is similarly reduced, then and in such event, mortgagee agrees that mortgagor's obligation to pay the total indebtedness to mortgagee hereunder, shall be likewise reduced by an equivalent amount; such equivalent amount to be deducted from the final payment to be made by mortgagor to mortgagee hereunder, in the inverse order of their due date. 8. If the mortgagee shall default in making any required payment of principal and/or interest under the prior mortgage, the mortgagor shall have the right to advance the funds necessary to cure such default and all funds so advanced by mortgagor together with interest thereon at the rate of 12$ per annum shall be credited against the next installment(s) of interest and principal due under the note secured by this mortgage. I'~ ~ 9. (a) The mortgagor covenants that if and when requested by the mortgagee that at the time the .mortgagee herein acquires the prior mortgages that the owner of the premises will execute such ~ documents as mortgagee or the holder of this mortgage or the note secured hereby may require to evidence the unpaid balance owing ~ to mortgagee or said holder of this mortgage and said note. The failure of mortgagor to furnish such statement within ten (10) days of the request therefor, shall be deemed an acknowledgment by mortgagor that ro mortgagor's best information and belief, no offsets or defenses exist against mortgagor's indebtedness under the note secured hereby and that all regular installments of principal thereon (and no other) have been made. ( (b) Mortgagee agrees that if mortgagee acquires the prior mortgage by assignment from the holder thereof (in lieu of satisfaction) upon payment thereof by mortgagee to said holder, that mortgagee, upon ~ payment to mortgagee by mortgagor of the total indebtedness of the note secured by this mortyage, will, at the option of mortgagor, execute and deliver to mortgagor an assignment or satisfaction of such prior mortgage together with an assignment or satisfaction of this mortgage--all taxes and expenses (including mortgagee's reasonable counsel fees) in connection therewith to be paid by mortgagor. , (c) Mortgagee agrees that if, •3uring the lien of the wraparound tortgage, the first mortgage is accelerated based on a due on sale clause or other similar provision of the first mortgage and mortgagor incurs additional expense or interest as a result that said additional I b~;~X 343 ~~cF -2- Lww OFFICES OP SSEGD ~ NESSER, P. A.,700 ~INOI:~tA evexae, SI?ITC 104-568 IIAHH BLI10., FT. PIGBCE, FLOSIDA 994tf0 (905 465-2990