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HomeMy WebLinkAbout1282e`''I`&" r wnc~ ~~'~u~ ~~ ;~PV~~;~b~~ ~~w Burrower ~hall psy thr am.~unt ~~f all mongage inwrancc prcmiums in the ~n.utnur ~c,,,...f~.! un.lrcr p:lfJ~iJpI1 Z hr~f. ' ~~~+ .imu~:~eiv ~A,bur.~d bv t en.!er punuant tu Ihis parakraph 7, wrth ~ntrre.t lhrreun, thall lxc~~me addilional oa~hcf~~~t~4~;y .~f g.~rr,~wcr ~urc~ hv th~~ N~~ftLJKC l'nlr~~ Burmwer and I rn~lcr aR~~~(p Ot}N;c (CrIII< <~( paymcnt, tuCh an~~~anN vh.tlt !+~ pa4 ~j+~i „p~~n n~uice fr~~m ( ~nder h. &~rniw~r rcyur.ling ~-aymcnt thrr f; anJ'sha~l hear interett from Iht ii~nc •~' ~ti.tii!~irxmrnc .u~ rhr rate pavaMr fr~~m time to t~mr un ~utctanding principal under the Note unlecc payment of ~ne~~ .ie 'w~:11 ciOe wvul~!' hr cuntrarv t~. .~ppli~able I.~w, m wh~ch event tuch am~uMc ~hall t,ear interosl at Ihe highest ratt @~ernaea~t ue.ira :igg~~c:~ie faw ti.~th~ng ~u~t.~inrJ ~n th~a paragraph 7 ah~ll requirc 1 cndcr ro incur a~y ezpense or take ~aas ac~~ns 1l~e:euiwi~. s- ie~e~tfia ! anahr mav mal~r ~~r ..,~„~ t~~ t+c m•rJr rcru~nablt rntrie~ upon ~nd ~nspections of the Property, provided idlu~a lanaiti +AuA, rnwr i~rruwer n~~ticr_ pn~,r t.+ anv ~uch ~n~pectiun cpecify~ng rcasonabk caux Iherefor relatod to Lender's :ailtsic~t ~m alac ~tt~crCv ~. r~e~ia Thr p~ucrr~ of ~ny aw~rd or claim for damages, dircet or eonsequcntial, in rnnnoction with any ~'~e ~ td-in~ uf the Property. ~x part tAercof. or for canveyance in lieu of condemnation. are hereby usianod amm +JYn~i ~r pi tu Lcnder. b dre e~e°~ d a~x~1 d~inS of the ProprrtY. ~hc procenh shail be applied to the sums securcd by this Mortgage. `"~+ti t~r c+~cev. ~ as7r_ pa~ tu Borrowe~. In the event of a partial taking of the Property, unlesc Borrower and Lender ~~+r ag~a ~~nriang. theie tihall be appl~ed to the sums securrd by this Mortgage such proportion of the pmceeds ~~ t~u~ oa ~11vt P~'apucdon vrhich thc ~muunt ~•f the sumt ucured by thit MortgaRe immediately prior to !he dttt of ai#,ug b~c~cs a~ d4r la~e m~rltet va(ue uf tF+e Pn~pcrtv ~mmcd~ately prior to the date of taking, with the balantt of the pr~oteeds ;~nu~ na iacn,~wer tE d~r l~upert4 ig .if~andu~eJ hv &.rr~.wer ..r if ;~fter n~~tice hv 1 ender to Bc-rrower that the condemnor ofkts to make .u~' s~w~r'= ~t~ ,~ir :t ci:am fur d~m.~_,~h. B.~rn.wer f~~{~ n. re~p~nd M 1 endcr within ln days after the da~e such natice is ~~'~ ~~+r~cr ~,HUh..rixed ro a•llect nnd ~p~+lv rhr pn.cerd.. at 1_ende~'c option, either to rcstoration or rcpair of the k:~e*-a .~e d•r tfHr rum~; ve-~ure~# bv rhi~ M~•rt¢aer lrt~~~ ltnJ~er sn.t 6ocruwer otherwik agree in wrihne. anv cuch applicati~n c-f proceeds to principal shal) not extend .cr. ~:`ti.',~.~wc c~e rfur ~nr ~~f the a~nthiv inst~llments referrcd to in para~traphti 1 and 2 hertof o~ change the amouot of ~:r:n: :~te~r.dl~. !~ ~~iM ~eiheei Eatensioe of the time f~•r pavmrnt ~r mc~dification of amorliution of the sums socurcd K+a~ ~4 M.•~ce~-.isnr grrntrett bv E arnfer to any cuc~~tssor in intc~rtt oF Borrower ahall not opente to rcltaso, io any manner. 