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Home My WebLink About2273`;~ ;~`~~~~oulheasl~Qanlc "~~'~Cb~sumer ~oan Note ana ~ecut~~y ngreement' •"- • ~'~, iii~ ~ , '~ :.i i ,. , . ,~,. . ~ ~-:~ ty`' t/:;" • x~ ~ t ia~ ~ ~ ~ t ;;:: ~: ' c~!`~~~ ' • t~''' ' • '` • . : b •'•'.~t `~'~'._.. , . - _~1. i Y.~ _~irst National Baa3c o oxt piex+~e ~ ~~ "'~ • • ' . • ,-~r* .+~t i . Southeast ~ ~ F~. . . - ~~utiraa~ ti, •, ~ . . . The •wo~ds l, ms ar~d my mean the borrower and anyone else who signs_ ~he words you anc~ yow reYe~ to tt~s 5outheast kiank S}10WilabOY9. R:: ., .. ...:~~~fj~Jo,r.~}' . .. : :, •.L"~~`~,'C~'+~Y!~, A"1~1~•. i • Rl, ~. 6orrowei s Name ~harles H. b l~ary R. Ben~asia Address 881 Solas Ave. , Poit Pi~rc~, Flo~~ 1/A1 fhis is the agreement that covers my loa~ wrth you. I understand thst enyone who signs this agreement w~ill be I sll ~~ eg Y rosPonsible Itagethe~ and mdiv~dually) for repaying the total amount owed. unless they are only signing to g~ve you a val~d security interest. Promis~ to pay. To repay my loan. I prom~se to pay you the total ot payments shown in Item 11 below in ~ 120 monih:y ~nstalments of S 215.28 each. 1'll begin making payments on Feb- 29 , 19 $1 _,~~d w~~~ cont~nue to pay on the same day each month unt~l the loan is paid in full. I'll rriake payments in person ~~ by ~r~i! ~i ths o(/ice ~-ou specity $20,000.00 Life Ins. Decreasia$ ~ Nsr~'s a br~akdown of my loan: 11 798 00 Prop~rt~r Insuranc~. 1 w~ll keep the property secur~ng this loa~ „ . t Amount 1 received S insured agamst loss or damage 1 understand that 1 may putchase this ? Appra~sal tee S na ~nsuranCe through you, m wh~th case Ihe Cosf and te-m will appea~ in ( For Real Estate Loans only) the loan breakdown (8 A b B). or (rom anyone else 1 choose. Either Aa 3 Record~ng lee - S way. 1'll make the pol~cy payabls to you. ' It I don t keep it insured or pay premiums o~ t~me, you can pa~ them a Opuonal credit b(e 1 5~ ~ tor me or Cancel the pol~cy and get iuwrance elsewhere. If you dp ~nsurance S ~ • purchase such msurance elsewhe~e. you can select insuranCe which 5 Opaonal cred~t d~sab~l~ty P~o~ects only your interest ~n the coltateral or which protects my ~nsurance .... . ... g na ~nterest and your mterest. and in e~ther• case 1 w~ll ps~ to~ any S 20.10 ' 6 Stamp tax ...... prem~ums you advance with interest computed at an ANNUAL . .. PERCENTAGE RATE oi 18%. - 7 Other charges (expla~n) S ~ g PrOpBfty If15Ufa~1C@ IShow Wem~um~l hnantett tArp~gh Aank) A Flood ~nw-ance . . S ~ (or mo~ths . 8 Phys~cal damage insurance . S n8 (or months 9 Amount f~nanced I1 thru 81 ~ 13, 318.10 to FINANCE CHARGE g 12,515.50 made up ot: A. tnterest . . . . . . . . . . . . . . - S 12 , 465 . 50 B Prepaid 50.00 FINANCE CHARGE~g IProcessing Feel t t Total of payments (9+ 10) . .... . ..$ 25, 833. 60 ANNUAL PERCENTAGE RATE . 15.05 96 NOTE: Items 2 through 8 ebove ara sxpenses tha Bank must pay to third parties. Credit Insurancs. 1 understand that 1 don't have to take out cred~t t~fe ~nsurance or credrt d~sabil~ty insurance to qualify (or th~s loan 8ut if I ~vant. I tan purChase this insurance through you. purchase rt trom i ;o~neone else I choose. or ass~gn an exist~ng pol~cy 1 want the i ~nsuranCe thetkEd below !Ot the term o( th~s loan ~}~~ Credit Iife insursnce on Borrower's life alone at the cost shown in . ~~40~a'~"~'i~e "Y'~~.