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HomeMy WebLinkAbout1935seeds of insurance shall be applied bo reimburse the Ibrtgagor for the cost of restoring, repairing, replacing or rebuilding the Premises or part thereof subject to Insured Casualty, as provided for in Para- graph 8 below, and the Mortgagor hereby covenants and agrees forthwith to cam-ence and to diligently prosecute such restoring, repairing, replacing or rebuilding; provided, always, that the Mortgagor shall pay all costs of such restoring, repairing, replacing ar rebuilding in excess of the proceeds of insurance. (c) Except as provided for in Subsection (b) of this Paragraph, the Mbrtyagor may apply the proceeds of insurance conse- quent upon any Insured Casualty upon the Indebtedness Hereby Secured, in such order or manner as the Nbrtgagee may elect. (d) In the event that proceeds of insurance, if any, shall be made available to the Mortgagor for the restoring, repairing, replacing or rebuilding of the Premises, .the Mortgagor hereby cove- nants to restore, repair, replace or rebuild the same, too be of at least equal value, and of substantially the same character as prior bo such damage or~destruction; all to be effected in accordance with plans and specifications to be first submitted to and approved by the Mortgagee, not too be unreasonably withheld. The Mortgagee shall have the right to require the deposit by M~rtagor of additional funds over and above the insurance proceeds if Mortgagee rea.onably believes such additional funds are necessary to complete the restoration and bo re- quire the posting of a cor~letion, performance and payment bond in connection therewith. - 8. t~brtgagor further covenants to maintain rental insur- ance in form acceptable to Mortgagee in an amauit sufficient ~ cower the loss of income plus all costs of operation of the security proper- ty for six (6) months. Failure of the Mortgagor bo effect said insurance or any portion thereof or to pay the premiums therefor, or to repay the Nbrtgagee for premiuns advanced therefor shall give the Mortgagee the right and option to declare the entire principal bal- ance, together with all interest and advances made thereunder, due and payable with the further option of immediately foreclosing this Mart gage for the ronpayment thereof. 9. In the event the Mortgagor is entitled bo reimbursement out of insurance proceeds held by the Mortgagee, such prnc.-eeds shall be disbursed from time bo time upon the Mortgagee being furnished with satisfactory evidence of the estimated cost of co~~letion of the restoration, repair, replacement and rebuilding with funds (or assurL antes satisfactory too the Mortgagee that such funds are available) sufficient in addition to the proceeds of insurance, too complete the proposed restoration, repair, replacement and rebuilding and with such architect's certificates, waivers of lien, contractor's sworn state- ments and such other evidences of cost and of payment as the Mortgagee may reasonably require and approve, not to be unreasonably withheld; and the Mortgagee may, in any event, require that all plans and sped fications for such restoration, repair, replacement and rebuilding be submitted too and approved by the Mortgagee prior ~ commencement of work. No payment made prior to the final completion of the restora- tion, repair, replac-em~ent or rebuilding shall exceed Ninety Percent (90$) of the value of the work performed from time bo time; funds other than proceeds of insurance shall be disbursed prior bo disburse- ment of such proceeds; and at all times the undisbursed balance of such proceeds remaining in the hands of the Mbrtgage!e, together with funds deposited for the purpose or irrevocably committed do the satis- faction of the Mortgagee by or on behalf of the Mortgagor for the pur- pose, shall be at least sufficient in the reasonable judgn-ent of the Mortgagee bo pay for the cost of canpletion of the restoration, repair, replacement or rebuilding, free and clear of all-liens or claims for lien. tdo interest shall be allowed bo the Mortgagor on account of any proceeds of insurance or other funds held in the hands of the Mortgagee. -4- g~x344 Pa~fi935 LEW15. VEGOSEN ANO ROSENBACH, PA., ATTORNEYS AT LAW