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HomeMy WebLinkAbout13354- Tnar ~n or~pr to prot~Ct mor~ fully th! f~t~rity O! th~t ~+o~tq~pe i~e Mo,tyapo~ tope:~e• v~.•n i.,a n wo~t:v~ to c~ mo~tn.~ p~rr„~n~s ~~+or* tnc ts*TS o't~e ~w~e sec~rad ne•cOV a+ ~M swa}~~d Dsym~r.t este o~ escn r*Wnth u~AI I~! Si Q ~ote ~s ~,,~~ pa a w~r p~r to t~v Assooat~ t~e ~o~~~p s•~Ts ia~ An ~nstallmM- o~ th! UUS ~~0 ~ff~ss~*Nnis ~~v~N W lo be ~~vtA apa~~st tr+! p~e•++.5la coce~eC D/ tles mWt9iQf s~G M~M1a~~e~Mq 01 t*f p~~'~+•u^ or p~em.~ms t~it w•ll pe~pmf dW ~nd piy~0i~ IO rN+lw tM ~nw+a~+ce a+ t~e W~m~sts co~erea ne+eOr sga~nst 1OU by }.•f VW Mnn~ftpT if p~Orded '~• nr na~ag•so~ 3 wecW,+,q a sucn other nuara as msr ~easw~~w~r oe revu,ea br tne Assoc~r••o~ ~*+d ~~ ~~se~. ~t W t~t w~^+~uT w+ w~'+ becOme due and piv~blQ ~o qn~w thf mOefplp~ .nsu~a~ce ~f s~y Sucn .nsU~'mM~s s~~: b! eo~a'. •etplCt~vftr to O~~l~Twe~hn i 1 IZtn~ o~ t~t !S t~m~tld prlmwm o~ W~~+~ums ~a wch ~nw~u+c~ ~~d tsaas s~+0 assess~++~MS ~+ca2 due ~as es2:masW b~r t~e Assoc~at.o~+ +ess a~~ s~staur~e•+ts s~eaQy ~,a~d rherNu~ d~v~dsd by the numbar qf mpn~ns e~! are fo ~i~DSe o~.a n~,tn p,:r,. to ene aa~e w~ suc~ a~m~~T a a~~w+R+s s~w ts^es a,+o assessments vr~u Dacom~ ON~npu~m Ths Assoaatro~ w~.~e soo~r~~y Suth p~YTt~tS t0 :~Su~i~+•_e o~em,ums !~~K in0 ifffSf^~MtL bt,0[~ tw! Sim! become de;~rpuem sna~~ noe var ~^ures~ w ~h~ Mwtpapo~ o~+ wch fu~Os s~+o r: s„cn par~+e~cs m~~• o~ ~pmn,..,q ya py the Assoc~st~ wn:n s~~ o~ne~ wch ~uMs a w~M ~n own runds T-~e ~unds ~re a~ee~pea u sdo~:~o•~s~ ~ecu~~+r ew ~r+e s~ms sec~*w ~y en~s V1asy.q. sro ~.~ sue,~ct ~o use w the Acsouat~on ~n psyment o~ Nb ch~rpes af+C Wnt CO~~NAO~ CRi~QlS ip~ Aft p~ym~ntS m6ntronW ~n IM pRt~d~~y SubSlCt~On O~ In~S Dd~~g~~Ah i~0 i!~ Di~mlrtS t0 0! m» Lny~r !n! n0lf flCU•!4 ~+l~lQt t~+i'• D! ~OAlO eoyetne. a~+d tne sgg~egata amoum tnsr~pf sns~~ be p~~e br tne Mo•tpago~ eacn r.,o~tn :~. a s ng:~ p~y...~n~ to oe spos.ea Oy ~~e Assoc•a::~^ to t~e ~o~lc,w~ny ~tems ~n tAe a0er sst forth 1 T~~es ~saessm~nfs ~nd ~~su~ance D•F^~.~ms Z ls~e c^s~ges a~C Ds~t cd+ectwr c}+s.yes un+ess ps~C +s mannr. pov~dee ~n p~.sg.sph ~ ia± 3 InteresT w+ tne nore uc~r~d +,ercOV ~ Amplva!