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Home My WebLink About1522~`i i~cr :~:1C'_V:`.: ~ Ii:2!c~: ~~f Z~pi'C l~t~•.:'~' ~\'.v'~!~ 1!/lt' d~t(~ /I)y fill!J11 (~1H OJI~U'.VCf d11C~ Jllyulit' ('I::f! \Y~lt) c.iL~~~5 llir• WOfI~, ~U~/ illl(~ y'O<I! 1~•~F~1 i~l ~I~e: SUU~tit!d~( Q~II~I ~f.UWil i1~UV@ . Bo-ruwer's Name ~~~. b Rose Marie Hartley Address 8001 LakelandBEvd. Fort Pierce, Fltnrlda , ~71Z~/8I- T~,,s ~s the ag~eement that covers my loan with you 1 u~derstand thac anyone who signs this agreeme~~t witl be legatly ~esponsible !toc~ethe~ and individually) fo~ repaying'the total amount owed. unless they a~e only s~gnmg to give you a valid secu~~ty i~ie~est. Promise to pay. To ~epay my loan. 1 prom~se to pay you the total of payments show~ in Item 1 1 below in 30 monthly ~r,scatments oF S 160.08 each. 1'll begin mak~ng payments on March 13, , t g 8~ and will ~~u~~anue to pay on the same day each month unt~l the loan ~s pa~d m(ull 1'll make Nayments in person or by ma~l at thQ ott~ce ; •; u'~ SpeCi(y ~ H ere's a breakdown of my loan: Propertr Insurance. I w~ll keep the properry securmg th-s loan t Amount I rece~ved S 3,800.00 ,nsured aya~nst loss or damaye I understand that I may purchase this ~ ' Appraisal (ea $ RS ~nsu~ance through you. ~n wh~ch case the cost and term witl appear in ~ (For Reat Estate Loans onty) the loan tireakdown (8 A& B!. or from anyone etse 1 cinoose. E~ther n8 v+ay 1'll make the polrcy payable to you 3 Reto~d~ny fee . S If 1 don't keep rt ~nsured or pay prem~ums On time. yo~ Ca~ pay ihem . -: Opt~onal cred~t I~fe for me or cancel the pol~cy and get ~~~surance elsewhere It you do ' ~nsurance ..... S 90• 05 purchase such ~nsurance elsewhere. yau can setect insurance wh~ch ~ 5 Opt~onal cred~t d~sabd~ty protects only your interest in the collaterat or wh~ch protects my . ~nsurance . 5 na ~nterest and your ~nterest. and ~n e~ther case 1 w~lt pay tor any 6 Stam tax . g 5.85 P~emiums you advance wuh mterest computed at an ANNUAI p ~ PERCENTAGE RATEof 18%. 7 Other charges (expla~nl • 5 na 8 Property ~nsuranCe tsnow roe.*~~u~n ~t r.~~,.~e,~ ~n,o~,qn na~k- A Flpod ~nsurante 5 na for months B Phys~cal damage ~nsu-ance $ na for monihs ' 9 Arnount (~nanced (1 thru 8) - S 3 895. 90 __ ~C FINANCE CHARGE S 906.50 made up ot: A Interast .... ..... . $56 50 S ' r B Prepaid • --- - . FINANCE CHARGE~~S 50.00 ---- (Process~~g Fee! ~ t rotal o~ oayments 19+ 1 O) S 4~ 802.40 ANNUAL PERCENTAGE RATE 16.88 ~,, ~ 1 OTE: Items 2 through 8 above are expenses the Bank must pay to third parties. i Cred~t Insurance. t understa~d that I don't have to take out cred~t I~(e ; ~n;u.ance or cred~t d:sab~bty ~nsurance to quab(y (or this loan But d I I ~.,.~nt. 1 can purchase this msurance through you. purchase u(rom So~neone else 1 choose. or ass~gn an ex~sUng pohcy t want the ~~~surance checked below for the term of th~s loan i;~;{~redit life inwrance on 8orrower's life atone at the cost shewn in ~tem 4. (1Aaximum allowabte term is 10 yearsl. ~ u Cred~t d~sability insuranc on Borrower (Fir named bebwl at the cost shown in ~tem 5 M~imum all~e term is 5 yearsl. ~ Joint credit life i n on B row nd Co-Borrower's life at the cost s 3o~rower'S S~gnature ~ t C~-Borrower'~~ a L. Rartley ~~~el j~r~ndturg Idatel Real Property_ C(d checked here) I am givi~g you a separate :Cress out one) ~ Mortgage A'§reement Not to Entumber or T~ansfer Property co secure th~s loan on property lo~,ated at: ~ rt ~-.:~.