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Home My WebLink About1600w ~.`~~~`~ ~. ~. ~ ~ • ,~ i '~ t~~~'.t ~; ~~.;.s' . •:f~.''~' t ~ _~,~~~,.~ _ .._, ~.~t.Z-1. _, ~,}t ..A.y~'.-~aq y,~,h; . ~~ S~utlieast 6ank. ''~~~'Consume~~ Loan'Note and Securrty -Agreement. ;~~. -~ ~- • ;~. ~i~~ ~ , ZEl~~126 . . . .1~. ~i; . . 'yi~~ti~~,' .~ :~ .: . " ' .'ti..~_.~i 'r, ' . • ~ .;`, ,~`' •. '~~: . • t: Southeast ~ First National Bank of Fort Fisrce '' '• ~~ ' F~s. . • . (IUhMat~l - • . The words i, me and my mean the bo~rowe~ and anyone else who signs. Yhe wo~ds you and your ~eter to the Southeast Bank show~ 8bove. • . . ~' : ~ .... •, ~, . : ` ' ~..... ; ~ r . . 2/25/81 Borrowe-'s Name Stephen P. &~atricia ,4~. Treece Address 329 N. W. Concord ~.~ Pt: Si3~~ . ~ ~ . ~ - _ . . ~ • ~. ~ = ' ~ . Florida 33452 This is the agreement that covers my loan with you. 1 understand that anyone who signs this ag~eement will be legalty tesponsible (together and individua~lvl for repaying the total amount owed, unless lhey a~e only Signing to gwe you a valid security inte~est Promise to psy. To ~ y y the total of payments show~ in Item 1 1 below in 120 ___ monthly o pay yo ~oan. I prom~se t 161 9 ~nstalments of r 9 9 ~ each. 1'll be in makin payments on March 25 . 1 y ° i and will _ continue to pay on the same day each month until the loan is paid in full. I'll make payments in pcr~un v~ by mail at the ottice you SpBCtfy. ' ; HKi s ~ b~~skdow~ of mY lo~n : P~ope~t~r Insurance. I will keep the property securing this loan Amount 1 rece~ved ..._.-..- 1 S~.Q - OQ , ~nsured aga+nst loss or damage. 1 understand that 1 may purchase th~s . Appra~sal 1ee _..._......... 2 S Il~ ~nsurance through you. in which case ihe cost and term wi118ppea~ in . (for Real Estate Loans o~ly) the loan breakdown (8 A b BI. or trom a~y~ne else I choose. Either ' 11 make the policy payable to you. way. 1 3 Record~ng tee ..-.•.•.---- S B~ If 1 don't keep it insu~ed or pay premiums on fime, you can pay them ~ 4 Opuonal credit I~te to~ me o- cancet the policy a~d get insurance elsewhere. If you do insu~ance ...... ..... .. .... SIIf' purchase such insurance elsewhere, you can select insurence which' protects onty your inlerest in the collateral or wh~ch protects my 5 Optional Credit disebil+ty mterest and your mterest. and i~ erther case 1 wilt pay tor any insurance ................. 5na premwms you advance w~th interest computed at an ANNUAL 6 Stamptaz ................ S ~~-1~_ PERCENTAGE RATEot 18%. 7. Other charges (expla~n) ~ S na 8 Property insurance ~snoww•mw~+~~ r~~w.~cee ~n.o„yn ns~k- A. Flood insurance . _ . . . . . S IIA for months. B. Physical damage insurance ---•---.--- .SII~ ~ for months. 9 Amount t~nanced (1 thru 8! . . . . . . . . . . . . . . . S .~..2.~~ t0 FINANCE CHARGE .... ........... S 9.423_65 made up of: A. fnte.est . . . . . . . . . . . . . . . s 9 . 373 . 65 e. Prepaid 5p.00 FINANCE CHARGE-~ IP~ocessing Fee1 t t Totat of payments 19+101 . . - . . . ~ . ~ ~ ~ ~ - ~ 5 19,438.8Q ANNUAI PERCENTAGE RATE . . . . . . .. . 