~o^ o~ !~e w~nc.ps~ o} sa~! note Any det~ucn~y :n t~+e amount o( sucn agy~egate mo~tni~ psYmenrs s!+st! un:css ~s~d bY tne Mo•tc~qo. p~d to !~+e due sate d tf+e neai wc~ oar~ent cw~ sUtute a~ event o~ de}au~t undl~ tn! mer~qape \Ydhout wa~ver of any ~p1.t ~he Assoc~auon r.a~~ ~o'~.c+ s~~te cn~.ge as p•o~~0ed ~n f*! Note 5 Tna~ ~} the t~ta~ O~ the paYments msde Dy t1+e Mortyapor unde• ~a~ o! parsp•~Dh < O~lcetl~~g s~a!~ c•ceea t~ ~~.wunr o~ pa~TM:s xew~r Tsoe or ~~+e Asxx~at~on ~w taaes a~d assessments s~+d ~nw~a~+ce wem.ums ss t~e cau mar be wc^ eacess s~.s~~ ne c•M•tee by the Assouatwn on wDSeoue~f ~ ~ . ~ts to b! mad! by th! Mo~igayp I} hpwevlr tnt mM2n1Y DaYments msC! by th! Mortg~9O• u~Wlr la~ o~ pa*ag~sy~ ~ p~ltlC~n9 shi'1 ~Ot hiv! Otl~+ S~.NC~Mt to nati ta^ei a++d ASSlSSml~is i~d :nSUynt! D~em~umS i5 tr+! C~S! may pt Kht~ Ih! SiT! S~a' DtCO~'+! 4uE i~C pAY~fl! crrn tne Asso! acw~ ~+sy at ~ts op ~~o~ ~mm.~,a~elr cwv sucn ta^es s~d asxssme^ts s~+C ~nsurince p~em~um ~ne t~e Mo^.gaga sna~~ pa; to S^! AsSOC ~bO^ ~ny ~.np~nt ~!tlfS~ry tG ^Vk! op ~he de~~c~~e~cY dnd SuCh p~YmE~i Sh~ll p~ OU! ~~d DiY~~' w~i~~~ tn~~ty t3D~ OiYS i~tN Y~F OeT! U~ mr~.rg pf nOrce Or'^e Auoc~si~ xtt•~g ~o~t~ t~ s^tiw~t cf wch ti~L~~ency n a~ anv t~me ~~e Mwtpspor sns~~ ten~. eo tne Assooae~a~ ~~ accaea^ce w a~ e~t n~ov s o~s o~ r'~e ~+o!e secu+ed *.e•e6~r ~~•~ paw^e~! e~ rhp ent~.r• ~ndents~aness ~ep~eSentld ~!~lbY the Assoa~t~on sna'~ ~n COTpUL flfl L~ a~'JL~`~ o~ s„c^ ~ec~~co^css c•eo~t to !~e scca,n! o! t~e t1o^gsqo• a^~ ba:ance rema~n,ny m e~e }u~ds accu~+u~sted un~er te.~ Drov~s•o~s o! ~s• o~ w~ap~arn 4 . 6 To pe.;n,e com~.,n o~ suNr no waste ~mp~~~me~e or ~tenofaro~ o~ sa~4 ~ro:.e.'v o~ an~~ pa~f ~^e•eo} s^-e uyr :*e h,;u•e o+ t~e ~ulwtya~ to ~eep :~e Dw~d~ngs w+ sa~d o~ooe~tv ~~ 90~ caWrtwn w~ena~. sno ms~nte~+s~+ce rnr Assoc•si~or ms~ Ce~*vM o•~oe• ma:ntev~+ce s~+0 s++e .mmedste •epa•r M sa4 b~: M~nas n• a~ ~~+veax ~~ tne amount o' secw~ty o+ tne ~mmeo~a!e roparme~• n' ~ne aenv ~r•cey sr_,.•ee s-~e !~e's:f~-_ o' rrr Monyspa ~o co.