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HomeMy WebLinkAbout2894~~ 2.312 RENEGOTIABLE RATE MORTGAGE (SHORT FORM) THIS INSTRUMENT KAS PREPAREO BY: CITIZENS iEOERAL SAVIHGS ANO LOI-N ASSOCIATION Oi ST. LUCIE COUNTV Ii00 S. ~EOERA4 HIGNWA~I, iT. -IENCE, FLORIDA C. R. MCpONALO, 1R., GEHERAL COUN4EL ~22048977 ~ / ~ THIS MORTGAGE is made this 2nd day of January , 19 8t ~ between the Mortgagor~ JOHN D. KERBER AND KATHLEEN K. KERBER. his wi fe (herein "Borrower"). and the Mortqagee. CITIZENS FEDERAL SAVINGS AND LOAN AS,SOCIATION OF ST. LUCIE COUNTY, a corporation organized and existing under the laws of the United States of America, whose address is 1600 South Fed- eral Highway~ City of Foct Pierce~ County of St. Lucie~ State of Florida~ (herein "Lender"). WHEREAS, Borrower is indebted to Lender in•the principal sum of TH I RTY THREE TNOUSAND T1J0 NUNQRED AND NO/100----------------------------- Dollars~ which indebtedness is evidenced by Borrower's note ~ated January 2, 19$-2 (herein "Note")~ providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due and pay- able on February 1, 2011 _ TO SECURE to Lender (a) the repayment of the indebtedness evidenced by the Note with interest thereon; (b) the payment of all other sums. with interest thereon~ advanced in accordance herewith to protect the security of this Mortgage; (c) the performance of the cavenants and aqreements of Borrower herein contained; (d) the performance of the covenants and aqreements incorporated by reference hereinto; and (e) the r~payment of any future advances, with interest thereon~ made to Borrower by I.ender pur- suant to paraqraph 21 hereof or incorporated by reference hereinto (herein "Future Advances:'). Borrower dces hereby mortgage, grant and convey to L,ender the following de9cribed property located in the County of ST. LUC I E SWte of F;~rida: LOT 17, BLOCK 81. PORT ST. LUCIE, SECTION 27, according to the plat thereof on file as recorded in Plat Book 14, Page Sa-i, of the Public Records of St. Luc.ie County, Florida. The PROMISSORY NOTE secured by this MORTGAGE contains renegotiable interest rate provisions. The INTEREST ~tATE and MONTHLY PAYMENTS called for by said Note are thus subject to adjustment. ~ ~ ~~ ` ~ 1 ' ~ ~_ % ~n Payrrwnt Of TYM Hece~ve~ S Due On Class "'C'~ ~ni..n~~ble P~rsa~ ~Y• , _ .- . -. - - . . ~ p~~K To Chspter 71. 134. A~IS O! 1~1. _ - . , ~ PonN-s 1~ . , . . . _ ~ c~«t t~ ~ s~ t~ o~.l~a - - - - _. . - .. . : A, . . _ d- ~-- ~. ~~~.u'v~ - _- = - - ----- ' which has the address of Dolores Avenue PORT ST. LUC I E F 1 or i da 33~+52 (herein "Property Address"~; (STREET~ ~c~Tr~ TOGETHER with all the improvements now or hereafier erected on the propecty, and all ease- ments, rights, appurten~nces, rents, royalties, mineral, oil and gas rights and profits~ water, water rights~ and water stock, and all fixtures now or hereafter attached to the property, all of which, includinq replacements and additions thereto, shall be deemed to be and remain a part of the property covered by this Mortgage; and all the foregoing, together with said property (or the leasehold estate if this Mortgage is on a lease~ hold) are herein referred to as the "Property". ~ Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the riqht ~ to mortgage, qrant and convey the Property, that the Property is unencumbered, and that Borrower will warrant and defen~ generally the tide to the Property against all claims and demands, subject to any declar- ~ ations, easements or restrictions listed in a schedule of exceptions to coverage in any tide insurance policv ~ insuring Lender's interest in the Property. ~ _ FIORIDA - SHORT FOHM - 1 to ~ Family - 9l76 - FNLMC UNIFORM INSTRUMENT fty ~' ~ a~~~ c~ P~GE Z~ ~ ~ -:,~; a Y~: . :. ~-~ ~ _ .~ax--~, _ ~' :~,s~ ,..:.§"^~r ~s. .... ._._ .< "`~ ~':ff'~=~.r'e'~;~