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HomeMy WebLinkAbout1013 _.1_ CONDOMINIUM RIDER IS CONDOMINIUM RIDER is made th15........ / ..............day of . 19.~ and is incorporated into and shall be deemed to amend and supplement a 1liortgage. Deed of Trtut or Deed to Secure Debt (herein "security instrument") dated of even date herewith, given by the undersigned (herein "Borrower') to secure Borrower's Note to..$IS~AnI$.~~D~~A~1..~AYIN~~. ANR.L4~PN. AS~QGiI~~IQI~I (herein "Lender') and covering the Property described in the security instrument and located at........'.ts00_ S., Q~F.AN, ~R.IVF..~!7~?!t.,. ~:T.. PIF.R~.~, .FLOR~AA .3 :450 tPr~ov.rtll radnss) The Property comprises a unit in, together with an undivided interat in the rnmmon elements of, a condominium project known az........~A'!'At~IARAI: II (Name of Cor~dorm~ium ProiKq (herein "Condominium Project"). CoNDOMtNtUM COVENANTS. In addition to the covenants and agreements made in the security instrument, Borrower and Lender further covenant and agree az tollaws: A. Assessments. Borrower shall promptly pay, when due, all assessments imposed by the Owners Association or other go~crning body of the Condominium Project (herein "Owners Association") pursuant to the provisions of the declaration, by-laws, code of regulations or other constituent document of the Condominium Project. B. Hazard lasnrance. So long as the Owners Association maintains a "mazter' or "blanket" policy on the Condominium Project which provides insurance coverage against fire, hazards included within the term "extended coverage: 'and such other hazards as Lender may require, and in such amounts and for such periods az Lender may require. then: (i) Lender waives the provision in Uniform Covenant 2 for the monthly payment to Lender of one-twelfth of the premium installments for hazard insurance on the Property; (ii) Borrower's obligation under Uniform Covenant S to maintain hazard insurance coverage on the Property is deemed satisfied; and (iii) the provisions in Uniform Covenant S regarding application of hazard insurance proceeds shall tx: superseded by any provisions of the declaration, by-laws, code of regulations or other constituent document of the Condominium Pmject or of applicable law to the extent necessary to avoid a conflict between such provisions anel the provisions of Uniform Covenant S. For any period of time during which such hazard insurance coverage is not maintained, the immediately preceding sentence shall be deemed to have no force or effect. Borrower shall give Lender prompt notice of any lapse in such hazard insurance coverage. In the event of a distribution of hazard insurance proceeds in lieu of restoration or repair following a loss to the Property. whether to the unit or to common elements, any such proceeds payable to Borrower are hereby assigned and shall be paid to Lender for application to the sums secured by the security instrument, with the excess, if any. paid to Borrower- . C. Lender's Prior Coaseat. Borrower shall not, except after notice to Lender and with Lender's prior written consent, partition or subdivide the Property or consent to: (i) the abandonment oc termination of the Condominium Project. except for abandonment or termination provided by laa• in the case of substantial destruction by fire or other casualty or in the case of a taking by condemnation or eminent domain; ~ (ii) any material amendment to the declaration, by-laws or code of regulations of the Owners Association, ~ or equivalent cimstitucnt document of thr Condominium Project, including, but not limited to, any amendment which would change the percentage interests of the unit owners in the Condominium Project; or (iii) the effectuation of any decision by the Owners Association to terminate professional management and assume self-management of the Condominium Project. D. Remedies. if Borrower breaches Borrower's rnveaaats nad agreemeats 6erenader, including the covenant to par when due condomiainm assessmeats, then Leader may invoice aay remedies provided under the security iasirnmeat, including, but ao1 United to, Ibose provided wader Uniform Co~eaaat 7. ~ IN WITNESS WHEREOF, Borrower has executed this Condominium Rider. r J V~v1 1 OW!~1 A. "•`,ERF?CK, A!JD -Borrower -eor""!r t ~ 1 ~ PAR , T(' ! T o -Bo.rowcr YL i. ~FRR_ .K, HIS ,J_I~ . S E -Borrower -Borrower 5U'~62'7 ?.0 a~~7 I8 k~1 8. 53 CONDOMINIUM RIDER-t to sFamily-6175-FNMA/iNtMC YNIiORM tNSTRUtAENr ~ r ~ • ; X343 P~~E1012