~ah v~ ~~ sa~a ~a~+a~xf o~ t~e Asso:~atr~n ~a a pe•~o0 0~ in.rty 130) osrs s~a;• const.t~te a L eac~ o' m~s ~•o+Tgage s^d a! t^e ooi•r ot t~e Assocutw~ ~~meo~ste~ti matu~e tne ent~+e a~+wu~i o~ D~~^~~W' s+W +niresi herebv secu•ea s*W !~e Assoc~ac,o~ :mm~.a?c~r a~a w~t^our ^ot•ce m~Y •nst~[ute p~xeeO~~gs to b~ecwse tr s n•u.tyage a^d appty fo, the sppo~ntnent of a rece~re. as ~+e~e~~+ahe• D~ov:oea a~ ^:ax o••^e •c'..sa ~cg r:~ o- :va ~•y o't'+e Mo^.9sga :o ~ep~ ~ a~O ma.~•ta ~ sa~d o•ope.tr fne Assx~at,a+ msv st rts oqt:d+ make such ~epa•~s o• ca..se !ne sar e~c re ~^sac a^A sC.a^ce To~eK .'+ tnat DenaY ] TJ pe•to•m co~-~oh ~n~~n and ab,de Dv sacn a~d e~ery t~e s2~vu:arons ap•eemenes ca,a : r.s a~4 cu,~e~ants ^ srC c•om sso•r '~te a*~0 iMS ~+e~igsye set 'o.tn B To comV'Y w~tn tne SuOd•v~s:On rEStr~CUOnS 7nC [h! mun~C~DS~ so++~ng o.o~na~ces aDU'~catre :e ;*e ^~u•:yagee o~ooe-~r ~oi :o r~ec! o+ ye•m~i eo ne e•ectea s^v ~~ew bu~~d~~gs o^ th! D~em~~5 r!l~e~~ mO~t9iyltl W t0 ~dd to a pe~r*tit to De seoea to mate o• pe•~•* to be Tsde a~ svuc[ur~~ .tte•st~ons to a~r M tne ei ~s!~~y ~To~ove~~~e~ts tne~ea~+ w~t~+out tn. v~r•~tte++ conxn: o! tr!e Assotu!~o~ a*+0 .r ~~e ese~t oe ~..y v~o a~~o^ o• attc.^a' to v o:~te these st~pu'~at~or# w r+r o~ ~~em r~~s ^+o•tgage a~d a?f sums securetl +~ereQV sr.~;, .mmetl~)te~r Oeco~*e d~.e s~+Q aa~~a~'e ar ~^e op' u^ o' t^e Assoc•at:o•+ 9 1!.at •~ ~ase o~ a de~au~t ~++ a~y o} i~+e rerrn o~ t~~s mo~tpape sna tre !~~~ny o~ a D~: te +orr: ose tn:s cr a~~ oc*+e• mwtgsge e~~mpe+~r,Q t!m w.t~+~ Oesc~bed roovr~!y rne Assx~anon s~a:~ be e~trt~ed to snP- at ~nY t~me w 2na.: nof:ce pe~a.~g wc^ `o+evosu•e s~ -•o tne co~^. '~~r•~g p.nsO~Ct~w+ 2ne•~of !a the sp- pW~+t~e.•~t O~ d t!C!•vC~ O~ i~~ ~~d S•~yu'a' th! ^+O~t0~9lU yuQ!".Y a'~tl O~ 7 2~t ~!^!S ~~CO~++lS D'O~'!S ~SS:.lS d'W ~!.l~hJtS t~f*!O~ f~OT W~iAi. ., SOU•C! '7P'~v9d d'~d t'+ttNpO^ ~1 ~S ht~lDy l~p~lSS~Y COVl~i~Tld a~C aG~lM :~`2! ih! C~,:•' S^i ~'o':"M t' d;.p0'•I a'@C! a!~ O~ Si~tl ~+O':~iqlO yOp!'tY ~' i'~ S'^f~u'd' d~ Of SiJC~ ~!~`:S •~CO^~!S p~0}•:S 'SSUlS inC r!~!^u!S :^e•eo~ ~~Dlr y~hd:SGl.e' SOu•.P r2t' .P^. ~h '^ 'Y ui~i OQMfltS i^d OuI~lS O~ ~Kl~rNS •n ~-~! .dses a•~~! socn aeao ++t~^e~: sna~~ De ^-aae ~r s„cr cou+c ss a~"•d'tC O~ !'