HomeMy WebLinkAbout1149:~a" ~s'L
--°"=- Southeast Bank Consume~ Loan Note and Security Agrc~ement DNB
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'~~• ~vur~is l, rne and my mean the Iwnower and anyune else wi~o s~g~~s Tlie wu~ds you and yo~~~ ~efer to tl~e Southeast 8a~~k
~'~~~~v~~ ~~~~~~~ ~ Prar~cis J. O~Neill 17 111bert Road
~,~~~~~~~ver's Name ~ __ Adclress _Q~~~?QL~i_~l...--Q~~~~-- -- ~~te ~ZZ~81
--- - -- - - ~1'QSh~ .F_. 4 _N~ill-- --- -
~~~ the agrcement that covers my ioan with you I understand that anyone who s~,yns th~s ac~reement wdl be Ieyally respons~ble
~~~t1u~r ~nd indw~dua:ly) lor re~~aymq ihe total amount owed unless they are only s-c~rnnq tu ,yive yc-u A val~d secur~ry interest
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Promise to pay. To ~epay my loan. I promise to pay you the toiai ai payments shown ~r~'Item 1 1 below m__ ___ __ 60-_ monthly
,r,ilments of S--- - 41~~'~~----e~'~ch I'll hey~n makm_y payments on ---- P~TUt_!Y Z6.------ ---- --- - 19---- ~1__ a~~d will
~~~t~nue to pay on the same d~y each month unt~l the luan :s pa~d ~n ful! I'U make {-ayments ~n {~cisun ui by ma~l al the o(hce
. ,, ,~~ec~fy
Nere's a b-eakdown ot my loan: Property Insutance. 1 will ke~~p . the property tiecuring ih~s loan
' -1n,i~unl 1 ~CCt~~ved 5 1~2aQ0~~~ ~i~~uie~1 ~y:uritit IoSt t~r d~ml~~e I untterstand that I may purchase th~s
A~~~u,~iti~l It~e $ ~4~_ ~+~s~~~~1e~~'~ 1Mouqh you in wh~ch ca~:e the cost an~1 term will appear in
Fur Real Estate Loans onlyl U~t~ I~,in hr[~ak~towi~ 18 A& BI or trom anyune else I r,hoose E~the-
~vay I tl mal~e ihe pnhcy paylble to you
~ ~?•-~ urtl~ny feP. S ~Q• if 1~ttire 1 k~~F~~~ ~t in5t~rtrH u~ ~~a': {~ret~iiuin5 on t~~ne yuu c.~n ~~iy the~ri
. ; I;~t~unal c~etl+i lile (ur mr~ ~~~ ~.in~.trl the ~~o:~cy :~n(1 c~et n~sur~ncn_ eisewhere It you eto
~~~uan~'~• S 1,303.61 I~ur~~P~.~~t~ tiu~ h mti~ut-nce eltif'Ktl(t~C ~~n:~ c.in tit~lect insurariCe whi~h
e)~~honel c~edit et;stjtxhty {~r~~i~~~ iti uniy ~;uur rnt~•rt~tt in ihe coll~t~tr~l cir wh~ch ptptetts nty
~O~ :r.h•rr~t 3nt1 yUur ~nterrtit ~~nr1 in C~ther rdtie 1 W~~I ~~~f~' 10~ iiny
~~.url~tCFT rJ --- - - -
jY~~•miun~ti yuu ;-~tv:~nr~. tivith inlerett cumputed et 8n ANNUAL
~ ~T,,~~~t~tax S 24t6~ PERCENTAGE RATE~~t 1896
~•h~~r Cha~qes Iexpldinl - -- -
5 ~Q'
- • „~,erty intiurdnt" ,. ... . . • ~ . , • , . . .
•1 F~iIU<~ 11111~ta~ll~E' S ~.Sl~. -
~(lt _ _. f11U111~15
Physic.al r1~ir•:;~qe
~nsu•.1nc~ S "Q~
f~p nu~nihti
.~:~~;,nt hnan~e~i + 1 tt,~u 8~ 5 16, 328. Zl
FINANCE CHARGE g 8~481.19
made up of
~+ Interesc 5 6i481.19
B Prepa~d
FINANCE CHARGE S
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IProcess~ng Feel
-, ~tal of paVrnents t9+ 10! S. _ 24~$09.40
ANNUAL PERCENTAGE R ATE 17.76___ _ ~.