2`fr T'uF~.Iicn ~.f t~ en~pnal Borrower and Borrowrr'c cucces~~x~ m intercc~ t ender chall not be rcquirtd to comrttence r*'•,c~ex+~fim_cv :~cunr~r ,ucR wecessor or rcfine to e:tend timr for payment or otherw•i~e modify amortizaUon ot the sums ~r'~;.ra~' i~v~ d1~a 1-b.'~ bM rr.unn of ~ny demand made by the ariQinal Borrower and Borrower s su.ccssors in interest. 11- iae4sae~ i~} ~,esier tiet s~Yai~er. Any f~.rfiearance h}• 1 eoder in e~ercicing any right or remedy hercunder, or c~5~ra~,~re ~R~n~f hs applicaMe la~r, shall ne~t be a waiver of or preclude the etercice of any such right or remody. T.fa ~~~arrdmrnr 4~f irn.s~uam:e or tl~e p~yment of ta~es or other liens or charges by t_ender chall not bc a waiver of Lenders ~glta :~ y:cefrr.tt~c rhr maru.~tv of the indel~tednes~ ~r_-urai hy this MortgaRe. 13. tseies f~~e_ M ttrtrcifies prov~ded in thic Mortgage are distinct and cumulative to any other right or °eam.~'4 ~sn-~er rh~s'.1~ctsc.ige ur ~fi~rdcd hy law o~ equity, and may be exerc~sed concurrenUy. independently or st~ectuivdy. t~ ~ S~ce~as a~i A~i~s wwt .,leiRt a~d Seveeal t.iaMBly; Captbns. The cove~ants and agreements hercin ::k~ra~ae+~ sfFail' ~ard,' :urd ~re r-RfiR hereunder shall inurc to. the recpective succeccor~ and assigns of Lendtr ~d Borrower. +::it!~rt aa d~e p~~~~s of par~Qh 17 hereof. All covenants and agreements of Ba~rrower shall be joiry and sevenl. Tl~r ~g~.~ ~i Fie~agz of tl~e paragraphs af this Mortgage arc fcir rnnvenience only and are not to be uced lo zacr~tes .~c ~4efier lftr prw~`iuas hermf 1~L ~= Eaa:epc for anv not~~e reyuired un~er ~pplicable law tu be given in another manner, (a) any notice to ~t:z;aw~rr pevv~~ fo~ ~e tfiis :ilort~arze ihall be g~vrn by mailing such nohce by certified mail addresud to Borrower at ~t re.:p~e~ .~ess ur ar wch othcr rddres. as &~rr~~wer mav designate by no~ice to 1 ender as provided herein. and ~~t~, ~n:~ ~-r da l.en.~ ski8 he g~ven Ay cen~fied ma~l. return rece~pt rcque~ted. to 1 ender c address shttd hercin or to +:a-:~4 „~ser a~s a.s E~r mav cie~i¢nate by n~tice a• B~.rre.wer as pru.~ded hercin. Any notice prmided for in this ~:r*,r.a¢ ~it:dL fx ~fieemed ro have heen g+ven to &•rr~~wer ~+r Lender when g~ven in the manner designated herein. 1~ ['is~ ~: Gn~ersi~ Ca..: Sevenbilitr. Th~~ form of mortgage combines uniform covemnts for national .ar .yn.~ m,~unif~rnr ~u~rn:~nn with hm~te~i v~riahans ht i<<nui«t~~m to consNtute a unifortn security inslroment covering ~~:agert~ ~ii~s 3tortgrge shall be guverned h~ thr Ir~- of the junsdict~on in which the Property is located. In the ~esecre ~3tut! rnK peuves+un or clause of thi~ Mortga¢e ~~r the ti~,te rnnflicts with applicablt law, such conflict shall nol a}feet ~ci~ pcu~.~ns.~n4 uE f}f~4 HJRI[1~IG ur rhe tintr wh~ch c~n t~e grven efTect without the conflicting provicion, and to this am~ c~sc pz.auus~as af rl~r Dturt~a¢e and thr y.~re .-rc Jccl~red to he ~everable. l~ `w~se~s Ce~_ Borr~wer ~hall Ik furn~.hed a a~nf~~rmed copy o( the Note and of thic Mortgage at the time .