• [.t •~^7 t0 :'~ ASSp: d: i.^ d' C w::^Ou: •!'Ct'+Ct SO tnt iOtQuiCy O' ~^i4lQ.u:Y O~ .`e .a !P o~ t~P c~o:+e•!~' ^e•eor To•tpaged o~ to t~+e sove+~cv a~ .~.w.~e~c~ ot •^t ~lo••ga~^. a-a •cat ~.:_° .f^•s o•o• -s ko~*es ~ssues aro •eve^xs s^a ~ :w az•a M!,v s~-'~ •ecerr to t~e oayTe~r o~ t^e mo~:pape ~acflrec~ess ~osn a~.^. .^a•9es ac_<<•: ~g t_ •~e e•ae• o' s.,c~ co.n ~ 0 T-•a• ~^ t^o e.~r~t !~e n•e^+:us r+ereD~ mo~!gapetl o• a~r Oa~t t^e~eo' s+~r, 5e co^ee^•^ea a~c Ta~-- ..--ae- ~^e ~ov~r c' e^~ ^e^: 6o*^a~^ t~+t AsSOC~atw^ s^a-' na.r :~o r~q^~ m r,e~aM e~at a' os^+ages awa•ded ~o. !he :a~ ^p o' o• ~, .~~ :o sa•a o-r^~ xs s-~a :~r na ^. ~:. ~^e azsx a~~o~ es suc_esso•s o• assg^s ur ~o +~e a^~o:,~t c^e^ u~pxa o~ t~~s ^:o~tgage a~W may-oe aDO'~eC cc a^r s..~^~s ase ;;ara!~e ^e•e~~rae• t? 'nat s «:s o' t~o rsse^r G~ S'~.S CO'~t~aC: a'~Q t~at no wa~.~e~ o` a~. ct, ga• c^ ^e•e...•..n- o_~~f ~_ ~a- o- Y__•oa ^tz~ s~a at a^~ !^~e t^Y•ea~r ~e ~e ~! m ne a v~a .e• n' •~e r~•^~s ^•e«o• ~• o• •~e p•o.r..ssc.~ .:r.P ~e ,,•ea ^rr: , 12 tn s^r e~e~t o~ a~- de~au'~ ~^ a~y o' :^e ir•rs u~ P+,s •ro••pa3e o. ~•^e ^_~~ sP:,.•eo 'p•er. a~^ a, =e o.a• c- ~ t^e ~o ;e• o• a^r ~s!'~e• s tus!~ t~a: ~oc.C raasr me ~~ee~es! pa~A o• pars~~e ~, Ae• t^~s ee~~pa~-~o~ 7^ !^ceeO •^e •^re~es• ~a*r a..-rp• :r.f ^~ _aC~ !^e•~ ~~ s~cn eve^t s~~ e^cess ~~tercsf tr+e~etob~e W~a Y+a~' 'xr .~rci r~f ro.•~~~~ na a*M a acvuee ra .^oa c e•ce» ~tres- s^a acact e': ~' d _ :f e- _., gat o~ o' :^e ~^xr c• o' a~~ o:'+e• pe~sr 13 Ttia! ro t~e ea!e^~ o• t~e ~~MeDted^ess o't~e Mo~~papo~ to t~e Assx•so~~o^ oesc• :~eC ^r•e ~ o• se_..•e~ ^reD~ T`~e Assotvt~o'+ ~s r+e+eOp Sub~oga!eC !o!*e ~e~ o~ ;~.ns a~f to ene •~g*ts o~ the uw~+e• s+W hddr t~+e+eo~ o~ esch a~+d ere+r +~o•!pape ~e^ o• .!^e• e_^~u~a~+ce r t^e ~ano eesc•~OW ~er+ wnt-+ a wa r+0 s3~~s'•rd ~~ wAO~P O• ~~+ 07•t o.,c o~ t~e p•oceeds o' t~e'os~ Oescnp~ ~.e r o• se;u••O ^••e~~ a-c •`e •esae_i~.e ~~e^s o~ ss4 ~+o~tyspes ~t~s w ot~r r- W"~bd~CeS S'+d" DE B~d t~! Sa'^C i~Q liC~ O~ !he'" nt~t~y °s O'eu•~M a~+~ s^d Dass '! a^Q D! ^!~C D~. "+! ASY?C~a20++ "!