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Home My WebLink About0529 ~' •"'-.`~u4i~"'+"T~""`17!"n.'.ST`~'~..~...~..w-~.rr~;Rw~1~'t-t:.iK~''~y'*'SSyIl~±!,+;ri~>y~wa'rs~+!`p...-±.x~..;~.....,wo,,..,~ .......... ~. ~±•.•s~:.• .,. . . • .- - ~ .:~~.. Southeast Bank '~~~ Consumer l.oan Note ~and~ Security Agreement ~~ ^ t - ' ~ " ~ - '•~ ;;~ ~ 26-C136 • ,. ~ . . . ~ . ~ ~•''~~~` ~ First National Bank of Fort Fierce - ~ ~ ~ ~ ~ ~ ;~ `, Soutt~~ast ~ Fla. ~ ` IA1rd~su- The words /, me and my mean the borrowe~ and anyone else who signs.{The words you and your re er to the outheast 6ank shown above. ' ~ ~ _ ~ .. ~ . , :~ . >~, . . . . _ . l~ .~. ~..•-. . , _ . E~or~ower's Name Mauri ~ Address 7 ver Ct Pt St Lucie lo . ~ . ~ • ....: . 1 j This is the ag-eeme~t that cove~s my loan with you.~l understand that anyone who signs this ag~eement~witl be legally responsible ; (togethe~ and individuallyl for ~epaying the total amount owed, unless they are only s~gning to give you a valid seturity iqterest. ~ Promiss to pay. To ~epay my loan. I promise to pay you the total oi payments shown in (tem 11 below in ~20 _.__ mo~thly ~nstalments of S 224_ 48 each. 1'll begin making payments on _~pril 6 ~ ~- .~ 1y 8- ~nd will cont~nue to pay o~ the same day each mo~th until the loan is paid in tu11. 1'tl make payments in person or by mail at the o(fice you speCi(y. Here's s br~akdown of m~ ~oan: Prope-t~- I~surancs. I will keep the p~ope~ty secunng this toan t. Amount 1 rece~ved ..._..... 5 14, ~00. 00 insured against loss a damage. I understand that 1 may purchase th~s 2 Appra~sal (ee ........... .. S n3 ~nsurance through you. ~n which case the cost and term w~ll appear in (For Real Estate Loans only) , the loan breakdown (8 A b BI, or irom anyone else t thoose. Either ~ way. 1'll make the poliCy payabte to you. - 3 Reco~ding (ee _...:. ..... S !f 1 don't keep it insured or pay p~emiums on time. you can pay Ihem 4 Opt~o~al c~ed~t lile for me or cancel the pol~cy and get insurance elsewhe~e. It you do ~nsurance ....... ...... . S tta purchase such insurance elsewhere. you can setect insurance which 5 Optronal credit d~sabil~ty p~otects only your interest in the collateral or wh~ch protects my p~ +nterest ancl your interest. and in eithe- case I will pay tor any ~nsurance . ..... _ . . . . . . . . . S prem~ums .you advance with interest computed at an ANNUAL 6 Stamp tax . . . ..... . . . . . . . . S 21.15 PERCENTAGE RATE ot 18%. 7 Other tharges (explain) ^ _ _ ~ S ~ 8 f f0~@fIy IIISUfaf1C6 (s~ww pemwm ~1 1~n~rK~ IMough bank) A Flood insurance . . . . . . . S ~ for months. B Physical damage t18 insurance ............. S (or months 9 Arnount finanCed (1 thru 8) . . . . _ . . . . . . . S -14~ ~21.15 t0 FINANCE CHARGE . ...............5~~916_45 made up of: ~ A Interest . . . . . . . . .. . . . . . a 12, 866, 45 B. Prepaid " FINANCE CHARGE•S SO. 00. (p~~essing Feel i t Total of payments (9f-10) . . . . . . . . . . . . . . . S 26~ 937. 60 ANNUAL PERCENTAGE RATE _ . . . . .. . _ . 14~ 80 gb NOTE: Items 2 through 8 above are expenses the Bank must pay to ~, third parties. Credit Insurance. 