~u.~.~ x. ~:~_~.,x_.z~-: _ _,. _ _ Right to p~epsy loan. 1 can prepay the enare balance of my ban at a~y t~me If I do, you wdl retund a portion of ths FINANCE CHARGE f~gured by the sum-ot-the-digits method (a commonly used tormula (or f~guring retunds on instalment loans). But you won't relund any part o( the processing fe~ (item tOB-. Late payments. It 1 haven"t paid an instalment within 10 days oi the date Ft's due. I'll pay a late charge equal to 6% of the ovtrdue ~nstalment. but not more than S5. This charge will not apply to loans over S50,000. ' Collection costs. I'll pay any cotlect~on costs, mtlud~ng reasonable altorney"s lees. if you take collecuon act~on Entire balance due. I( 1 dun't pay an ~nstalment on t~me or i( 1 break one o( my p..om~ses unde~ th~s agreement, you can require me to pay t~~e ennre batance of my loan (less the ~etund of FiNANCE CHARGE to wh~ch 1 woufd be entitled ~n the event of prepayment) a~ o~ce w~thout nou(y~ng me ~n advance You can also do th~s ii I: m~ss a payment on another deb: 1 owe you: made m~slead~ng stateme~ts on my applicat~on: become ~nvolved ~n aankruptcyr or msolvency prp~eed~ngs. o~ d~e l, Secu~ity. To protect you if I(a~l to repay this loan. I g~ve you as collateral a"secur~ty ~nterest" under the Flor~da Umform Comme~c~al Code ~n the tollow~ng property along w~th any replacement parts, add~uons or equ~pment attached to ~t wh~ch 1 own, plus any proceeds. return prem~ums and rebates from any tredrt insurance or insurante on the property secur~ng this loan I also understand that th~s loan will be secured o~ly by the collaterat descr~bed below regardless of any seu,r~ty prov~sions that may appear in othe- loans 1 may have with you Lot 9, Block 11, Lakewood Park Unit ~2, accordin, to the plat thereof recorded in Plat Book 10 ~~ p~e 56, 56A thru 56C of the Public record~~!'"l,.~ St.Lucie County, Florida. ,~~~-Z ' IAdWess o( encumlxr~ prop~rtyl 'fo:, have atready g~ven me the reyu~red Not~ce of R~ght ot Resc~ss~un ~ ~nderstand th~s means I have thre~ (3) bus~ness days to change my ~~~nd and cancel th~s loan 1 understand that you w~ll start charg~ng me ~nterest on ~g . Additional agresments and provisions on revsrse side. I have read tne addiuonal agreements and prov~sions on the reve~se s~de of this aereement and 1 understand and agree to them ~ ~ If this box ~s checked. ~s sign~ng th~s agreement onty ro g~ve you a val~d ~~~ty ~nterest and w~ll have no perconal lega! respons~b~l~ty on the Man i understan a th~s a e~nent. and if cher.ked tibove. a d~a~ment encumbe~inq real praperty. contain all the: te~ms t~-~~•'~ r~v•t~~ r: r;V ~n,"fL_If, .,ny ~i~ir~ c~f e~ttier O~ [:i,~rn ~ti ~innr.lUr::e~lile :ha. r~rm_-unr~;j ~~_~~SS tiv~ll sem~ir v:tl~~1 I-~ ,~ != ;.. ..i : ~Y ~fG ~, ~.•rl•r~l~ h ~: ~ (.::i•: ~• ~r~,. ....,1 ~ tr•~v ~~ c•ci 2•. ~...~rc• { . .::i~~c! ~i , . .: % -~ i i /,~ • 1 ~ ,. . , ; ~f -'. _•~: 1:,: t,, = ti. .n~. ~ ~ . ~1 / ~~ ~~ J ~ " ~ / " ~ / :: ~ ,~. ,t~.-~,~.,r ~~ ~,K348 1522 ~ ~ ~ . . . ,. . ,. , ~ BOOK PAGE N A N ~ O °o ~ °m ~ N os ~ J N ~ ~ i ~ i i s _ ~ .~; ~;~r~