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HomeMy WebLinkAbout0459(2) Proceeds of insurance policies received by the Insurance Trustee shall be distributed to or for the benefit of the beneficial owners in the manner hereafter provided in Article XXIII. (3) The Association is irrevocably appointed agent for each Unit Owner and mortgagee and the ()wner of any other lien or interest in the Condominium Property, to adjust all claims arising under insurance policies nurchased by the Association and to execute and deliver releases upon the payment of claims. (4) Any provisions set forth herein which are covenants for the benefit of Condominium Unit mortgagees may be enforced by those mortgagees. ARTICLE XXIII RECONSTRUCTION OR REPAIR AFTER CASUALTY ~ ; 'E~:' x,'~"t.:. -::_.... i~. Mandator~- Repair. Unless there occurs substantial damage or destruction to all or a substantial part of the Condominium Property as hereinafter defined, and subject to the provisions hereinafter provided, the Association and the Unit Owners shall repair, replace and rebuild the damage caused by casualty loss, which shall be borne by the Unit Owners in proportion to the shares of the Common Elements as set forth in Article VII of this'Declaration. B. Determination of Dama~ e and Use of Proceeds. Zmmediate~y after a casualty c~amage to anv part ot the Condominium Property, the Board of Directors shall obtain reliable and detailed estimates of the cost necessary to repair and replace the damaged property to a condition as good as the condition that existed prior to the casualtv loss, provided that if a casualty causing damage is limited to a single unit, then it shall be the reponsibility of that Unit Owner to obtain estimates of the cost of replacement as aforesaid. If the net proceeds of insurance are insufficient to pay the estimated cost of reconstruction and repair~ the Board of Directors shall promptly, upon determination~of deficiency, levy a snecial assessment against all Unit Owners for'that portion of the deficiency related to Common Elements and Limited Common Elements in accordance with the percentages set forth in Article VII of this Declaration and against the individual Unit Owners for that oortion of the deficiency related to individual damaged units; provided, however, that if in the opinion of the Board of Directors it is impossible to accurately and adequately determine Lhe portion of the deficiency relating to individual damaged units, the Board of Directors shall levy the special assessment for the total deficiency against each of the Unit Owners in proportion to the shares of the Common Elements owned bv each as set forth in Article VII~of this Declaration except as prov~ded in Se~tion.D below. .Unless there occurs substantiai damage to or destruction of all or a substantial portion of the Condominium Pro~erty and the Unit Owners fail to elect to rebuild and repair as provided in Section C below, the Insurance Trustee shall disburse the net proceeds and the funds collected by the Board of Directors from the assessment hereinabove set forth to repair and replace any damage or destruction of property, and shall pay any balance remaining to the Unit Clwners and their mortgagees as their interests may appear. The proceeds of insurance and the funds collected by the Board of Directors from the assessments as hereinabove provided shall be held by the Insurance Trustee in trust for the uses and purposes herein provided. ~r~K 349 ~HcE 460 -22- ~