~Q~e"c~e~s~e~rs . C Credit disability inwrance on Borrower IFirst named below) at the ~ cost shown in icem 5. (Maximum allowsbie term is 5 yesnl. O Joint credit lite inwrance on Borrower and Co-Borrowsr's life at ~ the cost shown in ' m 4. ~ ~ . r eorrower s ~r S~gnature ~ .ZQ~ Charles H. Benj n idacel ~ Co-Borrower's S~;3naturE ~ (datel R eal Proptrty. . O(if checked herel I am giv~ng you a sapsrate ICross out one) { MOftgage Agreement Not to Encumber or Transis- Propsrty -o secure this loan on property b~;ated at: Ri~ht to pr~y Iwn. 1 can prepsY ths entirt b~lance ot nty bsn ~t any time. 11 1 do, you will retund • portion of the FINANCE CHAR(iE figured by ths surr--ot-th~-d'qits m~thod (~ oomnwr-ly used tormuls for figuring refunda on instslmsnt loansl. But you won't refund any part of the pocs:si~g feet ~itern 108-. lsta ps~m~nts. It I hsven't paid an instalment within 10 dsys ot the date iCs due. 1'll pay s late chsrge equal to 6% of the overdw mstalment. but not mors tha~ t6. This chsrgs wiN not sppl~t to bsns over 550,000. ~ ~ Collection costs. I'll pay any collect~on costs, includmg reasonable a~torney's fees. ~f you take collect~on action. Entire bslance dus. I(1 don't pay an i~tslment o~ ams or ii 1 break • one of my prom~ses under this agreement. you can require me to psy the ent~re balance ot my loan ltess the re(und of FINANCE CHARGE to which I wouW be enbtled ~n the wsnt ol prepsyment) at once w~thout notify~ng me in advance. You csn also do this ii 1: m~ss a aayment on another debt 1 owe you: made mislead~~g statements on my appl~cation: become Mvolved m bsnk~upicy or msolvency proceedings. or d~e Securitr. To protect you it 1 tail to repsy this loan. 1 give you as collateral a"secur~ty ~nte.est" under the Florids Uni(am Commerc~al Code ~n the following property along w~th any replatement psrts. add~aons or equ~pment aitached to it which 1 own, plus an~- proceeds. return premiums and rebates trom sm- credit insurenCe or insura~ce on the p~optrty secunng this loan I also understand thst this ban w~ll be secured onty by the collateral descnbed below regardless oi any secur~ry prov~s~ons that may appesr in other losns I may have with Y~ Lot 17, nlock 61, Biver park IInit 6~ a subdivi- sion accordiAg tothe Plat thereof on fils in ' Plat Eook 12+ Page 28~ of tbe Public Recorda o~ St.Lncie Count~, Florida, Subject to tha certa~n mortg~~ in favor Citizens ~edg~al SavinQa ~" Loan Lssoc. dated.6 Becoried l~/15/72 in PR3LCF in O~ooic 208 Ps~. 820 a~aint of 824, 70A_ AO w1~ia~. . Mtg. tb~ sraatees herein agrse to aasu~ ud pa~, (Addnss d ~ncumbe.~d pop~rt~rl + You havs slresdy given me the reqwred Notice oi R~ght ot Rescissio~. ~ > ! understand th~s means I have three (3) bus~ness days to chsnge my ~ ` m~nd and cancel th~s loan I understand that you will start charging ~ me ~nterest on ~g Add+bonN ~9~e~m~ts and p~ovisions on rw~ sid~. I have resd ~ tne add~t~onal agreements and prov~s~ons on the raverse side ot th~s ! ac~reement and t understand and agree to them ~ Q If thrs bos ~s checked, is s~grnng this ag~eement only co g~ve you a valid secunty ~nterest and w~ll have no personsl legal respons~b~lity on the ban. ! e,nderstand that this agreement, and if checked above. a document encumbering real property, contain all the terms ~ ~,~d conditions covering my loan. Ii any part oi either of them is unenforceable. the remaining parts will ~emain valid. 1've rcad this a reem t a~ ac owle,tfge that a Eully completed copy of it was fu~n~shed to before 1 s~gned it. r ' Iseall ' ~~t2! (sea11 ~ . Charles B. Henjoi -i~latr~ , Benjaa~in ~ (sea1) ~ " (sea11 ~ _ . . -, ;,:: ~;._ ~ ~Rc PAGE ~~~..11 ! - ~ G ~~ ~ __ B~~KJ`t 1 -- - ~ , - ~__. :. ~ ~;~ ~ - w_,.- _ ~ ~. _ . _ ~~~,.~~ .: _ { - - ~,~, ~ _ .