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HomeMy WebLinkAbout0670.•=. ~ ~-,~t ~. ~: ~.i t I.cndcr's writtcn agrcrment or applicable lew. Borrower shall pay thr amou~t ot 311 mongage incurance premiums io the mannrr pruvidcd und~r parag~aph 2 hercof. Any amoums dichuncJ by~ I.cndcr purwanl tu this par.,graph ~, with intcrcd thercan, shall bernme addilianal indcbiednc~~ uf BurruNr~ ucurcd by ~h~. M~-rt~;age Unle.c Borruwer anJ l.rnJer agrce to dh~r tehhs+~f paymenl, such amountc shall Fx payaMc uFxm ni.~icr frnm I.cnder to &-rrow« rcqutcling payment thc~cot, anJ chall hear interest from the date ot di~hurccment at the ratr payahk from timc ta Nme c~n ou~standing principal u~der thc Notc unlecc payme~t of interes~ at such ~ate would he canlrarv ~o applicable law, in which event such amounts shall hea~ interest at the hi6hest rate permissibk under applicable law. Ni.thing c~~ntaineJ m thic paragnph 7 chal) rtquirc I.ende~ to incur any ezpense or take any action hereu~der. S. 1as'ectioe. l.ender may make ~r c~u,c to t+c made rcaccx~ahk cMiies apon and inspections of the Property. provided tha~ l.onder shall give Borrower nohce pri~-r to any cuch inspection specitying rcasonabk cause therefor rclatod to Lendei s interest in the Property. 9. Coedemastioa. T}~e proceedc of any award or claim tor damages. dirccl or consoquential. in eonnection writh any condemnation or other taking of the Praperty, or pan thercof, or for conveyance in lieu of ca~demnation. are hereby assianed and shall be paid to i.eoder. in the eveot of a total taking of the Propeny. the proceeds shall be applied to the sums secuKd by this Mortaaae. with the eaceu, if any, paid to Borrower. In the eveot of a panial taking of the Property, unkss Bomower and I.enck~ o~herwise agree in writinR. thcrc shall be applicd to the sums secu~+ed by this Mongage such proponion of the prnceeds as is equal to that p~oponion w•hich thc amaunt of ~hc sumc secured by this Mortga~te immediately prior to ~he date ot taking bears to the fair market value of ~he Proper~y immediately priar to the date of taking, wi~h the balance of the proceeds paid to Borrower. if the Properly is ahandonc~! b~~ Borrov-•er. or if. after ooiece by l_ender lo Bc~rmwer that the condernnor o}fen to malte an award ar utllt a claim for damage~. B~•rr~w•er fail~ t~ rec~+c-nd to I.ender within ~0 days atter the date such notice is mailed. Lender ic authoriz~-d to collec~ and appl~• ~he procecds, at 1_ende~ i c+~-tion, either to restontion or repair of the Praperty or to the sumt ~ccu~ed M• ~his Mortgagc. 1lnless I_ender and Borrovver othenwicc agrce in writing_ any such application of proceeds to principal shall not extend ar pcxtpone the due date ot the monthly ins~allments referred to in paragraphs 1 and 2 hereof or change the amount of such installments. 10. eorrowe~ Not Rekased. Extension of the ~ime for payment or mc~di6cation of amortization of the sums socured by this Mortgage gnnted by I.ender ta any cuccecsor in interect of Borrower ~hall na operate to rclease, in any manner. the liability of the original Bonower and Bc-rtower e successc~n in intetest. t_ender shall not be requircd ta commence proceedings against such successc~r or rcfux to ettend time for payment or otherwice modify amortizat~on of thr sums secured by thic Mortgage by reason ot arty demand made by the orieinal Borrawer and Borrower s succ~ssors in inlercct. 11• Rorbearance by I.ender Nof a Wai~er. Any forhearance by I_ender in etercising any right or remedy hercunder, or olherwise afiorded hy applicaMe law, shall nc+t be a vraiver of or preclude the exercist of aoy such right or remedy_ The procorement of insurance pr the payment of laxes or othe~ liens or charges by [.ender chall not t~e a waiver of Lender's riRht to accelerate the maturity of the indebtedness cecurcd hy this Mortgage_ 12. Remcdies Cnmulati~e, ^ll rcmedies provided in this Mortgage arc distinct and cumulative to any olher right or rcmedy under this Mortgage or aH~rded hy law or equily. and may be exercised cancurrrntly, independently or successively_ ~ 13• Sneces.sors snd Assi~as Eound:.Joiat aad Seve~ ~.isbilNp; CapHons. The covenants and agreemrnts hercin contained shall bind, and the riRhts hereunder shall inurc to. the respective successors and assigns of Lender aod Borrovrer. subject to the provisionc of para~eraph 17 hereof. All covenants and agrcements of Borrower shall be joinj and sevetal. The captions and headings of the paragraphc of Ihis Martgaae arc for canvenience only and arc not to be uad to interpret or define the provisions he~rnt. 14. Notke. Excep~ for any notice rcquired under applicabk law~ to be given in another manner, (a) any notice to Borrower prnvided for in ~his Monga¢e shall be given hy mailing such notice by certified mail addressed to Borrower at the Property Address or at such dhcr addresc as Borrowe~ mav desigrtate by no~ice to T_ender as provided herein. and (b) any notice to ~ender shall he given by cer~i('ied mail. return receipt rcquested, to I ender s address s~ated herein or to such o~her addresc as Lender may decignate by nc+tire to Borrower as procided herein_ Any notice provided for i~ this Mortgage shal) be deemed to have t+een ~t~ven to Borrow~er or t_ender when given in 1he manner designated hercin. 