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HomeMy WebLinkAbout12491 -whit. - OrIpInN f« Bank • ~ Z -Pink • Bank F iN CoPY - yr r ru-cr courr~ I •'`-, U '~. `~ 3 • (:ar-uY • DgNr COPY •""~"`^"" HOME IMPROVEMENT INST 1T~LLMENT CONTRACT It NOTE s - ewi~ cuno~a ~Px COPY v D,s~~Nnv~_m: c.r t n ig,~,a,_ b~n• ~-ice 1 _~ i,nn~ anr3 j;~l a .s,a jrnn;~: (PLEASE PRINT) (Name of Buyer or other Co- ) (ca1Nd Buyer or ONmer herein) Monte Address t?Off Val 1 ev i.ana ppll City FQr - ~ Prl!w State ~i~iw ~~a Zlp ~r~''~~ 'r' i nxl era i r. Tnrt•~stri pal of '•~R r jnt~ ~ (pNed Contrator herein) No. ~'Rr'-nt 1~~~- (Contrsctors License No.) Contractors Business Address F~(l l (; w ergs a Ave n ~ ~ r~ City.= ggt (=r~ 1 m R o a n n State' 1 n,~,_i ~ ;Zip SaNsman's Name Ei+!i ChAp~l ?sunndPr4 License No. }i:_.AnO, ~$, The contractor agrees to sell and the Buyer (boM jointy and severely) agrees to buy. pursuant to the TERMS STATED ON THE FACE AND MCK OF THIS CONTRACT. the following goods and services, or services (property improvements) for the modernisation, re• habilitation, mpair. aRerstion, or improvement of premise (called the "property improved" herein) dexribed and identified as: Number and Street 90R V Sl 1 H~ T.gne City Fnrt f- i prr`pCounty `= t _ T.un i ca State ~` • The retord owner(s) of said real estate is (are) '`' r; ! 1 Work on the Property Improvement will begin on or about and will be completed on or about (approximstey). t>ESCRIPTION OF PROPERTY IMPROVEMENTS - (List below work performed andior goods and material furnished or installed -refer to and attach work order and/or specification, if any) PROMISSORY NOTE COMPUTATION OF "fOTAI OF PAYMENTS FOR VALUE RECEIVED, the undersigned Buyer promises to pay AND DEFERRED PAYMENT PRICE Nofder (meaning Contractor or any assignee of this contract) the (1) CASH PRICE j ~~ ?n _ r.n TOTAL OF PAYMENTS of j ~Lk~k...j-2_ in ~_ con- secutive mouthy installments of t T2..~- each, beginning (2) DOWNPAYMENT 1 month from the date of completion of the property improve- Cash DOwnpayment j ~~ ment unless a different first payment day is specified here Trade•In (Net) j ~' TOTAL DOWNPAYMENT j ,~ ~2,/ten /stn ,and payable on even date of each succeeding month thereafter, together with afinal/balloon (3) UNPAID BALANCE OF CASH PRICE j ?2?n~i;rl payment in the amount of s '~- due~LAr-- • (4) OTHER CHARGES s' .Payments to be made at pbce designated by Holder. g r m hoo th h h Tne FINANCE CHARGE begins to accrue miss the data of the completbn of the property improvement un a different date is inserted here If any installment payment provided herein is not made within 10 days after its due date. Buyer agrees to pay late charge of 59(j of such installment or j5.00 whichever is less, in addition to the regular installment. Buyer also agrees to pay any court costs and attorney's tees of lOq(j of the amount due and' payable under this contract or such 4rger amount as may be reasonable and just if this contract is referred to an attorney. If any install- ment on this Note is not paid when due, the entire amount un- paid hereon shall become due and payable forthwith at the election of the Holder of this Note. The makers and endorsee of this Note hereby severely waive preseetrrtent, demand, protest and notice of dishonor. Shoukd balance be pnspaid in full prior to maturity date, a refund or the unearned portion of the FINANCE CHARGE will be cal- culated by the "Rub of 78.5 "method after first deducting an acquisition charge of j25.00. As sawrity for the payment and performance of Buyers obNgs• lions under this contract Buyer shall exewte and deliver to Contractor a Real Estate Mar on the Properly Improved. TIME IS O-F-TRE ESSE`NCEc II~HIS CONTRACT. Pay- ment of this Note is subject to the terms of this HOME ;MPROVEMENT CONTRACT of even date between maker and payee or mortgagor and mortgagee. uye ay c se roug w om In- surance is to be obtained. Credit Life Insurance S~=aft Credit Disability Insurance j ~~3 ~k Documentary Stamps Other r?cs_tr _ Fops j ;_~ Other j '..., -? _ ' TOTAL OTHER CHARGES j RQ~{, , (5) AMOUNT ADVANCED FOR DEBT CONSOLIDATION j ,:.,~ (ti) UNPAID BALANCE/AMOUNT FINANCED S %ti'i!~ - %n Interest (Home Improvement) Interest (Debt Consolidation ) Other Other j t (~ ~l n - t1 j _..,~r j ---»~- (7) FINANCE CHARGE (8) TOTAL OF PAYMENTS Sum of (6) & (7) (9) DEFERRED PAYMENT PRICE Sum of (1). (4), (5) & (7) (10) ANNUAL PERCENTAGE RATE CREDIT LIFE INSURANCE IS NOT REQUIRED FOR CREDIT. COVERAGE IS AVAILABLE FOR THE TERM OF THIS AGREE credit Life = t ?2 _')ti ,,~ I desire credit life insurance J Date Buyer Buyer acknowledges receipt of an executed copy of this ! HOME IMPROVEMENT CONTRACT and two completed ~ copies of the notice of Buyer's Right of Rescission under the Consumer Credit Protection Act. NOTICE TO OWNER- (A) DO NOT SIGN THIS HOME IMPROVEMENT CON- TRACT IN BLANK. (B) YOU ARE ENTITLED TO A COP1f OF THE CONTRACT AT THE TIME YOU SIGN. KEEP IT TO PROTECT YOUR LEGAL RIGHTS. (C) ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO All CWMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES 08TAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDE . X 1 ~ • "~_ SELLER REPRESENTS THAT HIS NOTES AND/OR MORTGAGES ARE ROUTINELY SOLD TO FINANCIAL INSTITUTIONS. The Contractor'states that'the above work is covered by: Workman's Compensation Yes ~_ No tiK~+ t' ~.'`~ Public Liability Insurance Yes_.~. No Or that the Contractor is qualified as aself-insurer: Yes_X_~ No I ~--~ tractor ~/ ~+ T r (Title) (Signature NT AT THE FOLLOWING COST: Co-Buyer ~ Date .~ j d t, ~.n .T S ~li 7~ _?- 1~.T ~ L-S. s~1".... , , r.,y ~'~ ` ~oac ~ PacE1249 ` ~