1 understand that 1 don't have to take out cred~t l~fe nwrance o~ credrt disabihty insurance to quahfy for th~s loan But ~f I :vant. I Can purChase this ~nsurance through you. purchase ~t irom ~,omeone else 1 choose. or ass~gn an ex~sang pohcy_ 1 want tAe ~~SUrance checked below (or the term of this loan ~ Credit lite insurance on Borrower's li/e alone at the cost shown in item 4. (Maximum allowable term is 10 years). ~, Credit disability insurance on Borrower ~F~rst named be{ow) at the cost shown in item 5. (Maximum allowable term is 5 yearsl. ;; Joint credit life insurance on Barrower and Co-Bor~ower"s life at tne cost shown in item 4 3 orrower'S 5~gnature _ Co- Borrower's S~qnaturg _ Right to prapay loan. ! can prepay ths entire bslance oi my loan st . any time. If 1 do. you will refund s portion o1 the FINANCE ~ CHARGE figured by ihe sum-oi-the-digits method (a commo~ly :. used formula for iiguring refunds on instalme~t Ioansl_ But you won't ~ refund any paA of the processing fee (item 108~. - Lat~ pa~m~nts. II i haven't paid an instafinent within 10 days ot the date it's due. ('ll pay a late charge equa) to 6% of the overdue ~nstalment. but not mo~e than S5. This charge will ~ot apply to loans over s50.000. Collection costs. 1'll pay any collection costs, including reasonable attorney's fees. ~f you take collection action. Entire balance dus. Ii I don"t pay an instalment on time or ii I break one of my promises under th-s agreement. you can require me to pay lhe ent~re balance of my loan (tess the refund ot FINANCE CHARGE to wh~ch i woutd be entitled in the event of prepayment) at once without noufying me in advance. You can also do this ~f I: rmss a payment on another debt 1 owe you: made mislead~ng ;~atements on my appt~cat~on: become involved in bankruptcy o- ~nsolvenCy proCeed~ngs: Or d~e Security. To protect you i~ 1 la~l to repay this 1oa:-. 1 give you as collaterat a"secur~ty interest" under the Flor~da Uniform Commetttal Code in the follow~ng property along w,ih any replacement parts. addiuons or eqwpment attached to it which I own. plus any proceeds, roturn prem~ums and rebates trom any credit insurance or insurance on the properiy securing this Ioan 1 als~ understand that this loan w~11 be secured unly by the collateral described below regardtess ot ariy security p.ov~s~ons that may appear in other loans 1 may have w~th YOU. Idate) LOt 10 (date) to the plat thereof as recorded i.n Plat Book I8 ; pa. o e ic ecor s o . ucie Real Propsrty. O(if ~hecked herel 1 am g~wng you a separate ` L~ass out one) ~ M~gage Agreement Not to Encumber or Transter Property ~o sacure this loan on property located a!: (Addreu of ~ntumberad Otop~rtY) '~ ou have already given me the requ+red Notice of Right of Rescission_ ~ understand this means 1 have thr~e ~3) business days to change my m~nd and cancel th~s loan. I understand that you will start charg~ng me ~nterest on - 19 . Additional sgrNm~nts and provisions on r~vsrs~ sid~. I have read ~ns additiorwl agreements and prov~sions on the reverse side ot this aq~eement arxf 1 understand and agree to them. ~ O ' N • d ~ ' - i . o, , A. , . ~ J ~ 1/ th~s box is checked, is signing this ag~eeme~t only to give rou a valid seturity ~nteresf and will have no personal legal respons/bility on ths bsn. pt i understand that this agreement, and if checked above, a document encumbering reat property, contain all the terms ~nd conditions covering y oan. It any part oi either of them is unenforceable, the remaining pans will remain valid. 1've r~ad~agr~ment and a nowle_ dge that,~'TO1tp.Fompleted copy it ss furnished to me beforg~ signed it. - ~ _ . ~~ ` ~-~--•~~ ~ // (seall (seal) ~ ~ ~ i~'?~ i N, ~. ~~ .j • County, Florida --' ~~ .c ~~_~ . (seal) . . ~ ..; ,. ~:(seal) - ' . ' ~~ . t ~ : :