1S. Usitorm MorlRa~e; Gorernin~ Law; Se.enM'lity. Thi~ torm of mortgage combines imiform covenants for ~ational use and noo-uniform covenan~c with IimiteJ variations h~~ ~uriuiiction to constitute a uniform security instrument coverinE real property. This Mortgage shall be governed h~ the law~ of the jurisdiction in which the Property is located. in the event that any provision or clauce of thic Mortgaee or the Nate conflicts with applicable law, such conflict shall not affeet other provisions of this Mortgage or ~he Notc wh~ch can be given effect withcwt the conflicting provicion, and to this end the provisions of the Mortgage and the Vc~te are ~kclared to he sevenble. 16. aorrower's Copy. Borrow~er shall bc furniihed a contormed copy of the Note and of this Mortgage at the time of execution or af~er recordation hereof. 17. Traosfer ot tbe Propertv; Assump~iow. 1f all or any part of the Property or an intercst thercen ic sold or tnnsterred by Borrower without Ixnder's prior wrn~~n ~onsem. eticluding lal the crcation of a lien or encumbnnce subordinate to this Mortgage. (b) the creat~on of a pur.ha.e money cecurity ~nterest for household appliances. (c) a tranc(er hp devist, descent or by operation of law upc-n ~he Jeath of •r jiant tenant or (dl tht gnnt of any leaxhold iotercst of thrcc years or kss not containing an option to purchase. [_ender may, at (_ender'~ option, declare all Ihe sums xcured by this Mortgage to be immediately due and payable. Leoder chall h~ve wr~ved such op~ion to acceknte if, prior to the sak or tronsfer. Lender and the person ~o whom the Property ic n. t+c :oIJ or lransferrcd rcach agrerment in writina that Ihe credit of ~uch person is satisfactory to i_enJer and ~hat the imerr.t payable on Ihe sums stcured by this Mortgagt shal) be at such ra~e ac Lender shall request. If I_ender has waived the opt~on to accelerate provided in this parag~aph 17, and if Borrower i successor in interat has executed a written assumpuon agreement ucepted in writing by Lender. Lender shall releax Borrower from all obligations under this Mortgage and the Nott. if Cender exercixs such option to az~clerate. l_ender shall mail Borrower notice ot acceleration in accordancr W i~h paragnph 14 hereof. Such notice chall provide a period ot not las than 30 days from the date tht notice is mailed within which Borrower may pay tht sums declared due. If Bonower fails to pay such sums prior to the e~piration of cuch peric~d, Lender may, without further notice or dcmand on liorrower, mvoke any remedia permiued by parog~aph IR herrnf. NON-UNIFORM COVENANTS Borrower and Lender further covenant and a~ee u follarvs: la. Aceekrstio~; Remcdks. Excep as provided ie p~ra~rapb 17 bcreot, ~ sorrowers beacM ot sy corcw~wl or a~reemest ot Eo~rower in tbis Mort~aRe. iacludia~ tbe corewawts to py wbew dre swy sra~s secrred by tAis Mort~a~e. l.ewder prbr to sccekratbn shall mail notice to dorrower as pro~lded iw para~rapl~ 11 Aerco~ s'ecityins: (t) tAe bscscA:121 tAe setiow reqnired to c~re soch brrac6; ~3) s date. not k$ Man 30 days ~ru~w tiie date tbe ~wtke b maika to Sorrawer. A~ .rhich src6 b~cach mmt ae cered: aod (4) tAat tailnre to cwe srcb breacM ow or ~e/ore tUe date spceified iw the wWke w~r resrlt i~ •ccckration ot tbe soms secered Sy this Mort~aRe. fo~eclosdre Y~ jrAkial ~roceedh` ani sale o/ tUe Trop~rry. 'ibe wotiee SIISII fY11I1t~ IO~Of111 ~O~f~OMK Of III! (I~A1 l0 fl~IlS~t dler sccek~atbw sw~ tlie ~Mt b asse~t i~ tMie twtelosrre ~oete~ tbe ooa-e*isteace d a detauM or any Wh~r dcleRSe ot aorrower te sccekrMiow s~d toretlosure. N tAe ~e~c~ is ~ot nrN ow or beforc tbe dste specified ia tbe aotice. I_~nder at I.ender's opiow ~ Aeclre a~ o11Ue s~~s ~ecsrei br tl~b MortRaRt to be immedistely due snd pty~ble wifboul tnAher d~mand and rnay foRClost Mk Mo~a~t br jrditW /nca~. I.ender shaq be entitled !o tollett la sutl~ procetdia~ sM e~penses nf foreclosrre, b~cl~w~. ~t ~ot YmHe~ to. naso~ssle sh~~rn~v's fees. and costs of doc~mentary eridence. abstracts ~ed ~itk reports. 19. eon~uwer's R(~ht lo Reinstate. Notwi~h.tand~ng 1 ender s accderat~on of the sums xcured by th~c Mon6aae. Borrower shall have the righl to hav~ an} procecdine~ br~un b~ Lender to enfnrce th~~ M~rtgaqe dncanhnued a~ any hmt g~ 345 Pa~E 668 ~ ~ .~ : ~ ~.~-~~M~, ._~ .~ - ~ ~~ ~