~N^ i1 S![u+~tY ~ tn! ^ Cob'_W~^eS5 !C i^e ASSy~dbo~ ne•t~^ AtSCr~~bCQ 6• ^!'!OY StCU•tti !O t^E Sd'^! t~•0_• •• a. . no~_ a-a.e DCc'^ L'!K'.C7 )"0 M~4u`C niti! b!F' Di55lC 20 2"r MP^ ne'~ bv ttie Assn,-.:a•.o~ na4 n Dee^ du~. aM rep~~a•h sss~~M ra^s+e~•ee se~ c.F• a-^ ~_ .P•e0 :.~•c q^e 4sso: at~o^ try se~a7Ie Oeed o! isv~+~+e~•- ^nivc~thsta~:'1~^9 !'+? ~act t'+at t'~e SA^`! ~+ar ~e s~ns~~lfl B~+O ~a^'_l-rJ o~ ~e_C'C t De ,.p •^4 ^.e_• ~ .^P : a" tS ^Ct'G t'~7' t~+! S~<r! wr.:+ b~ Sibs't0 ~'W ~-a~~ o~ od o' •aco•d b~. t~t r.o'de~z tnereo' a~ o• aDO~t tr+e t me d!^e •ecrl~~a ~•^ s-.o•cca~~ t 6 '~a. ,• a~ti o! c~r s~^~s o~ ^+o^e~ ~•re ~•e'e.•eo !o be ^o: o~oTo:'v a~C'.:=~ oa c v~ ~ . 3~ a~rs -«.- a'.e. •~e sa^t seve~r+r Or.e-~e a.;e a--.^. ~a~ru~ e r,~ ~ Pd~h a~, e.r*~ t^e s: o.'at.o~s ag•ee-- e^:s co^O : o^S dr.~ CC.C^2-"S O~ S3 C t~C.^ SS"~ ^C'F a• ~.- s~-.,•-ya~e e• r c~e~ s•e ^oL OJ~~ ~Y'~~!'O LLT p at w~•n a~A a~ d?a tv ;*e agg~e~ue s;.~^ u~pa~c ur.ae~ sa~C o~c'^ sw'. ^c•re a^c .^ s T_..ca~ s^a :e_o^_ u~e a^7 paN~~e'o^~w'~ o=t+e•ea':r ai •+e oo~~e•• u! ~~? Assoc~at~o^ as ~„'~ti a~tl co^~p~ete'-y as ~~ sa~Q aa0•egar~ s.:^~~ e• ^~., _. +~.e•e r.~ ~a ~. s~ t~ a'!: ~o oe ps~ o^ s.,c^ Car a~rt~~g ~^ s~d , n~^~cq,nr ~oto n• ~e,o,., to •n~ ~o^•.a., ^otw~.;ny,a~d~cd 15 ~ ^d' ~^ oMp• f0 a^'P'P'dto c~e Tac:,~~tr o~ t~e ~~~ceDreo~ess ^e-eQ~ sec „•e~ Lt: a,.x ~ ~ `a .. , . . _ 2.:d~~ ' t, ;;d. d^r =d~ dSStSS"'!'+t ~~D :ti ?G~ 3a ••7r~ !]r n.., v.r.U•a^_e •,. .^ sa~e c•ope••Y d3 h~.C:n ~,IQV:.ZPd ~' S^a ^`J' L3E 'P;_ESSO'Y ` '" S•C`••2' •••P .~SS!•r J' :~ 5•.7 s•5' i.d• ~'~! S7"! T6 ~^a~ t•+e atnr•ac~ o• aASt•acts o' t•c~e co~.r.•~+g t~e ^o•:,;aaM p~ope~'. s^a a: a •- es ., _ __•- s^~•~~age •e-a -• '^e aosxssa^ c: :^e As~o~•a•.o~ a.,•S ..o~r o~ t~e ~o•o_'osu•e o' tn,s ~ !gag~ o- ~~~•. ,.a^s'e. - ~ e ~_ ` - -... ~ . ~. e•-. ^~_ s^~^e^. o`•'Y ^^!~e7^ess uc;.•~ ! ~e•etn d~' u^S t~7 t a~a ~nre*est c' 2~e Mo•~gago, ,~ sr0 to a~ti s..c~ a::s~•ac~s :.• e s• a~: aYS -_ c'e ~.. t•ax• o• g*s~:ee 17 S~n,'-7 -^e o~ •n.r. c e^ os t•,s .•.o.agaae o• ;~^ote xc..•r f^e~eb. ~ c., ~«rr_' . _ ... -~•r. c« • o -'gayo• a~•ees'c aa~ 'e'«• As»_ ac o • P-••S• ~• z,,•o,.d•••a ••~ sa•^e :,•~ ~~ ^g a*easo~sn'a a••o•~ev s~ee 18 T~ oa: a'' a^~ c~oq~'a~ tne cr,srs cna+vas a^n e.c»°«< .... ... ,. . ...