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HomeMy WebLinkAbout0344 Mortgage and the promissory note secured hereby. Said escrow money shall not otherwise be subject to withdrawal, attachment or garnishment by any party, but shall be applied and paid out in accordance with this provision. The Mortgagee may, at its sole discretion, commingle the escrow money with other escrow monies held by it, and allocate or reallocate escrow money for the payment or prepayment of any sum secured by this mortg~ge, ancluding the payment of interest charges for late payment and tran- sfer fees. If there shall be a default under any of the provisions of this mortgage, resulting in a public sale of the premises cover~d hereby, or if the Mortgayee acquires the property otherwise after default, the Mortgagee shall apply, at the time of the commencement of such proceedings, or at the time the property is otherwise 'acquired, the balance then remaining of the funds accumulated under this paragraph as a credit against the indebtedness then secured by this mortgage. 15. Thirty years from the date of the final advance of loan proceeds evidenced by the promissory note, the balance of the mortgage obligation then unpaid shall mature and be forthwith due and payable without demand. 16. If all or any portion of the real property subject to the lien of this Mortgage is sold, transferred, conveyed, leased or encumbered, other than by leases of individual apartments to tenants or in connection with the replacement of fixutures, furniture or equipment of equal or greater value owned by Mortgagor free and clear, without Mortgagee's prior written consent, or if without the prior written consent of Mortgagee there is a transfer of an interest in Mortgagor, except that no written consent shall be required for the addition removal or substitution of limited or general partnership interests then Mortgagee may at its option declare ali G~~mc ~P~~~e~ hy th;~ M~r~~w~o ~~ ~~ immediately due and payable. It is expressly agreed that the loan secured by the Mortgage was made in reliance upon Mortgagor's expertise and ability in the area of construction and management of residential rental apartments, whether by Mortgagor directly or through management companies employed by it. It is further expressly agreed that the continued ownership and management of the project by the Mortgagor is an important part of Mortgagee's security and an occurrence of any of the events set forth in this section ~ithout Mortgagee's approval shall constitute a material impairment of such security. 17. Mortgagor shall keep and maintain accurate books and records of the earnings and expenses of the premises and shall within ninety (90) days after the close of Mortgagor's fiscal year deliver to Mortgagee an annual audit of the operation of the premises showing in reasor_able detail the rents and profits received from and disbursements made in connection with the premises together w,ith annual balance sheets and profit and loss statements as may be required by Mortgagee. In addition to the foregoing financial inform- ation regarding the operation af the mortgaged property, within sixty (60) days after the close of Mortgagor's fiscal year, Mortgagor sh~ll provide Mortgagee with a fi~ ancial statement accurately depicting and detailing assets, liabilities, and r.et worth of Mortgagor at the end of the preceding fiscal year. Failure to provide Mortgagee with the aforementioned information shall constitute an event of default. The provisions hereof may be varied only by a written waiver of Mortgagee. - :;~~~~ ~a~ 343 ~~~x -6-