~ c~:LOi,n o~ ,itter rr~urd:uiun hercuf iT_ Tra~le- ~t ~r tle~ert~: ~lyw.nptiou. If alt ~~r any part of the Pr~~pcrty or an interest Ihertin it sold or transferred ~~er~awrcs w~Ckutt! Eender's pnar wntt~n ~unknt. eticluding la- tht creation of a l~en or encumbrance subordinate to r~.n~ ~ec~c. ibt ctte creat~c•n of a pur~h.,k mrnev .rcurity interest f~r houxhoW appl~ances, (c- a trancfer hy devise, ~s:rnc ~:.r i~s a}xr~.wo~ ot I:-w upun the .iearh ~.f ~ i~~~nt tenant or ld~ the grant of an~ leasehold interest of threc ycars or kss mPC zurtr.s~n~rt~ an. uptiua. tt~ pu~hau. Cender mav. at Lelder'c opt~on, decl_ir~ all the zumc xcured hy Ihis Mortgage to be mr.s~f' anti~~c ~e .ui~ par~afslr Cen~ter ,hall h~~e u,,:~rd ~iich opuon to a..clerate ~f. prior to tht calt or transfer. Lendet am~ dor prrx~n ru whurts the Propcrtv „ ~.~ tk ,~~1.1 ~~r Ir~nsferred rcach agre~ment ~n wrrting thal tht credit ~f wch percon ~s. sm!~tT~.:r.aes na E.an~+er usd rb~r thr int~rc.t pa~.~ble urt the sums cecured by this Mortgage shall be at such ra~t ac l_ender ~:. ~~ iE ~en~er !t~ war~at the upuun tu accelerrte provided in th~s paragraph 17, and if Borrower'~ aucctssor in .~ ~ c~m:ucr.f ~ wnrna aswmp~~un ~greemenr accepted in writ~ng hy [.ender. Lender shall release Borrower from all •i~l~.ley~i[' ~?IiK ~1[f~GT tfU4 ~ft~t~! all~ [MC '.`iutC . ~ LC1I~7' IC~Cti:14G4 SIICf1 O~f~U11 Ii~ .kcelera~e. !_enJer ~hall mail Borrower fl011Ct O~ accderalion If1 accordancr MII~I ~ays~it: u~i hrra~€ Suc~ nonct sh.~ll prov~de r pen.xi o( not less than 30 days from the da~e the nolice is mailed within r~~i~ $„z~r_wer rsr.sv {r.tv the sums ~I~red due If 8orruwer fa~k ~o pay such snms prior to the expintion of wch peric~d. ! ca.t~a; m;,sg. ~x~tft~uc fwth~ not~ce n~ dcmand on Horrower. ~nvoke any remedies permit~ed by pangraph I R htreof. 1+]~-E ~~R~t Ce)vE!~.~~TS 8orrower and Lender furthe~ covenant and agret u follows: lt Acceieraiwc teweies. Eacep s~ovi~e~ i~ pra~rspb 17 be~eot. ~Pos lorrowers brexb of any co~enawl ot a~ 1 Mwwer i I~is N~e, iwc~ t~e co~ew~wts fo py whew dne ~ny soau sec~red by Ihk MortRa~e. I.endtr ~eir r ac~elesaiw ~fi wii ~s~ice ~a iKnwer s~o•ide~ iw para~rspA 14 bereot specHyin~: (1) tht bresch: (21 tbe aefb~. ~e~ie~i r ise s~ci i~oci~ k3i s i~ ~w le~s ~Aaw 3Y days frow tUe ~ate the notice b nuikd to Dorror.cr. br r•hich wcM ~.eac~ .~.~ ir ~~e# a~ f^A ~A.r fiiin~ a c.re s.cA Mesc~ ow or retore Ibc date specified ia the aotice rniy resulf h accda~f~ ~f rr s~s sec~eei r} ~is !NeetRa~e. I~recfosrre ti jodkisl proceedin~ sed sak of the Properry. 'ibe notlet srai i~~ ii~s irw~wer st t~e ri~t to rcia~ls/e dter scceleratiow aad tbe riRht fo asseA iw the foreclosere proeeedi~ ie r~e~scti ~t s Jelai K s? ~d~er ~efe~e o~ ~ower te accelcrstion swd torecloso~e. It IAe breach is not cwred o~ ~r ~die ~e i~ ~eeiei 's Ite ~~ice. Lewier at [ cwder's a'fiow wh ~eclart d d tUe stiu~s secrred br tAis Mort~aRe fo et ~ ie a~i ~saiir wi~t MMe- demand aad rns~ fenclo6e Mis Mo~tsa~e br jodicW protetdiaR. I.ender shall !e e~f~e~ r c~iett i~J ~weee~i'iwR a~ espenses of fonclow~e. Mch~Aia~. bnt wot drnilcd fo. reasonaete stt~-rnev's fees. ai e~ ~f in~ esie~c~, at~tsse~ snd tide rePorts. ~f ~~!-s ~ y~ei~t,r. ti~~~withv.~nd~nK 1 ender's accelerat~nn of the wmi ucureJ by ~Mc Mor~gage. B.:cuwwer s~;i, Tfs9e tix nght tu have ~nr pru~rrd~ne. ~e~u~~ o> Lender u. en(~~rce thn Mrntgaqe dncont~nutd at an) hmt n~`~'~ 347 r~~~ 1~?~ ~~ .-~_~=__.~~.::~