-~ ...,t .... .• P .. . a• a-. -n ~. -~ Css-c a: o- ~a~ce o..«. ~a.:,,~P n~ r~v M~~•sqa:;rn ~~ pe,r.y... ..,~.,;.i•, w~.h arQ aL~~efh. ~a .^ ,,-,..... . • ~ . ..: . . _ . _ _ . . -c a~,a co.•-,a^fs o! u-~ ~~o~-- sse-i ~te ~.rr] '^r~ "'C't(j3:jP (lr P'!hP' l~rj O'.P~~ S l~R ;e~iPnT }O' ~~'F :~d~ ~... r _ - .. . . ~ .a a. . . ~ ..,- f ~ o D1t'.r.. SS.,.~ `^'~. S~'d bta' ,~2~'!S~ f.n~ ~~l•P ~l• •nP !diP !1} ~ i~!hroPr~ r ~i ~ (.'•.~ ~ ~8'1 ~.P' ~lf~f~~1T. i{Sl':~ 1~~~:~ ~..i~~! ~ 9 T"P MSSC::.dT:Un s^a,. •,a~e :"C r~3"I dS a~~ t.•,,e a~v f•om 1'mP to t~^e a~+c n' _... ~, r~ ~ : SE" • ~~ d^.. .~.s~,_ .= a•.•ase a^~. DG'!~~~' O~ :^! D'!'^~ Y_5 ~•u^~ t^e ~~~ a~ :~•s ~-o•rpag. !~~ +e ease a~r ce~so^ ~~ab~e ~e• GavTe" c' a^t ~._ :.•ra~ ess se_..•e: ~~r•e:>. _ e~•e-^_ ~-~ c^e c' Dar^'e^• o+ a te~ t*e :e+~^s ~~ , ar~^~^' ~~ a'~ o~ a~Y pa•t o' t^e ~^Oebte~~ess ~n•t~out a'+e!t~~g a~e~eas--,g t^• n~•so-a aD . c' a^~ ~•s~~ a~e ct~e• c^a^ a~~ ^,e•s~^ •!~essed a.•- s.,am hn~Pto 'o~ t~e aa~~*~e~t o~ a^y s~^~ p• ~~:e~esr sec~•eC `reDY a~a N~~e~• ,~ a^, ~n s!w a•e• -a :a~. ~a n• : - sn ~+q ~~+e !x:es e"tcrs o- ~ r o' t~~s ^~u*tgaqe o^ a'~ tno p•e^~~ses '+ot spec~}~ca'~~~r •~~easeA ~ro'~+ t*e ~~e^ o~ •^ s"+c-eGa;N~ b. : e Fsw_ a• o^ 20 AnY dO~PPmAn,~ 1!PICd1}I.f -nade tr: Monga9o~ a-+o asso, ~a• o~ w~~wa~• •o ,n.s ^ o~•;,a~° s^a r. s.~:.•. ~.. .- ,^e • c^s n• c^e 'v~ar a' a^: ~t.-..^ ~,.~ ~;e~ c• Pi ~yr'~;)~d'~[P 2~ ~J/7n ~Pij iPS~ n~ ~~J~~:~~;;~~ ShP ASS7=ra! ~n ..11~ at ,fs so'e oot o~. t.o.- ~ r~~. tG ..~ C tw-~ _.. i 3~"F': f~.. •-l~i~'~^~SS SC_J'~.~. ~~~C~J~ '~dlC ~u~~~~ ad va^cPs to -do••cag~• .•o,~.~ed ~o~nev.. tna• tne •o•a, ~, ~t La se_u•eC ~e•eoti a^c .P_ a^_ y.. :-a ~-: _,. : a~. s..c^ a0.a^:es s^a ^o! a' a^r ' -- cvM. cno o•.g ~a' o•~^ _~ea su~^ secu•eC ~re0~ Mo~cpaao• s^a~- pr. a s..••. •u.•nc• a.^..a~ ces n c• .•es• a-C ~^? sa^~! s°a be secu+ee ~.e•eCV A~ o~m,so~s or •^,c ~,~~tgaq. s~a'~ an~~r to eacn r;,.~ne• aC.an.e ss we as tc a ot^r ~aeu'ec-ess se:-..•ea ~e•eo. 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