NOTE Itemc 2 through 8 above are expenses the Sank must pay to
th~rd part~es
C~ed~t Insurance. ~ understand that 1 don t have to take oi:t cred~t I~fe
,.e pr t,rP.(1~1 (~~Sdb~l~ty m5ur~nCP to qu~hfy tor th~s IoTn But it I
•'~ dn pincha~e ~h~s intiiu.inre ihrnueah you (~urchast• ~1 }rc,:•~
~~~~ e15e I Chuus~~ O~ 3SS~t~n an Cx~St~nq pGhCy I~varit tlie
• e~ checked betov~ for the term of tfus luan
~.~edrt bte ~nsurancs on Borrower's iife alone at the cost shown m
~F~m 4 IMax~mum aitowable terrn is 10 yearsl
..•~rbt d~sab~hty ~nsurance on Borrower (First named beiowl at the
~:~t shown m item 5!Maximum allowabie term is 5 years)
~~ ~:~;t credrt hie ~ns~rance on Borrower and Co-Borrower s Irfe at
•~~~ cost shown i~ item ~4
.. ~., s X 12~ 8/ 21
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F~canC~s J. O~Ae~II~ 8/-i~ate~
;',~ ~•rower~ 10~24~25
•~:.F. - - - - - - - - -- - - - -
Do~cothy F. 0't~Ie111 B~ 3r3atei
Rc>ai Property. ~. i~f r:hr_cked herel I arn yiu~ng yu~~ a se~~arate
''l~U~ It~iil~P
'~t11 (It1Pt
A+~re~~rn~~nt Not i~~ En~umber ri~ lransier Protierty
• nk th~S !rian un pru~iE'riy fo~alf:d at
.. ,~!r~•~ir1y ~~~•:~~ri inr~ ihe rer~u~r~d Not~ce of Ru~ht oi Resc~ss~«n
.•~tir,~nr1 tht5 trit±~irt5 1 have three 131 bus~ness days fo chanye my
~.~nr) Cancei th~; i~~an 1 cn~fer5tanc) that Yvu wdl st~rt r_hary~ny
,,.~est on - - - - - ~ 9-- - - -
A~1d~t~onal agreements and provisions on reverse side. ~ have reacf
~ ,~f~1~t~onal agreements and ~~rowstons ore 1r1P. fP.VP~S~: S~(~F.' o( th~s
-•~nent an~t I unrlerst~nr! ~nd ayrr.e to them
Right to prepay loan. 1 can ~~repay the enure balance of my loan at
any t,me If I do. you wdl refu~d a port~on ot the FINANCE
CHARGE i~yured by ihe sum-of-ihe-d~g~ts method (a commonly
use~1 formula tor hgunny retunds on ~nstalment loans) But you won't
re~und any part of the process~ng fee I~tem 1061
Late payments. If I haven"t pa~d an mstalment w~th~n 10 days oi the
date n s due I u pay a tate charge equal to 696 of the o~erdue
instaiment but not rnore than S5. Th~s charye w~li not apply [o loans
ove~ 550.000.
Cotlection costs. I sl i,ay ar~~~ cuitect~nn costs ~ncludmy reasonabie
,~tt~~~r~~•; ti t,.,•. ~i ~s~u takN co'techon act~on
Entire balance due. If t~ton t pay an mstalment on t~me or ~( I break
~,~:~• uf m,, ~nurtuSes un~ler ih~s aqreement you can requ~re me to pay
t~~~• ~~nt~re tial;~ncr ~1 ~r; ioan iless the refund oi FINANCE
CHARGE :.~ .vn~~n i veou~ci tie ~nt~tled ~n the event ot prepayme~tl
.lt nn~ f~ ~v~thnut nnt~t~•~nr~ rn~ in ~dvanC@ YOU C8n also do th~s ~~ ~
m,ti~; ~i nt~yi~~~•nt urr ;~nnt!ier rlebt I owe you. made misleAd~r.y
~T~~1~.~~,+•~~'.`- rn~ rnY ,i(i{~!~r.dtio~~ 1;~'f,Gnt@ ~nVO~VP(~ m benksuDtcy Of
~n~ul~-~~nr. ii~~~:.,n~lrt~~~ti nr ~tir
Security. Tr~ ~,~~;;~~Ct ynu ~t i fa,i to rrpav tn~s ~oan i y~vP you as
r~:!l,it~.•,i~ <j ti~~r;int~; ~i~ie:r~t un~ler the Fionda Unilorm Commerc+al
(;.,r~.~ ~n th~~ ~o~i~nv~ni~ ~~~u(~F~~iy ,:Ic~r:y w~ih 8ny replacement pati5
:1~Irtn~nn: n~ ~~~~~ti~~~n~nt d1ld~'ht~(1 t0 ~i WhiCh ~ OWfI OIUS 3nY pfOC@@dS
~,.,n, ~~rs,•Ti,,:•i?ti r~n!1 r~>!llT~~ti f~(ir7l iny~ f_~E~~~t in5ur3nCe Or ulSUraRC@
nn 1!n~ :~~~~~~•~rr~; 5F•~ ;;nn~j th~s Inan 1~iso t:nderstand that th~s loan w~li
ti~~ ~rrurrr~ n+~!y t~~; il~P C711~i1P,/<ll !1E'SC~tt)Cd b~'IOW rega~Cjl@SS O~ anV
,pr ~~.~!; (~rri~~it~~r~e thit m~y A;7(lPa~ ~n Other }o8ns 1 may h~ve w~th
'~"" 1973 FAN Travel Trailer, I. D. ~`
I.AN32717
7NIS IS A FIRST MOR'I~GAGE AS DFSCRIBED IN
SAID MORTCAGE.
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81ock B, Lot 39 of ~lOLIDAY O111' AT ST. LUCIE.
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A condo'iniu~, accordin~ to ths Declantion d
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of condomiaius thereof recorded in Official ~
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Records Book 168 at Pag~ 13~a ot the ~
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pubiic records of St. Lucie County, Florida.°
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„ ., ---- ~s s~qn~nq th~s ayreernent only
~is box is r,hnr,ked _ - - -- - ------- ------------
:.~~ you a vaiut securrty ~nlerest and wdi have no persoroal ie_yal resPOns+b~hty on the ~oan
-~~ferstand that th~s ayreeme~~t and ~f checked above. a document encumi~enny ~eal s~roperty. contam all the terms
~~_~,nd~t~ons cover~nc~ my loan If any part oi e~ther ot them is unen(orceable. the rema~r~~rzy parts w~ll rema~n val~d I've
~,+~~ th~s agrerment an~i acknowle~iye that a(ully completed copy ot it was turnished to me be(ore I s~gned ~t
17 Albert Rosd X ~ ~seall
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Dennisport, ~3f . U2639 ~ X ~~nK34~ PA~1~~~ ~seall
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DORB'lflY "F.- a'REI~LL
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