15_07 96 NOTE: Items 2 through 8 above are expenses the 8ank must pay to third parties. Credit Insu~ance. 1 understand that 1 don't have to take out cred~t 1~(e ,r,sura~ce or cred~t d~sab~hty ~nsurance to quat~ty to~ th~s loan But it I ~vant. I can pu~chase th~s insurance through you. purchase ~t from someone else 1 thoose. o- ass~gn an ex~st~ng poi~cy. I want the ~nsurance checked below for the term oi th~s loan. ^ Credit lite i~sucance on 8o~rower's l~te alone at the cost shown in item 4_ (Maximum allowable term ~s 10 yearsl. O Credit d~sability insurance on Borrower (F~rst named below) at the cost shown in item 5. (Maximum allowable term is 5 years)_ O Joint credit life inwrance on Borrower and Co-Borrower's IJe at the cost shown in item .4_ Borrowei s S~gnature (date) Co-Borrower's S~gnature (date) R sa! P~op~rt~-. O l+f checked here) 1 am g~v~r+g you a separate !CrnsS out On6) ~ Matgage Agreement Not to Encumber or Transfer Property to secure this loan on property located ar. ~ . r'~ . • • - (Addrtssot ~ncumbetW pooert~) You hsvs already given me the required Not~ce of H~ght oi Rescissiun. I undentand this means 1 have three (3) business days to change my ? mind ~nd cancel this toan. I u~derstand that you wdl start charging ~ me interest on 19 . ~ Additional agrNmants and provisio~s on rw~rs~ sid~. 1 have read che add~canal agreaments and provisions on the reverse s~de of chis ~ ~ ag~eeme~t and i understand and agree to them. Right to pr~pay loin. i can prepay tha entire balancs ot my losn at any time. It 1 do. you wi11 rstund s portion oi the fINANCE CHARGE 6gured by tha sum-of-the-digits method la commonly used formula tor figuring refunds on instalment loans). But you won't relund any part oi the prceessing tee litem 108-. Lats psyments. If 1 haveri t paid an instalment within 10 days oI the date ~Ys due. 1'tl pay a late charge equal to 6% of tF-e ovs~due instalment. but not more tha~ S6. This cha~ge witl not apply to toans over 550.000. Collsction costs. t'll pay any collection costs, including reasonable attorney's tees. +( you take collection action. Entirs balanc~ due. It 1 dori t pay ~n instalment on time or ~i 1~reak one of my prom~ses under this agreement, you can reqwre rt~e to pay ~he ent~re batance of my ban Iless the refund of FINANCE CHAHGE to whsch 1 would be enhtted in ihe event of prepayment) at once w~thout noafymg me in advance. You can also do th~s it 1: m~ss a payment on another debt 1 owe you: made mislead~ns statements on my application: become involved ~~ bankruptCy Or ~nso~vency Droceedmgs, or d~e Security. To p~otect you it I ta~l to repay this 1oan. 1 g~ve you as collateral a"secunty ~nterest" under the Florida Uniform Commercial Code ~n the tollowmg prope~ty along with any replacement parts. add~aons or eqwpment attached to ~t wh~ch 1 own, plus any proceeds. return premiums ard rebates from any credit insurance or insurance on the property seeunng this loan. 1 als~ unde~stand that ihis (oan will be secured only by the collate~al desc~ibed below regardless oi any security provisions that may appear in other loans 1 may have with You . Lot 9, Block 346 Port St. Lucie Section 25r according to the Plat thereof as recorded in P1tT Book 13, Pa&es 32 and 32A throuRh 32I of the Public Records of St.Lucte County, Florida , ~ /~,.: y ' A ' .;4 - • ,~.._:... `~ s $ ~ ~ ~ a r H • ~ ~ ~ n ~ J .a ~~ D- I~ tMs bo~ ~s checked. " is signing this sgteemsM onl~- j to giw you s vslid secur-ty intsrest and will heve no personal legsl respons~bility on ths loan. -•' ~ I understand that this agreement. and if ehecked above, a document encumbering real property. contsin all the terms ~ ~ i a~d condihons covering my loan_ It a~y part of either of them is unenforceable. the remaining parts will remain valid. t'va • read this agreement and acknowledge that a fully Completed Copy of it as (umished to me befote• I signed i~ ,. ' ~ ~ -. " (seal) - ~ .~ ' ; ~/` ~ i (seal) Stephen P. 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